Neil Fairhead

CEO, It’s On Sale

inConnect

Tuesday morning, and one gate is closing on shoppers by close of trade. The Coles Ultimate Flybuys stack and the 10% off Uber, DoorDash and Rebel window both shut tonight, and Woolworths pulls its 20x Everyday Rewards TCN and Google Play stack at the same time. Above that, the RBA sits in exactly two weeks, Governor Bullock heads to Canberra to face the House Standing Committee on Economics later this month, and the school holiday planning window opens for QLD and VIC families with Term 3 ending Friday. Here is the shopper’s read for Tuesday 15 September.

Gift Card Double Window Shuts Tonight

Per Tom Goward’s Flight Hacks weekly wrap updated 14 September, Coles is running 20x Flybuys Points per dollar on Ultimate Her ($50 and $100), Ultimate Him ($50 and $100), Ultimate Kids ($30 and $50), Ultimate Students and Ultimate Teens gift cards. Windows run 9 September to 15 September, in store only, with a 5 card limit per member per day and a 50,000 bonus Flybuys point cap. Ultimate gift cards spend at JB Hi-Fi, The Good Guys, Uber, IKEA, Officeworks, Webjet, Luxury Escapes and dozens of other brands, so the effective conversion is 20 cents of Flybuys value per dollar spent on cards you were going to buy anyway.

Per the Gift Card Database weekly, Coles is also running 10% off Uber, Uber Eats, DoorDash, Rebel, BCF, Supercheap Auto and the Super Retail Group Super Card (valid at Supercheap Auto, BCF, Rebel and Macpac), same 9 to 15 September window, 5 card limit. And per Brandon Loo’s Point Hacks weekly wrap, Woolworths is stacking 20x Everyday Rewards Points per dollar on Google Play, TCN Shop, TCN Deluxe, TCN Pamper, TCN Cinema (all denominations) and TCN Kids ($30 and $50). Woolworths caps at 10 cards per member per day, 2 cards per day for TCN Deluxe variable load.

Three Tuesday plays worth a run to the shops. First, the Super Retail Group Super Card at Coles remains the strongest camping and outdoor kit stack ahead of the QLD and VIC Term 3 holidays that start Saturday. Second, TCN Pamper at Woolworths (Mecca, Sephora, Hairhouse, salon appointments) is the cheapest way to buy Christmas presents 100 days out. Third, spending $1,000 on qualifying TCN cards at Woolworths tonight earns 20,000 Everyday Rewards points, convertible to $100 in Rewards Dollars or 10,000 Qantas points. All three windows shut at close of trade.

RBA Sits in Two Weeks, Governor Heads to Canberra

Per the Reserve Bank of Australia homepage, the cash rate has held at 4.35% since 12 August 2026, and the next update is scheduled for 2.30pm Tuesday 29 September 2026. Per the RBA 2026 speeches calendar, Governor Michele Bullock is also scheduled to appear before the House of Representatives Standing Committee on Economics in Canberra later this month, the standard post-decision testimony window. Per the ABS Employment and Unemployment release dated 20 August 2026, the unemployment rate sat at 4.5% in July 2026, up 0.1 percentage points on June, and per the CommBank Newsroom analysis published 21 August, that print adds to the case for the Reserve Bank to hold off on hiking rates again.

What this means for a shopper this fortnight: interest free finance offers on big ticket electronics, whitegoods, e-bikes and furniture reprice within two to four weeks of an RBA move in either direction. If you were queueing a purchase for the second half of October or November on 24 to 48 month interest free terms, the sensible read is to lock the written quote this week. The August monthly CPI print from the ABS lands the day after the RBA decision, so the fortnight ahead sets the tone for spring big ticket pricing right through to Black Friday.

Deadline Calendar: Myer, Kmart and the Spring Catalogues

Per the Myer latest news page, the Mid Season Sale Durational Offers run Wednesday 9 September to Monday 28 September, and separately Myer is offering a $10 Myer Bonus Gift Card on Click & Collect orders over $99 through the same 28 September deadline. Per the Kimbino Kmart catalogue tracker, the current Kmart catalogue (in force since 27 August) closes tomorrow, Wednesday 16 September 2026. Per the GroceryWise Chemist Warehouse catalogue tracker, Chemist Warehouse’s Footy Finals catalogue runs 7 September to Sunday 27 September, and per the CatalogueAU Bunnings tracker, the Bunnings Spring Starts Here catalogue runs through to Sunday 11 October.

Practical read: today is the last day of the Kmart catalogue for anyone timing a Term 3 holiday activewear, sleepwear or homewares run. Myer’s Mid Season pricing has room to hold for a full fortnight, so the discipline is to buy the deadline items today (Kmart and both gift card windows) and let Myer, Chemist Warehouse and Bunnings run their full course.

Term 3 Holidays: QLD Ends Friday, VIC Break Starts Monday

Per Education Queensland’s term calendar, Queensland state schools finish Term 3 on Friday 18 September, with holidays running Saturday 20 September to Sunday 5 October and Term 4 starting Tuesday 6 October. Per the Victorian Government schools calendar, Term 3 ends Friday 18 September and school holidays run Monday 21 September to Friday 2 October. New South Wales runs a week later, per the NSW school holidays calendar: Eastern Division holidays run Monday 28 September to Friday 9 October.

Shopper read for Tuesday: three trading days left of full weekday traffic across kids activewear, sunscreen, sleepwear, camping and travel snacks before the tills reset for holiday pricing. Buy the Term 3 holiday kit under tonight’s Coles and Woolworths gift card stacks. Category to prioritise from today’s Top 5 below: Homewares (MyHouse, third at 78% off) for the school holiday grandparent visits, and Costumes (CostumeBox, fourth at 75%) if any of the four kids’ school holidays include a party or a Halloween pregame.

ACCC Pushes for Stronger Marketplace Safety Rules

Per the ACCC media release published 1 September, the regulator is calling for a general safety provision and stronger reform of Australia’s product safety framework, with online marketplaces flagged as a particular concern. ACCC Commissioner Luke Woodward said Australian consumers should be able to trust that products they buy, including goods bought online, are safe. Amazon Australia, eBay Australia, AliExpress, Temu, Gumtree and Fruugo are all named participants of the voluntary Australian Product Safety Pledge, the framework the ACCC now wants replaced or supplemented with an enforceable general safety provision. The response follows a designated complaint filed by consumer organisation CHOICE on 3 June 2026.

Per the same ACCC release, in June 2026 the regulator sent take-down requests to Amazon, eBay, Kogan and Fruugo over banned and potentially deadly toys and games containing small high-powered magnets, and in May 2026 the ACCC commenced Federal Court proceedings against Amazon Commercial Services (trading as Amazon AU) over Unicorn Toddler backpacks that allegedly failed to comply with mandatory button battery warning requirements. Shopper practical read: before you buy anything electrical, a kids toy, a cot, a pram, a magnet product, a small appliance or any button battery product from a marketplace listing (Amazon Commercial Services included), check the product safety recalls register at productsafety.gov.au. It is free to search, and it catches listings the marketplaces still have live.

Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a Tuesday morning sweep of every retailer live on It’s On Sale.

1SportsgirlToday’s Top DiscountFashion90%OFF2LightspotLighting89%OFF3MyHouseHomewares78%OFF4CostumeBoxCostumes75%OFF5SunnylifeBeachwear73%OFF

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

Other Deals Worth a Look

• Mossman: up to 70% off across the women’s wear range. Australian designed contemporary womenswear, useful for a spring transition wardrobe refresh ahead of racing season.
• David Jones Mid Season Sale: up to 50% off selected women’s fashion from Bec + Bridge, Aje and Bassike, plus 30% off Calvin Klein, M&S and Spanx lingerie. Runs to Monday 28 September.
• Rebel Sport: activewear clearance ahead of Term 3 holidays. Pair with the Super Retail Group Super Card at Coles today to stack 10% off the gift card against the sale price.
• BCF: camping, fishing and outdoor sale live. Same Super Card stack applies, and this is the week to lock Term 3 camp kit before spring school holiday traffic hits.

What to Watch This Week

Coles Ultimate 20x Flybuys and 10% off Uber/DoorDash/Rebel gift card offers close end of trade tonight (15 September). Woolworths Everyday Rewards TCN and Google Play gift card offers close at the same time. Kmart’s current catalogue runs out tomorrow, Wednesday 16 September. The ABS Labour Force release for August 2026 lands Thursday 18 September at 11.30am AEST, the last major labour market data point before the RBA sitting. Term 3 school holidays start Saturday 20 September across QLD and VIC. The RBA cash rate decision lands Tuesday 29 September at 2.30pm AEST. The August monthly CPI print from the ABS Monthly Consumer Price Index Indicator follows Wednesday 30 September at 11.30am AEST.

It’s On Sale Australia’s home for genuine retail deals. Browse today’s featured stores at itsonsale.com.au.

Neil Fairhead

CEO, It’s On Sale

inConnect

Monday morning, and two clocks are ticking against shoppers before lunch. The Coles gift card window shuts at 8am today, and the Woolworths TCN stack closes at close of trade. Both are your last chance this week to buy Term 3 holiday kit at a discount before the tills reset. Above that, the RBA rate rise probability has climbed to 66.5% for the 29 September sitting, and David Jones has opened its Spring Flower Show at Elizabeth Street. Here is the shopper’s read for Monday 14 September.

Rate Rise Odds Climb Ahead of the RBA

Per the RBA Rate Watch model updated 11 September, the market is pricing a 66.5% chance of a cash rate rise at the 29 September sitting, versus a 33.3% chance of a hold and a rounding error 0.14% chance of a cut. The current cash rate is 4.35%, unchanged since 12 August. NAB is the loudest of the majors calling a September move: per the Aussie Home Loans wrap of expert predictions updated 8 September, NAB pencils a 25 basis point rise to 4.60% in September. ANZ, CommBank and Westpac all expect a hike no later than November.

What this means for a shopper this fortnight: variable rate credit products (personal loans, buy now pay later term arrangements, retail store cards) reprice within two to four weeks of an RBA move. If you have a big ticket EOFY style purchase queued for October or November on interest free finance, get the written quote and the offer accepted this week. If you were thinking of consolidating a store card balance to a low rate personal loan, the sensible read is that pricing available today is likely as good as it gets for the balance of the year.

Gift Card Windows: Coles Shuts at 8am, Woolworths Closes Tonight

Per Brandon Loo’s Point Hacks weekly wrap, Coles has 10% off Uber, Uber Eats, DoorDash, Rebel, BCF, Supercheap Auto and the Super Retail Group Super Card (valid at Supercheap Auto, BCF, Rebel and Macpac). Offer is in store only. Limit 5 cards per customer. Windows: 9 September to 15 September, and most Coles supermarkets close the offer at 8am Monday morning. If you are reading this at breakfast, the store around the corner is your only shot before the reset.

Woolworths is running 20x Everyday Rewards points per dollar spent on Google Play, TCN Kids, TCN Shop, TCN Deluxe, TCN Pamper and TCN Cinema gift cards, all in store, same 9 to 15 September window, closing at end of trade tonight. Per the GCDB gift card weekly, 20x points equals about 10 Qantas Points per dollar via the Everyday Rewards to Qantas transfer, so $500 across TCN Cinema translates to roughly 5,000 Qantas Points on top of the standard face value spend.

Two Monday plays worth a run to the shops. The Super Retail Group Super Card at Coles is the strongest stack for camping and outdoor kit heading into the QLD and VIC Term 3 holidays that start Saturday. TCN Pamper at Woolworths works at Mecca, Sephora, Hairhouse, salon appointments and nail bars, and it is the cheapest way to buy Christmas presents 100 days out.

David Jones Opens Its Spring Flower Show

The David Jones Spring Flower Show runs 10 to 20 September at the Elizabeth Street Sydney flagship, the retailer’s annual free installation and this year part of its 187 year Sydney celebration. It coincides with a Mid Season Sale live at davidjones.com/sale: up to 50% off selected women’s fashion from Bec + Bridge, Aje and Bassike, 30% off Calvin Klein, M&S and Spanx lingerie, and up to 20% off across accessories and homewares. Per Getprice’s David Jones sales tracker updated 9 September, the Mid Season Sale is one of the deeper 2026 windows this side of the November Toyshop launch.

What this means for Sydney shoppers this week: free foot traffic to a real store, with a genuine markdown offer paired against it. For a shopper anywhere else, the online Mid Season Sale reads best across the higher end women’s fashion labels where markdowns exceed the January and June clearance depth.

ACCC Pushes for Stronger Marketplace Safety Rules

Per the ACCC media release published 1 September, the regulator is calling for a general safety provision and stronger reform of Australia’s product safety framework, with online marketplaces flagged as a particular concern. ACCC chair Gina Cass-Gottlieb said current gaps let unsafe goods reach Australian consumers through digital channels without the same accountability that applies to physical retailers. Amazon Australia, eBay Australia, Fruugo, Temu and Gumtree are all named participants of the strengthened Australian Product Safety Pledge, the voluntary framework the ACCC wants replaced with an enforceable rule.

Per the follow up Cass-Gottlieb speech delivered 3 September, the regulator has increased its enforcement focus on online marketplace product safety and expects the current voluntary Pledge to fall short as consumers keep shifting spend to those platforms. Shopper practical read: before you buy anything electrical, kids toy, cot, pram, magnet product, small appliance or button battery product from any marketplace listing (Amazon Commercial Services included), check the product safety recalls register at productsafety.gov.au. It is free to search, and it catches listings the marketplaces still have live.

Term 3 Holidays: QLD and VIC Break Starts Saturday

Per Education Queensland’s term calendar, Queensland state schools finish Term 3 on Friday 18 September, with holidays running Saturday 20 September to Sunday 5 October. Victoria matches, per the Victorian Government schools calendar: Term 3 ends Friday 18 September, holidays run Monday 21 September to Friday 3 October. New South Wales trails a week, per the NSW school holidays calendar: Eastern Division holidays run Monday 28 September to Friday 9 October.

Read for a shopper this week: the last five weekdays of full price traffic across kids clothing, footwear, camping, activewear, sunscreen and travel snacks. Buy the Term 3 kit under this morning’s Coles gift card stack or tonight’s Woolworths TCN stack, not at full price during the break itself. Category to prioritise from today’s Top 5 below: footwear (Novo, second place at 62% off), homewares (Dusk at 60% off, top up on candles and gifts before the school holiday grandparent visits).

Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a Monday morning sweep of every retailer live on It’s On Sale.

1Costume BoxToday’s Top DiscountCostumes75%OFF2NovoShoes62%OFF3DuskHomewares60%OFF4brasNthingsIntimates50%OFF5David JonesFashion50%OFF

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

Other Deals Worth a Look

• Grahams Jewellers: up to 50% off across the jewellery range. Fine gift buying window ahead of Fathers Day return runs and Christmas 100 day mark.
• David Jones Beauty: Mid Season Sale up to 50% off runs the same window as fashion. Premium fragrance and skincare carried across, and staff on the ground floor at Elizabeth Street during the Flower Show.
• Rebel Sport: activewear clearance ahead of Term 3 holidays. Pair with the Super Retail Group Super Card at Coles this morning to stack 10% off the gift card against the sale price.
• BCF: camping, fishing and outdoor sale live. Same Super Card stack applies, and this is the week to lock in Term 3 camp kit before spring school holiday traffic hits.

What to Watch This Week

Coles Week 37 gift card offer closes this morning at 8am. Woolworths Everyday Rewards TCN gift card offer closes end of trade tonight (15 September). The ABS Labour Force release for August 2026 lands Thursday 18 September at 11.30am AEST, and it is the last major labour market data point before the RBA sitting. Term 3 school holidays start Saturday 20 September across QLD and VIC. The RBA cash rate decision lands Tuesday 29 September at 2.30pm AEST, with a 66.5% market implied probability of a rise per the Rate Watch model. The August monthly CPI print from the ABS Monthly Consumer Price Index Indicator follows Wednesday 30 September at 11.30am AEST.

It’s On Sale Australia’s home for genuine retail deals. Browse today’s featured stores at itsonsale.com.au.

Neil Fairhead

CEO, It’s On Sale

inConnect

Overnight the last two big banks fell into line: ANZ, CBA and Westpac now join NAB in tipping a 25bp RBA hike before the end of 2026, taking the cash rate from 4.35% to 4.60%. NAB still calls it for the 29 September meeting; the others hold out for November. Either way, the practical window for shoppers to lock fixed-rate quotes and interest-free finance is this week. Meanwhile weekend clearance widens: Glassons opens the Top 6 at 67% off, Pillow Talk hits 60%, and Coles has four days left on 10% off Uber, Rebel, BCF and Supercheap Auto gift cards. Here is the shopper’s read.

Big Four Now Unanimous on a Cash Rate Hike Before Year End

Two-way street closed. The Aussie Home Loans expert wrap on 9 September, compiled by Bea Amarille and Priyanka Gaunder, confirms all four majors now forecast a 25bp cash rate hike before end of 2026, lifting the RBA target from 4.35% to 4.60%. NAB has been in the September camp for a fortnight and stands by 29 September as the meeting; ANZ, CommBank and Westpac shifted their calls this week, and all three now expect the move at November instead, arguing the RBA will wait for the September quarter CPI print first.

The cash rate has been held at 4.35% since August 2026 per the RBA cash rate target page. The July monthly CPI indicator came in at 3.5% (down from 3.8% in June) with trimmed mean at 3.6%, and the August print lands on Wednesday 30 September, the day after the RBA decision.

For shoppers, the direction is set: it is now a question of when, not whether. Fixed-rate quotes and lender pre-approvals typically move a week before markets price the shift, so this week is the practical window to get a written offer in hand from your lender or broker rather than after the fact. If you are eyeing a big-ticket buy on interest-free finance, watch card and BNPL providers reset their terms in the fortnight after the decision.

Weekend Gift Card Wins (four days left, to 15 September)

Per Point Hacks’ 7 September round-up by Brandon Loo, Coles is running 10% off selected gift cards this week (limit 5 per customer, no bonus Flybuys points on top). The full lineup: Uber, Uber Eats, Supercheap Auto, Rebel, BCF, DoorDash, and the Super Retail Group Super Card that works across Supercheap Auto, BCF, Rebel and Macpac. Four days remain.

Woolworths is stacking 20x bonus Everyday Rewards points (equivalent to 10 Qantas Points per dollar) on Google Play, TCN Shop, TCN Deluxe, TCN Pamper, TCN Cinema and TCN Kids gift cards, with a 10-per-member daily limit (TCN Deluxe Variable capped at 2 per day). The TCN Kids Variable card is excluded.

Best weekend plays: Super Card plus a Supercheap Auto or BCF spend is the strongest deal for fuel-adjacent categories. TCN Shop under the 20x window is genuine free grocery credit if you were going to spend at Woolworths anyway.

Households Keep Trading Down. Retailers Keep Widening Clearance.

The NAB Consumer Sentiment Survey for August 2026 shows Australians still cutting eating out, entertainment and holidays, and actively swapping to cheaper products across groceries and household goods. ABS Household Spending for July 2026 already showed the softening: turnover growth is flat month-on-month.

The retailer response is visible in today’s Top 6 below. Womens fashion, bedding, department store and bags are all at 50% off or deeper, with sport at 40% and footwear at 30%. If you have a shopping list you have been holding, this weekend is the sharpest window before the RBA decision reshapes discretionary spending intent.

Term 3 Holidays Countdown: Nine Days Out

Term 3 school holidays across QLD, NSW and VIC start Saturday 20 September, nine days away. Camping, swim, uniform and kids’ clothing clearance is still deep across the pool of stores on the It’s On Sale live sales page, and this weekend of 13 to 14 September is the last low-traffic window before family-spend intent picks up. If you drive an out-of-town trip during the break, lock in a set of Woolworths TCN Cinema cards now: the 20x point stack makes them the cheapest way to buy holiday-week movie tickets.

Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It’s On Sale, audited at dawn.

1GlassonsToday’s Top DiscountWomens Fashion67%OFF2Pillow TalkBedding & Sleep60%OFF3David JonesDepartment Store50%OFF4OrotonBags & Accessories50%OFF5StylerunnerSport & Fitness40%OFF

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

Other Deals Worth a Look

• UGG Australia: up to 30% off footwear at checkout across the sale range. Reliable spring resupply before the holidays.
• Strandbags: up to 50% off sale and travel deals, a smart companion to the Oroton pick if you are refreshing everyday bags too.
• Bonds: 25% off first order for new members, plus underwear and basics on running sale.
• Portmans: up to 50% off across the sale range, tidy spring workwear layering play alongside the Glassons top pick.

What to Watch This Weekend and Next Week

Coles Week 37 gift card offers close Monday morning 15 September. The August 2026 CPI release lands Wednesday 30 September at 11.30am AEST via ABS Monthly Consumer Price Index Indicator: this is the reading the RBA sees for its September decision the day before (Monday 29 September, 2.30pm AEST). Term 3 school holidays begin Saturday 20 September. Any big-ticket finance decision is best locked before markets fully price the RBA move.

It’s On Sale Australia’s home for genuine retail deals. Browse today’s featured stores at itsonsale.com.au.

Neil Fairhead

CEO, It’s On Sale

inConnect

Sentiment slipped on Tuesday, and by Wednesday four of Australia’s biggest banks had swung to a hike call for the 29 September RBA meeting. NAB, Deutsche Bank, UBS and Morgan Stanley now expect a 25bp lift from 4.35% to 4.60%; ANZ and CBA still see a hold. Households already trading down get a fresh set of clearance ceilings today: Rebel Sport at 85% off Fangear, Kick Push at 80%, Booktopia at 60%, and House, Merchant 1948 and Koala anchoring the mid-range. Here is the shopper’s read.

Four Banks Now Tip an RBA Hike on 29 September

The rate-call landscape shifted overnight. Orbit Remit’s policy wrap on 9 September reports that NAB, Deutsche Bank, UBS and Morgan Stanley are all forecasting a 25bp hike at the 29 September meeting, which would take the cash rate from 4.35% (held since 12 August 2026 per the RBA’s cash rate target page) up to 4.60%. ANZ and CBA still call a hold. Aussie Home Loans’ expert wrap lines up the same split.

For shoppers on a mortgage, the practical window is short. Fixed-rate quotes typically shift ahead of the meeting, so this week is the time to get a written offer in hand from your lender or broker rather than after markets price the move in on Monday. If you are eyeing a big-ticket buy on interest-free finance, watch for changes in card and BNPL provider terms during the same window: retailers often renegotiate their finance partners’ rates in the fortnight after a decision.

This Week’s Gift Card Wins (9 to 15 September)

Per Point Hacks’ 7 September round-up, Coles is running 10% off selected gift cards this week (limit 5 per customer, no bonus Flybuys points on top). The full lineup: Uber, Uber Eats, Supercheap Auto, Rebel, BCF, DoorDash, and the Super Retail Group “Super Card” that works across Supercheap Auto, BCF, Rebel and Macpac.

Woolworths is stacking 20x bonus Everyday Rewards points (equivalent to 10 Qantas Points per dollar) on Google Play, TCN Shop, TCN Deluxe, TCN Pamper, TCN Cinema and TCN Kids gift cards, with a 10-per-member daily limit (TCN Deluxe variable capped at 2 per day). The TCN Kids Variable card is excluded.

The clean play for household spend: the Super Card + Supercheap Auto stack is the strongest deal on fuel-adjacent categories this week. If you buy Google Play credit anyway, the Woolworths 20x window is genuine free value.

Households Are Trading Down. Retailers Are Widening Clearance.

The NAB Consumer Sentiment Survey for August 2026 shows Australians are cutting back on eating out, entertainment and holidays, and actively swapping to cheaper products across groceries and household goods. ABS Household Spending for July 2026 already showed the softening: turnover growth is holding annually but flattening month-on-month.

The retailer response is visible in today’s Top 6 below. Sport, skate, books and homewares are the categories where the clearance ceilings have moved highest in the past 72 hours. If you have a shopping list you have been holding, this is the week to work through it before the RBA decision reshapes discretionary spending intent again.

Term 3 Holidays Countdown: Ten Days Out

Term 3 school holidays across QLD, NSW and VIC start Saturday 20 September, ten days away. Camping, swim, uniform and kids’ clothing clearance is still deep across the pool of stores on the It’s On Sale live sales page, and the weekend of 13 to 14 September is the last low-traffic window before family-spend intent picks up. If you drive an out-of-town trip during the break, lock in a set of Woolworths TCN Cinema cards this week too: the 20x point stack makes them the cheapest way to buy holiday-week movie tickets.

Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It’s On Sale, audited at dawn.

1

Today’s Top Discount

Rebel Sport

Sport & Fitness

85%

OFF

2

Kick Push Skate

Skate & Wheels

80%

OFF

3

Booktopia

Books

60%

OFF

4

House

Homewares & Kitchen

50%

OFF

5

Merchant 1948

Footwear

50%

OFF

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

Other Deals Worth a Look

• Koala: up to 30% off furniture & sleep clearance. Solid pick for spring bedroom refresh before school holidays.
• Veronika Maine: further 20% off already-marked sale, layering nicely for spring workwear.
• Glassons: fresh markdowns added, 15% off for members joining this week.
• Oroton: up to 40% off across the outlet range, worth a look before RBA week.

What to Watch Tomorrow

ABS Building Approvals for July 2026 land on Thursday morning (national release, 11.30am AEST), which typically nudges the homewares and furniture categories most. Woolworths’ Monday catalogue reset previews late tomorrow. And a reminder: the RBA decision on 29 September is now 19 days away, so any big-ticket finance decision is best locked before markets fully price the move.

It’s On Sale Australia’s home for genuine retail deals. Browse today’s featured stores at itsonsale.com.au.

Neil Fairhead

CEO, It’s On Sale

inConnect

Wednesday morning briefing for Australian shoppers, and the mood on the street just shifted. The Westpac Melbourne Institute Consumer Sentiment Index for September slumped 5.2 per cent to 84.4 overnight, wiping out almost all of August’s 6 per cent gain, and financial markets are now pricing a roughly 80 per cent chance of an RBA rate hike at the 29 September meeting, 20 days from today. Practical translation: budgets stay tight, family finance sentiment collapsed 9.2 per cent in September, and every retailer with winter carryover is now discounting into that mood. On the counter offer side, Coles has opened its Week 37 gift card window this morning with 10 per cent off Uber, Uber Eats, Supercheap Auto, Rebel, BCF, Super Retail Group and DoorDash gift cards in store (running to Tuesday 15 September). SurfStitch leads the sale racks at up to 70 per cent off surf and streetwear, ahead of MyHouse, Kathmandu, Lounge Lovers, General Pants and Sunnylife.

Sentiment Slumps 5.2 Per Cent, Family Finances Down 9.2 Per Cent

The September consumer read landed harder than the consensus expected. Per the Westpac IQ release published overnight, the Westpac Melbourne Institute Consumer Sentiment Index declined 5.2 per cent to 84.4 in September from 88.9 in August, well below the 85.7 consensus print, reversing almost all of August’s 6.0 per cent gain. The index sits close to 12 per cent below the same month a year earlier and remains firmly below the 100 neutral line that separates optimists from pessimists.

The composition of the fall is what matters for shoppers. Per the Reuters wire report by Wayne Cole, the family finances versus a year ago measure dropped a steep 9.2 per cent in September, driven by higher interest rate fears combining with a rebound in fuel prices. Mortgage holder sentiment dived 13 per cent in the month, compared with just a 0.6 per cent drop for renters, and worries about falling house prices weighed heavily on those with a home loan. Translation for the retail floor: households with a mortgage are the group most likely to trim, defer or hunt for markdowns this September, and retailers with winter carryover are pricing directly into that behaviour. Today’s SurfStitch 70 per cent, MyHouse 66 per cent and Kathmandu 50 per cent outlet all read as textbook responses.

Coles Week 37 Gift Card Window Opens Today, Uber And Sport Stack In Focus

The gift card offer that took over the country yesterday closed at end of trade Tuesday. This morning, the value moves squarely to fuel, food delivery and sport. Per Point Hacks and the FreePoints history tracker, Coles is offering 10 per cent off Uber, Uber Eats, Supercheap Auto, Rebel, BCF, Super Retail Group and DoorDash gift cards from Wednesday 9 September to Tuesday 15 September 2026 (in store only, 5 card limit per member per day). On a 100 dollar rebel or BCF card that is a straight 10 dollars back into pocket, which stacks with any current in store promotion at the redeeming brand and does not eat into any Flybuys earn rate.

The Woolworths side rotates too. Per Point Hacks, Everyday Rewards runs 20x bonus points per dollar on Google Play, TCN Shop, TCN Deluxe, TCN Pamper, TCN Cinema and TCN Kids gift cards (excluding the TCN Kids Variable card), plus 10 per cent off TCN Him, TCN Pub and Bar, TCN Active, TCN Good Food, TCN Holiday and Hotel and DoorDash gift cards. Household play: with Term 3 school holidays starting Saturday 20 September (11 days out), the Rebel and BCF stacks are the highest value store cards this week for kids sport gear, camping kit or Father’s Day sports gifts that missed the mark; the Uber and DoorDash stacks cover school holiday transport and dinners without cooking. The TCN Him card is the sleeper because it redeems at JB Hi-Fi, The Good Guys and dozens of other brands.

RBA Countdown: 20 Days, Markets Price 80 Per Cent Hike, Big Four Split

The Reserve Bank of Australia sets its next rate at 2:30pm on Monday 29 September, exactly 20 days from today. Per the RBA cash rate page, the target has been 4.35 per cent since 11 August 2026, following three hikes earlier in the year (February, March, May). The overnight sentiment print landed into a market that had already re priced sharply. Per the OrbitRemit analysis of interbank cash rate futures, the implied probability of a 25 basis point September hike sat at 17 per cent before the July CPI release on 26 August, moved through 50 per cent by 28 August, hit 66 per cent on 4 September and reached roughly 80 per cent by 6 September. If delivered, the hike takes the cash rate from 4.35 per cent to 4.60 per cent.

The big four bank calls are split. Per NAB’s RBA Watch note, NAB group chief economist Sally Auld and head of Australian economics Gareth Spence expect a 25 basis point hike at the 28 to 29 September meeting, with a risk of another in November. Per the Canstar forecast summary, ANZ and CommBank forecast a November hike also to 4.60 per cent, and Westpac remains the lone hold out for no hike in 2026. November is fully priced regardless of whether September or November delivers the move. Practical read for shoppers: whether the hike lands on 29 September or 4 November, another 25 basis point squeeze on repayments is near certain before Christmas, discretionary budgets stay tight, and retailer clearance discipline through October will look a lot like today.

Spring Wardrobe Rotation Window Opens: Surf, Outdoor And Homewares Leading

Beyond the macro read, the sale pool itself tells a clear story: today’s Top 5 spans surf and streetwear (SurfStitch 70 per cent), homewares (MyHouse 66 per cent), outdoor and adventure (Kathmandu 50 per cent outlet), furniture (Lounge Lovers 50 per cent storewide) and youth fashion (General Pants 50 per cent plus extra 50 per cent), plus Sunnylife 50 per cent on the ticker. Every one of those categories is rotating out of winter or into spring and summer stock right now. This is not a random spread. Winter carryover and archive stock is where the deepest headline discounts sit six weeks before the pre Christmas retail push begins, and the Term 3 school holidays start Saturday 20 September (11 days out) which pulls the surf, beach and outdoor buying window forward.

Practical play: SurfStitch 70 per cent covers the entire pre summer boardshorts, activewear and beach wardrobe under one roof (delivery from Bilinga QLD, AU stock, AU support). MyHouse 66 per cent lands on the spring bedlinen, throw and tableware refresh most households run in September and October before the dinner party season lifts. Kathmandu 50 per cent outlet is the sensible school holidays camping and hiking spend. Lounge Lovers 50 per cent storewide is the once a year timing to run a living room refresh before the pre Christmas furniture bump adds price. General Pants stacks on end of winter denim and outerwear. All five verified as active on the retailer sale pages this morning.

Today’s Playbook: Three Moves Before The Rate Print Comes Into View

Three shopper moves aligned to the day. First, get into a Coles in store between now and Tuesday 15 September and load a rebel or BCF gift card at 10 per cent off if you have any Term 3 school holidays sport, kids activewear or camping spend coming up (starts Saturday 20 September). The 10 dollars back on a 100 dollar card stacks with in store markdowns at the redeeming brand. Second, if the September wardrobe rotation is on the household list, browse the SurfStitch 70 per cent sale and the General Pants 50 per cent plus extra 50 per cent sale in the same session, both from Australian owned specialists with AU delivery – the winter to spring transition pricing at both retailers sits below the sub 40 dollar tee and sub 80 dollar denim range which is a genuine acquisition window before the pre Christmas price resets begin in early October.

Third and quietly the sleeper: MyHouse 66 per cent on selected homewares is a rare pricing tier for a Tier 1 Australian homewares specialist, and the deepest cuts sit on winter bedlinen, throws and heavier textiles rolling out as spring bedding refreshes come in. If a spring bedroom or dining refresh is on the list, this morning is the buying window. The RBA meeting is 20 days away and the sentiment print already told you that discretionary budgets are moving into caution mode. Buy the winter carryover on clearance now, hold the pre Christmas discretionary budget for Boxing Day and the January sales.

Today’s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It’s On Sale, audited at dawn.

1Today’s Top
DiscountSurfStitchSurf & StreetwearUp to 70 per cent off SurfStitch: the sale page headlines It’s Now Cool at 70 per cent off, with markdowns spanning boardshorts, activewear, hoodies, tees, dresses, swimwear and beach accessories across the biggest surf and streetwear labels including Rip Curl, Billabong, Roxy, Quiksilver, RVCA and Volcom. From the Bilinga QLD founded specialist operating since 2000, delivery is Australian based with AU support. Free Australian shipping over 60 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags. The 70 per cent tier lands on end of winter carryover and archive stock across board brands, exactly as pre summer wardrobe rotations begin. A genuine surf and streetwear acquisition window six weeks before the school holidays.70%OFF2MyHouseHomewaresUp to 66 per cent off MyHouse: the sale page itself carries the Up to 66 Per Cent Off callout on selected homewares, spanning bedlinen, quilt covers, throws, cushions, towels, tableware, dining, cookware, glassware, candles and decor from the Australian owned homewares specialist operating since 2002. Free Australian shipping over 150 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unopened stock in original packaging, and Click and Collect at 30 plus Australian stores. The 66 per cent tier sits on winter bedding and heavier textiles rolling out of season, exactly as spring bedding refreshes come into play. Genuinely deep pricing on quilt covers, throws and tableware for the September to October dinner party season.66%OFF3KathmanduOutdoor & AdventureUp to 50 per cent off Kathmandu: outlet pricing across jackets, fleece, thermals, backpacks, tents, sleeping bags, hiking boots, travel bags and kids outdoor from the Melbourne headquartered outdoor adventure specialist operating since 1987. Free Australian shipping over 150 dollars for Summit Club members (free to join), Afterpay and Zip at checkout, lifetime repair guarantee on qualifying gear, and Click and Collect at 100 plus Australian stores. The 50 per cent outlet tier lands on winter carryover jackets and thermals, exactly as the school holidays start planning window opens (Term 3 holidays begin 20 September in most states). Genuinely useful pricing for a family camping or hiking trip, or a shoulder season travel wardrobe.50%OFF4Lounge LoversFurnitureUp to 50 per cent off Lounge Lovers: the New Year Sale runs 20 to 50 per cent off storewide across sofas, armchairs, dining tables, coffee tables, bed frames, mattresses, rugs, lighting and decor from the Australian owned furniture retailer with showrooms in Sydney, Melbourne, Brisbane and Perth. Free Australian delivery on selected items, Afterpay, Zip and Klarna at checkout, 30 day change of mind returns on qualifying stock (in original condition), and white glove delivery available. The 50 per cent tier sits on floor stock and seasonal ranges rolling into the new spring collection. Genuinely realistic acquisition pricing for a spring living room refresh, six weeks ahead of the traditional pre Christmas furniture bump.50%OFF5General PantsYouth FashionUp to 50 per cent off General Pants: the sale page carries the Take An Extra 50 Per Cent Off Sale Extended callout across denim, tees, hoodies, jackets, shorts, dresses, sneakers and accessories from the Australian owned youth fashion retailer operating since 1972, stocking premium streetwear labels including Nike, Adidas, Tommy Hilfiger, Calvin Klein, Wrangler, Lee, Levi’s, Champion and Stussy. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags, and Click and Collect at 50 plus Australian stores. The 50 per cent tier plus extra 50 per cent off stacks on end of winter denim and outerwear, exactly as pre summer wardrobe rotations begin. A genuine sub 40 dollar tee and sub 80 dollar denim window for a full spring streetwear refresh.50%OFF

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

It’s On Sale Daily Brief, Issue 101. Wednesday 9 September 2026. Curated by Neil Fairhead, CEO of It’s On Sale. Read the Daily Brief archive.

Neil Fairhead

CEO, It’s On Sale

inConnect

Tuesday morning briefing for Australian shoppers, and a small milestone: this is Issue 100, one hundred consecutive mornings of the Daily Brief since 1 June 2026. Today, two things collide before breakfast. The Westpac Melbourne Institute Consumer Sentiment Index for September releases at 12:30am AEST overnight – the August print jumped 6 per cent to 88.9, and the consensus for September sits at 85.7, pointing to a modest pullback that still keeps households in cautious territory. At the same time, the Coles 20x Flybuys gift card window on Xbox, Stan, TK Maxx and Drummond Golf cards closes tonight (in store, 5 card limit), and tomorrow morning the offer rotates to Woolworths 20x Everyday Rewards on Uber, Uber Eats, Supercheap Auto, Rebel and BCF. On the sale racks: Sportsgirl leads at up to 90 per cent off across women’s fashion, ahead of Elite Supplements, UGG Express, Costume Box, Academy Brand and Culture Kings.

Sentiment Lands Today, And Wesfarmers Already Told You Why It Matters

Per the Trading Economics economic calendar, the Westpac Melbourne Institute Consumer Sentiment Index for September prints at 12:30am AEST today. The August number was 88.9, up 6 per cent on the previous month and the strongest read since March, driven mainly by the RBA holding the cash rate at 4.35 per cent on 11 August. Per the Trading Economics month on month forecast, September consensus is minus 3.6 per cent, which lands the index near 85.7 – still comfortably below the 100 neutral line that separates pessimists from optimists.

Even if the September print holds up better than forecast, the underlying picture for shoppers is unchanged, and the clearest evidence sits in last week’s Wesfarmers result. Per the Wesfarmers 2026 full year results, statutory NPAT reached 2,874 million dollars for the year to 30 June 2026, up 8.3 per cent excluding significant items – a record. But Kmart Group revenue grew only 2.8 per cent for the year, with second half sales up just 2.2 per cent. Per ABC The Business (27 August), the interpretation from the sector was blunt: cost conscious consumers are hunting for bargains, and Kmart Anko reset prices on 2,500 lines to catch them. Read that alongside a soft consumer sentiment print and today’s Sportsgirl 90 per cent, Elite Supplements 80 per cent, UGG Express 80 per cent all become perfectly logical – retailers are pricing into the actual customer.

The Coles 20x Flybuys Window Closes Tonight – Then Everything Rotates

The most valuable gift card play in the country closes at end of trade today. Per the Gift Card Database, Point Hacks and Flight Hacks, Coles is offering 20x Flybuys points per dollar on Drummond Golf, Stan, TK Maxx and Xbox gift cards. In store only, 5 card limit per member per day, 50,000 bonus point cap per offer, running Wednesday 3 September to Tuesday 8 September 2026. On a 100 dollar Xbox card that is 2,000 bonus Flybuys points, which converts at 2 to 1 into 1,000 Velocity Points or 500 dollars of supermarket credit (rounded up). Put another way, that is a genuine 2 per cent bonus return on a stack of gift cards you were going to buy anyway for the school holidays, a birthday, a corporate gift or a golfing father.

Tomorrow, everything rotates. Per Point Hacks, Week 37 opens Wednesday 9 September at Woolworths with 20x Everyday Rewards points on Uber, Uber Eats, Supercheap Auto, Rebel, BCF, Super Card and DoorDash gift cards (through Tuesday 15 September), and Coles switches to a straight 10 per cent off Restaurant Choice and Uber gift cards. Household play: today is the last day to load Xbox and Stan credit for Term 3 school holidays (starting 20 September in most states) and to buy the Drummond Golf voucher for a Father’s Day gift that missed the mark. From tomorrow, the value moves squarely to fuel, sport, food delivery and rideshare through Everyday Rewards. Two windows, two different jobs, no wasted spend if you split the shop across Tuesday night and Wednesday morning.

RBA Countdown: 21 Days, No Cut On The Table, Weekly Confidence Slipping

The Reserve Bank of Australia sets its next rate at 2:30pm on Monday 29 September, exactly 21 days from today. Per the RBA cash rate page, the target has been 4.35 per cent since 11 August, following three hikes earlier in 2026 (February, March, May). Per the Everstone Finance summary of the August decision, the big four bank consensus is now unanimous on a hold through the remainder of 2026, with rate cuts pushed firmly into 2027 territory. A minority still see a live case for a November hike because underlying inflation is running at 3.6 per cent on the July monthly CPI, but no major bank has a September cut in its base case.

The near term consumer read confirms the discipline. Per the ANZ Roy Morgan weekly release, Consumer Confidence fell 2.6 points to 74.9 in the week to 31 August, following the ABS 3.5 per cent July monthly CPI print – and the index sits 13.1 points below the same week a year ago. Two independent consumer surveys, weekly and monthly, both landing well below neutral. Practical read: no repayment relief before Christmas, discretionary budgets stay tight through October and November, and retailers know it. That is why the sale racks are this deep in early September rather than late October.

100 Days Live: What The Brief Has Actually Delivered

Small milestone acknowledgment, then straight back to work. Since Issue 01 on 1 June 2026, the Daily Brief has run every morning without missing a day: 100 consecutive publish flights, roughly 500 verified deals surfaced, hundreds of pricing calls made from the live scan of every Australian retailer in the It’s On Sale directory. The pattern that has emerged over 100 days: the deepest discount in the pool on any given morning almost always lands on a category rotating out of season, and the retailers that show up in the Top 5 most often are the ones with genuine clearance velocity rather than permanent perceived value pricing. Sportsgirl at 90 per cent this morning is a textbook example – winter women’s fashion moving out of stock as spring lands.

Today’s Playbook: Three Moves Before The Sentiment Print Ripples

Three shopper moves aligned to the day. Get into a Coles in store before close of trade tonight and load the Xbox, Stan or TK Maxx gift cards at 20x Flybuys – the offer is definitely gone from tomorrow, and the 2 per cent bonus return is genuinely the best gift card play in the country this week. Browse the Sportsgirl sale collection before the spring drop lands (the 90 per cent tier sits on the deepest winter carryover, which will start moving from tomorrow), and price up the Term 4 school and holiday budget on the Elite Supplements 80 per cent range if you are on any kind of spring fitness reset.

One last practical: the Costume Box 75 per cent clearance is the sleeper deal of the morning. Halloween lands Friday 31 October, exactly 53 days away, and 75 per cent off six weeks out is a genuine acquisition window before the October price hikes. A full family costume plan for under 100 dollars is realistic today, which will not be the case in three weeks.

Today’s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It’s On Sale, audited at dawn.

1Today’s Top
DiscountSportsgirlWomen's FashionUp to 90 per cent off Sportsgirl: the sale page itself calls it out as “up to 90 per cent off the regular price” across women’s dresses, tops, knitwear, denim, jackets, accessories and Sportsgirl Beauty. From the Melbourne founded Sub Zero Group label operating since 1948, the deepest discounts sit on winter carryover and archive stock – the exact pieces heading into cold storage as spring arrives. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags intact, and same day Click and Collect at 100 plus Australian Sportsgirl stores. A 90 per cent cut on any category at a Tier 1 Australian women’s fashion label is the deepest headline in today’s live pool and worth the two minute browse.90%OFF2Elite SupplementsSupplementsUp to 80 per cent off Elite Supplements: protein powders, pre workouts, creatine, aminos, thermogenics, vitamins and sports nutrition from the Australian owned supplement retailer stocking 100 plus brands including Optimum Nutrition, MuscleTech, Cellucor, Ghost, Redcon1 and Australian brands ATP Science and BSc. Free Australian shipping over 150 dollars, Afterpay and Zip at checkout, 30 day satisfaction guarantee on opened tubs, and same day Click and Collect at Brisbane, Gold Coast and Sunshine Coast stores. The 80 per cent cut lands squarely on the spring fitness reset window (September and October are peak new gym membership months per Australian Fitness Industry Council data) and covers whey protein tubs under 40 dollars, a genuine acquisition price for anyone rebuilding a training stack.80%OFF3UGG ExpressFootwearUp to 80 per cent off UGG Express: sheepskin boots, slippers, moccasins, ankle boots, mini boots and kids UGG styles from the Australian owned sheepskin footwear specialist operating since 2004, official stockist of Australian Leather UGG, Everau UGG, EVER UGG and other authentic Australian UGG brands (not the American UGG). Free Australian shipping over 50 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock in original packaging, and dispatch from Melbourne within 24 hours. The 80 per cent cut lands on the tail end of winter clearance as the northern states move into spring – early morning frost is still on southern lawns for another six weeks, and the mini boot styles work through spring for the school run.80%OFF4Costume BoxCostumesUp to 75 per cent off Costume Box: Halloween costumes, book week outfits, kids party dress ups, adult costume kits, wigs, accessories, decorations and party supplies from the Australian owned costume and party specialist. The clearance page copy is genuine: “discounts up to 75 per cent off and some even below cost price”. Free Australian shipping over 90 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unopened stock, and same day dispatch from Melbourne on orders before 2pm AEST. Halloween lands Friday 31 October, exactly 53 days away, and Costume Box clearing stock at 75 per cent off now is roughly six weeks ahead of the typical October Halloween price hike, so a full family costume plan under 100 dollars is realistic today.75%OFF5Academy BrandMen's FashionUp to 60 per cent off Academy Brand: men’s tees, polos, shirts, chinos, denim, shorts, jackets, knitwear and accessories from the Australian premium menswear label founded in Sydney in 2011, known for the Sportsman polo and heavyweight tee. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags, and same day Click and Collect at select Australian stockists. The 60 per cent cut on the Academy Sale collection is the deepest discount the label runs and covers current season carryover plus archive stock – the Sportsman polos at half price plus a further discount land in the sub 60 dollar range, which is a genuine acquisition price for a premium Australian menswear staple that typically retails at 120 dollars.60%OFF

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

It’s On Sale Daily Brief, Issue 100. Tuesday 8 September 2026. Curated by Neil Fairhead, CEO of It’s On Sale. Read the Daily Brief archive.

Neil Fairhead

CEO, It’s On Sale

inConnect

Monday morning briefing for Australian shoppers. Wesfarmers has booked a record 2.87 billion dollar full year net profit after tax, up 8.3 per cent, with Bunnings, Kmart Group and WesCEF driving the earnings and Officeworks absorbing transformation costs. What that means for you this week: continued clearance velocity across Kmart, more Bunnings same day Click and Collect capacity, and discounted computing bundles at Officeworks for the Term 4 school reset. Meanwhile the Woolworths Everyday Rewards gift card window closes tomorrow night (10 per cent off DoorDash, Ultimate Him and Holiday and Hotel cards through Tuesday 8 September), the RBA sets its 29 September call in 22 days, and today s live sale scan puts Robert Gordon Australia at up to 60 per cent off across handmade stoneware as the headline discount, alongside Cotton On, Smiggle, OPSM, Novo Shoes and Bardot.

Wesfarmers Books 2.87 Billion: What Kmart, Bunnings And Officeworks Are Doing For Shoppers This Week

Per the Wesfarmers 2026 full year results released 26 August, statutory net profit after tax reached 2,874 million dollars for the year ended 30 June 2026, and excluding significant items in the prior period NPAT rose 8.3 per cent. Revenue grew 3.4 per cent, and the dividend lifted 7.8 per cent. Per the Wesfarmers earnings call transcript, the profit was driven by stronger earnings at Bunnings, Kmart Group and WesCEF, even as Officeworks was hit by transformation costs and the company prepared for higher investment across all divisions. Translate that into a shopper plan for the week ahead: Wesfarmers has the capital and the mandate to hold prices low at Kmart and Bunnings while it invests in supply chain and digital, which is the reason both chains keep undercutting specialty retailers on comparable stock this year.

The three practical shopper implications, in order of value. At Kmart, expect continued back of store clearance across winter homewares and kids apparel through September and October as the group makes room for the summer transition and the Christmas set. At Bunnings, Click and Collect capacity has been the operational win of FY26 (per the earnings commentary), so any weekend project that would have meant a Saturday in store queue is now a 30 minute pickup on the way home from work. At Officeworks, the transformation cost line is code for the aggressive computing bundle pricing that has been running for weeks (an HP or Lenovo Windows 11 laptop plus bag plus mouse plus Microsoft 365 twelve month subscription plus antivirus for under 900 dollars is currently competitive with JB Hi Fi and The Good Guys), and the Term 4 school computing reset for years 5 to 12 lands over the last two weeks of September.

Post Fathers Day Read: 730 Million Forecast, Two Year Decline, More Shoppers

Yesterday was Fathers Day and the Australian Retail Council research with Roy Morgan forecast a national spend of about 730 million dollars, up 10 million dollars or 1.4 per cent on 2025. Underneath, the number of shoppers rose from 4.7 million (20 per cent of the population) in 2025 to 5.5 million (23 per cent) this year, while the average per person spend fell from 145 dollars to 135 dollars. Compare that to the 2024 Roy Morgan forecast of 820 million dollars and the shape becomes a two year decline in aggregate spend from 820 million dollars (2024) to about 720 million dollars (2025) to a projected 730 million dollars (2026). More people participating, each spending less. Read that as the September signal that discretionary discipline is not going away.

The Fathers Day pattern is consistent with the broader retail moment: per Roy Morgan s June 2026 End of Financial Year sales research, EOFY spending growth stalled at just 1.9 per cent, well below inflation, despite widespread discounting. For a household budget, the pattern says: expect more retailers to run more sale events at deeper discounts through spring and into Christmas, because turning over stock at 30 to 60 per cent off is now the operating model rather than an exception. Which is exactly what today s live scan shows: Robert Gordon 60 per cent, Cotton On 50 per cent, Smiggle 50 per cent, OPSM 50 per cent all on one Monday morning in early September.

The Gift Card Window Closes Tomorrow Night, Then Everything Switches

The most useful non food retail play open right now closes tomorrow (Tuesday) night. Per Point Hacks and the Gift Card Database, Woolworths is offering 10 per cent off TCN Him, Active, Pub and Bar, Good Food, DoorDash and Holiday and Hotel gift cards on Everyday Rewards scan through Tuesday 8 September. No 20x points this week, just a straight 10 per cent discount at the checkout. TCN Good Food covers Coles, Woolworths and thousands of restaurant brands, DoorDash is DoorDash food and grocery delivery, TCN Pub and Bar covers most Australian licensed venues, and Holiday and Hotel is a broad travel voucher pool. Household play: pre pay the September and October dinner budget, the DoorDash meals for the school pickup weeks, and any spring school holiday travel deposits at a genuine 10 per cent off. All cards are valid three years.

From Wednesday 9 September, the offer rotates. Per the Freepoints gift card history, Woolworths switches to 20x Everyday Rewards points on TCN Kids, TCN Shop, TCN Deluxe, TCN Pamper, TCN Cinema and Google Play from 9 to 15 September (the week that Term 3 school holidays begin). That is 400 Everyday Rewards points on a 100 dollar card, worth roughly 2 dollars in supermarket credit, plus the underlying gift card sits at face value. If your household includes primary or secondary school kids, TCN Kids and TCN Cinema through the two week holiday window is genuine deferred spend at approximately 2 per cent bonus rewards return. Two day gap between the two windows means Tuesday night is the moment to load the TCN Him or DoorDash cards, then Wednesday morning switch to the TCN Kids or Cinema cards for the holiday plan.

Retail Week Ahead: RBA 22 Days Away, Westpac Confidence Print Tuesday, EOFY Reset Signals

The single most important shopper calendar item this month remains the Reserve Bank of Australia decision at 2:30pm on Tuesday 29 September, exactly 22 days from today. Per the RBA, the cash rate target is 4.35 per cent, unchanged since 12 August (the decision described in the RBA August statement). Bank forecasts diverge: per Canstar, NAB expects a 25 basis point hike to 4.60 per cent on 29 September, ANZ and Commonwealth Bank expect the same move in November, and Westpac is calling hold for the rest of 2026. Any household purchase above about 500 dollars that can wait 22 days should wait, because a hike on the 29th flows immediately into variable mortgage repayments and a hold means an unchanged budget through mid October.

The near term confidence read lands tomorrow. Per Trading Economics, the Westpac Melbourne Institute Consumer Sentiment Index was at 88.9 in August, the highest since March. The September print releases at 12:30am AEST on Tuesday 8 September (overnight into Tuesday morning). Historical reference: the September 2025 print fell 3.1 per cent on economic angst, so a soft print tomorrow would signal households were already tightening ahead of the 29 September RBA decision. That would be a leading indicator for extended sale activity through October, which is good news for the deal hunter and bad news for retailers relying on full price velocity.

One negative story to note per Rule 2 of this brief: per the ACCC, Federal Court proceedings against Amazon Commercial Services Pty Ltd remain active over alleged unfair contract terms used to introduce ads into Prime Video subscriptions (November 2023 to August 2025 window, affecting over 850,000 Australian subscribers). ACCC chair is seeking a large penalty and public admissions of wrongdoing. The case is still before the Federal Court as of this morning.

Today s Playbook: Where To Spend Your Monday Reset Dollars

Three shopper moves aligned to the day. Load the Woolworths gift card window before Tuesday night closes it (10 per cent off DoorDash and TCN Good Food covers the September dinner and delivery budget at a genuine cost saving with three year card validity). Book any OPSM eye test or glasses spend in the next three weeks (30 September is the deadline for most private health fund annual optical benefits before the January 1 reset, and OPSM is offering up to 50 per cent off online with HICAPS on the spot claims at every store). And pre order Term 4 school stationery through the Smiggle 50 per cent off window before the Term 3 school holidays start on 20 September (backpacks, pencil cases, lunch boxes replaced before rather than during the holidays saves the holiday day out for something better).

One last practical for anyone doing a Monday reset shop today: Robert Gordon Australia s handmade stoneware at up to 60 per cent off is not a stock clearance in the same category as fast fashion sale. This is Melbourne handmade pottery from the Braeside studio that has been in continuous production since 1974, sold at full retail through David Jones, Myer and independent lifestyle stores nationally. A 60 per cent cut on a Robert Gordon dinner set or serving bowl range is a genuine acquisition of Australian made ceramics at a price that competes with mass produced imports, and it is the deepest discount the brand has offered this year to date.

Today s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It s On Sale, audited at dawn.

1Today’s Top
DiscountRobert Gordon AustraliaHomewaresUp to 60 per cent off Robert Gordon Australia: handmade stoneware dinnerware, mugs, jugs, vases, planters, serving bowls, platters, tea sets and homewares from the Melbourne based, family owned pottery operating since 1974, hand made in the Braeside studio in Victoria. Free Australian shipping over 150 dollars, Afterpay at checkout, 30 day change of mind returns on unbroken stock in original packaging, and a Melbourne based fulfilment centre. The 60 per cent cut across the sale collection is the strongest headline in today s pool and lands right on the sweet spot for the spring dinner party host, the wedding gift budget, or the everyday upgrade from supermarket ceramics to Australian handmade stoneware that lasts a lifetime.60%OFF2Cotton OnFashionUp to 50 per cent off Cotton On: mens and womens tees, hoodies, denim, activewear, basics, and the buy one get one 50 per cent off graphic tees offer live now, from the Geelong founded, Australian owned label operating since 1991 with 1,400 plus stores across 22 countries. Free Australian shipping over 55 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags intact, and same day Click and Collect at 400 plus Australian stores. The 50 per cent cut on graphic tees is a genuine 3 for 2 spring wardrobe rebuild at under 25 dollars per tee, and covers the school year gap between the winter uniform and the summer casual.50%OFF3SmiggleStationeryUp to 50 per cent off Smiggle: school stationery, backpacks, pencil cases, lunch boxes, drink bottles, notebooks, and character accessories from the Melbourne founded, Australian owned kids stationery brand operating since 2003 (part of Just Group) with 200 plus stores across Australia, New Zealand, UK, Ireland, Singapore and Malaysia. Free Australian shipping over 50 dollars, Afterpay at checkout, 30 day change of mind returns on unopened stock, and same day Click and Collect at 130 plus Australian stores. The 50 per cent cut on selected stationery lands two weeks ahead of the Term 3 school holidays (starting 20 September in most states) which is exactly when parents replace the winter term s worn out backpacks, pencil cases and lunch boxes for Term 4.50%OFF4OPSMEyewearUp to 50 per cent off OPSM: prescription glasses, sunglasses, contact lenses, kids frames and premium eyewear brands from the Australian eyecare retailer operating since 1932 with 350 plus stores nationwide (part of EssilorLuxottica). Free Australian shipping on frames, Afterpay at checkout, extended warranty on frames and lenses, health fund on the spot claims via HICAPS, and same day Click and Collect at every store. The up to 50 per cent off online sale covers current season frames and complete pairs, and since 30 September is the deadline for many private health funds annual optical benefit reset, this is the last three weeks to use your 2025 to 2026 fund allowance before it resets to zero on 1 January.50%OFF5Novo ShoesShoesUp to 15 per cent off Novo Shoes: womens heels, boots, flats, sneakers, sandals, wedges, mules and handbags from the Australian owned footwear label operating since 1969, currently in the transition sale from winter boots to spring sandals and ballet flats. Free Australian shipping over 80 dollars, Afterpay at checkout, 30 day change of mind returns on unworn stock with original packaging, and same day Click and Collect at 60 plus Australian stores. The 15 per cent cut is not the deepest headline but it covers full price current season stock, which for winter carryover boots and transitional block heels is a rare opportunity because Novo rarely discounts current season, only end of season and archive.15%OFF

% discounts shown are indicative across each store s sale range. Individual product savings vary.

It s On Sale Daily Brief, Issue 99. Monday 7 September 2026. Curated by Neil Fairhead, CEO of It s On Sale. Read the Daily Brief archive.