It's On Sale Daily Brief Issue 164 header: Watchdog Checks Black Friday Deals

Watchdog Checks Black Friday Deals | It’s On Sale Daily Brief, 11 November 2026

11 November 2026 · Issue 164

Watchdog Checks Black Friday Deals

Issue 164 · Wednesday 11 November 2026

The consumer watchdog is checking Black Friday advertising again, and for the first time it is looking at retailer emails and social media posts as well as websites. The ACCC says it is watching for fake “storewide” claims, countdown timers that do not really end, false low stock warnings and was prices that items never actually sold at. It lands as new research tips Australians to spend a record $7.2 billion over the four day Black Friday and Cyber Monday weekend, 27 to 30 November.

Today’s brief explains what the ACCC is checking, what past fines looked like, how to test a deal before you buy, and a short David Jones update, then today’s verified Top 5 deals from a disclosed partial scan. The retailer offers later in this issue are a separate selection from the news stories.

What the ACCC is checking this year

In a statement released on 10 November, the Australian Competition and Consumer Commission said its third Black Friday sweep will look at “sitewide” or “storewide” claims when a large number of products are excluded, time limited offers and countdown timers that continue past the stated end date, pressure tactics such as misleading testimonials and false claims that stock is low, and sale prices compared with a reference price the item was never, or not recently, sold at. The sweep covers websites, emails and social media for the first time.

“Consumers should be able to trust that the advertised savings and discount prices are genuine, but we know some businesses use tactics to mislead consumers into thinking they are getting a bargain even when they are not,” ACCC Deputy Chair Catriona Lowe said. “Retailers should not be relying on fine print disclaimers or exclusions to qualify the headline message of a promotion.”

Past fines show what the rules look like

ABC News money correspondent Jessica Irvine reported that six Australian retailers have paid a combined $217,800 over the past two years for misleading Black Friday advertising. Jeweller Michael Hill and homewares retailer MyHouse each paid $19,800 over “sitewide” sale claims that did not apply to every product. Furniture retailer James Lane paid $19,800 after its sale ran a week past the advertised end date. Vuly paid $39,600 for two countdown timers, one of which simply reset to a new and bigger offer when it reached zero. Electronics retailer digiDirect paid $99,000 across five instances of strike through prices for products it had rarely sold at the higher price.

Consumer Policy Research Centre deputy chief executive Chandni Gupta told the ABC that “scarcity cues” such as “10 people are looking at this product right now” are hard for shoppers to test. “If it wasn’t on your wish list before it went on sale, reconsider whether it deserves to be in your cart,” she said.

A record $7.2 billion weekend forecast

ChannelNews’ Emma Wheaton reported that Australian Retail Council and Roy Morgan research forecasts $7.2 billion in spending from 27 to 30 November, up 5.5% on last year. Fewer people plan to shop, about 5.8 million compared with about six million last year, but they plan to spend more, an average of $920, up $116. Low prices are the top reason to shop for 58% of those planning to take part, up from 42%, and 39% plan to use the sales to save on Christmas gifts, up from 25%. Clothing, footwear and accessories lead the planned purchases, ahead of technology and household goods. The survey of 7,654 Australians was run from 15 to 19 October.

How to check a deal before you buy

The ACCC’s advice is to focus on the final price rather than the promotional claim, check exclusions and conditions, and compare prices between retailers and over time. A simple routine helps: write your list now, note today’s price for each item, and on the day compare the sale price with the price you saw, not the was price on the ticket. Treat a countdown timer or a low stock warning as a reason to slow down. The ACCC also warns about fake online shopfronts that copy real retailers. In the first nine months of 2026, 58.7% of Scamwatch reports involving a financial loss were buying and selling scams, so check the web address carefully before you pay. If you see an ad you think is misleading, you can report it to the ACCC.

The same caution applies to the deals in this brief. Our percentages compare the price shown with the was price the retailer lists on the product. We check that the item is listed as available at that price when we look, but we cannot confirm how often an item sold at its was price.

Also today: David Jones staff told entitlements are expected to be paid

AAP reported that receivers FTI Consulting told David Jones staff in a letter released on Tuesday that wages and entitlements for ongoing work will continue to be paid, that they expect “sufficient realisations to meet your entitlements in full”, and that it is “likely there will be steps to reduce the retail footprint in the near term”. Expressions of interest to buy the business are due by close of business on Friday, and the first creditors meeting is set for 17 November. The Guardian’s Luca Ittimani reported that administrators McGrathNicol invited creditors to that meeting in their first circular on Tuesday, and that shoppers holding unused gift vouchers are among the unsecured creditors most at risk of losses. Creditor documents sit on McGrathNicol’s David Jones creditor page. Our Tuesday brief has the current gift card and returns position. If you hold a David Jones gift card or store credit, plan to use it soon and check the terms first.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: ACCC media release, Catriona Lowe, 10 November 2026; ABC News, Jessica Irvine, 10 November 2026; ChannelNews, Emma Wheaton, 10 November 2026 (Australian Retail Council and Roy Morgan research); AAP, 10 November 2026; The Guardian, Luca Ittimani, 10 November 2026; McGrathNicol creditor page; It’s On Sale Tuesday Daily Brief Issue 163. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Header images: product photos from Secrets by Amaar, Jetpilot, Modern Furniture and Home Of 12 Volt.

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 10 November retailer scan, with every price and size checked again this morning, 11 November, at about 6.40am Gold Coast time.

We attempted all 179 retailer sale URLs in our 10 November pool and retrieved usable sale content from 144. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

Showbags: for a footy fan’s Christmas stocking, the NRL Sydney Roosters Showbag is $20 from $35 (about 43% off), listed as available when checked. Several other NRL club bags were at the same price, so check for your team.

Entrances to the David Jones store in the Brisbane CBD beside the headline DJ Buyers Have Until Friday, It's On Sale Daily Brief Issue 163 header

DJ Buyers Have Until Friday | It’s On Sale Daily Brief, 10 November 2026

10 November 2026 · Issue 163

DJ Buyers Have Until Friday

Issue 163 · Tuesday 10 November 2026

Anyone who wants to buy David Jones has until Friday afternoon to put up their hand, and the administrators are due to send their first report to creditors today. For shoppers, the stores and website are still trading. David Jones has said existing gift cards and store credit remain redeemable under its current trading terms, new gift cards are no longer on sale, and change of mind exchanges on purchases from 7 November are limited to 14 days. If you hold a card, plan to use it soon and check the terms before you travel.

Today’s brief leads on the fast moving sale process and what today’s creditor circular means for customers, adds a quick note on the reported buyer for Cue, then a weekly shop reality check and today’s verified Top 5 deals from a disclosed partial scan. The retailer offers later in this issue are a separate selection from the David Jones story.

A fast sale process with bids due Friday

Forbes Australia’s Daniel Van Boom reported that prospective buyers of David Jones have until Friday afternoon to express interest, with formal advertisements going out this week. McGrathNicol partner Matthew Hutton said there had been “an extraordinary level of inbound interest from a range of highly credible industry players and financial investors”, and that the administrators were engaging with domestic and international parties with department store turnaround experience. The aim, Hutton said, is a more “streamlined and agile operating model”.

The money involved is large. The Australian Financial Review’s Carrie LaFrenz and Simon Evans reported that documents prepared by David Jones and owner Anchorage Capital Partners show about $100 million owed to suppliers in unpaid invoices, on top of $140 million owed to lender Hilco and $80 million owed to Anchorage. A sale does not guarantee every store stays open. The receivers say no footprint decisions have been made yet, and staff will hear first.

Creditors get their first report today

McGrathNicol told ABC News business reporters Emilia Terzon and Katie Silver that it would issue its initial circular to all creditors on Tuesday 10 November, with details for the first meeting of creditors at 11am on Tuesday 17 November. Suppliers, staff and gift card holders all sit in that creditor queue. Monash University insolvency expert Tamara Wilkinson told the ABC that secured lender Hilco stands first in line, followed by employees, then suppliers and gift card holders. When we checked McGrathNicol’s David Jones creditor page at about 6.40am Gold Coast time today, the circular had not yet been posted.

What it means at the register

Finder’s Sarah Megginson reported yesterday that David Jones confirmed existing gift cards and store credits remain redeemable at its stores, subject to current trading terms, while new gift cards are no longer sold. SmartCompany’s David Adams reported that receivers FTI Consulting said any changes to customer arrangements will be communicated and the terms and conditions updated. Purchases made before 7 November keep the earlier 30 day window, plus five days for online orders. Purchases from 7 November get 14 day change of mind exchanges, with some exclusions, and Australian Consumer Law still covers faulty goods.

Our Monday brief covered the restocking push after a record weekend. The shopper rule this week is simple: use existing cards and credit sooner rather than later, keep receipts, and do not hold a balance in the hope that terms stay the same. Terms can change at short notice while a business is in administration.

Also today: Cue reportedly finds a buyer

SmartCompany’s Kate Weber reported that a consortium led by former Myer chairman Bill Wavish has reportedly bought Cue Clothing Co, owner of Cue and Veronika Maine, after its administration and receivership in September and 26 announced store closures in October. Receivers FTI Consulting declined to comment. Cue shoppers should wait for official word on the store network before travelling to a particular store.

Shopping note: the weekly shop squeeze

ABC News’ Margaret Burin, Cristen Tilley and Emma Machan followed seven households after their weekly shop, with families splitting trips between Aldi, Woolworths and local grocers to stretch budgets after last week’s rate rise. Foodbank found the number of Australian households experiencing some form of food insecurity in the past 12 months grew by 100,000. Black Friday falls on Friday 27 November and Cyber Monday on 30 November, per Finder’s Black Friday guide. If the weekly shop is already tight, write a short Black Friday list now, price it today, and only buy what is on it.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: Forbes Australia, Daniel Van Boom, 9 November 2026; The Australian Financial Review, Carrie LaFrenz and Simon Evans, 8 November 2026; ABC News, Emilia Terzon and Katie Silver, 7 November 2026; Finder, Sarah Megginson, 9 November 2026; SmartCompany, David Adams, 9 November 2026; SmartCompany, Kate Weber, 9 November 2026; ABC News, Margaret Burin, Cristen Tilley and Emma Machan, 9 November 2026; McGrathNicol, Matthew Hutton, as reported; It’s On Sale Monday Daily Brief Issue 162. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Hero photo: Nick D, Creative Commons Attribution ShareAlike 4.0, via Wikimedia Commons (David Jones store entrances, Brisbane CBD, Queensland).

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 9 November retailer scan, with every price and size rechecked this morning, 10 November, at about 6.40am Gold Coast time.

We attempted all 179 retailer sale URLs in our 9 November pool and retrieved usable sale content from 144. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

Factory Buys: for a Christmas decoration outside the Top 5, the Jingle Jollys 47cm Paper Christmas Tree with Star Topper in Red is $28.72 from $79.92 (about 64% off), listed as available when checked. A tabletop tree for a small space or a desk, priced well before the December rush.

Entrances to the David Jones store in the Brisbane CBD beside the headline DJ Restocks Ahead Of Black Friday, It's On Sale Daily Brief Issue 162 header

DJ Restocks Ahead Of Black Friday | It’s On Sale Daily Brief, 9 November 2026

9 November 2026 · Issue 162

DJ Restocks Ahead Of Black Friday

Issue 162 · Monday 9 November 2026

David Jones is restocking shelves for Black Friday after a record weekend of foot traffic, and receivers say buyers are circling the collapsed department store. That is the shopper story for Monday: stores and online remain open, clearance discounts are under review, change of mind exchanges have tightened to 14 days on purchases from 7 November, and gift card holders should still check at the register before they travel. Do not buy new David Jones gift cards.

Today’s brief leads on the receivers’ restocking update and the sale process interest reported overnight, then covers a short Black Friday tip from fresh CommBank iQ data and today’s verified Top 5 deals from a disclosed partial scan. The retailer offers later in this issue are a separate selection from the David Jones story.

Receivers restock after a record weekend

The Sydney Morning Herald’s Jessica Yun reported this morning that David Jones is placing new orders to replenish stock after shoppers crowded stores over the weekend. FTI Consulting receivers Christopher Hill, David McGrath and Joanne Dunn said the business is “fully operational”, that foot traffic and sales in store and online have been at record levels since their appointment, and that they are working with brand partners after “limited instances” of luxury and prestige brands leaving concession stands.

The same FTI statement, as quoted by Yun, said any discounts or clearance sales will “continue to be reviewed” in coming weeks as Christmas shopping builds into a long Black Friday period. Australian Consumer Law still applies to purchases, and David Jones is offering a 14 day window for change of mind purchases made from 7 November. The receivers also said there are no footprint updates to communicate yet, and that employees will be the first to hear of any store closures.

Buyers circle while the sale process runs

Yun also reported that on Saturday, McGrathNicol restructuring partner Matthew Hutton said administrators had received an “extraordinary” level of interest from “a range of highly credible industry players and financial investors”, on top of the formal sales process seeking local and global operators with turnaround experience. That interest does not change the shopper rules of engagement this week: buy only what you would buy anyway, keep receipts, and treat new purchases as harder to reverse under the tighter exchange window.

Our Sunday brief covered the Perth closure signal for Westfield Carousel, Garden City and Karrinyup, and the still unclear gift card picture after conflicting weekend headlines. We are still not telling readers that existing gift cards are safely accepted. If you hold a David Jones gift card, store credit or rewards balance, ask the store or check online before you make a trip, keep the card and any receipts, and do not buy new David Jones gift cards. Gift card holders rank as unsecured creditors if the business is wound up. McGrathNicol’s initial creditor circular is expected tomorrow, Tuesday 10 November, ahead of a first creditors meeting at 11am on Tuesday 17 November.

Black Friday tip: smaller baskets, sharper lists

Black Friday 2026 falls on Friday 27 November, with Cyber Monday on 30 November. CommBank iQ analysis featured in the latest Australia Post eCommerce update found Australians spent $25 billion online in the September quarter, up 17% year on year, while the average online basket fell 6.8% to a record low of $90. Last year’s Black Friday fortnight generated a record $23.8 billion in spending. The shopper takeaway for a Monday list: screenshot prices now, compare delivery fees and returns, treat “up to” claims as a range, and do not let a countdown timer force a buy you had not already priced.

Today’s shopping note

When a retailer is in administration, the safest money is the money you have not yet handed over. Confirm how a store is treating gift cards and refunds before you pay, and keep receipts. For everyone else, price your Black Friday list now, compare the delivery fee and returns policy along with the price, and read “up to” as a range claim. Confirm size, stock, delivery cost and exclusions before paying.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: The Sydney Morning Herald, Jessica Yun, 9 November 2026; FTI Consulting receivers Christopher Hill, David McGrath and Joanne Dunn, statement as reported by Yun; McGrathNicol, Matthew Hutton, as reported by Yun, 8 November 2026; CommBank iQ analysis in the Australia Post eCommerce update, 2 November 2026; It’s On Sale Sunday Daily Brief Issue 161. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Hero photo: Nick D, Creative Commons Attribution ShareAlike 4.0, via Wikimedia Commons (David Jones store entrances, Brisbane CBD, Queensland).

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 9 November retailer scan, with every price and size checked this morning, 9 November, at about 10.25am Gold Coast time.

We attempted all 179 retailer sale URLs in our 9 November pool and retrieved usable sale content from 144. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

Culture Kings: for a streetwear option outside the Top 5, the Majestic Athletic Philadelphia Eagles Champs Serial Mono Hoodie in Black is $30 from $119.95 (about 75% off), listed as available in S and M when checked. A three quarter cut on a branded hoodie, useful if the Top 5 fashion picks are not for you.

Entrances to the David Jones store in the Brisbane CBD beside the headline Three Perth DJ Stores Likely To Close, It's On Sale Daily Brief Issue 161 header

Three Perth DJ Stores Likely To Close | It’s On Sale Daily Brief, 8 November 2026

8 November 2026 · Issue 161

Three Perth DJ Stores Likely To Close

Issue 161 · Sunday 8 November 2026

At least three Perth David Jones stores are flagged to close after this week’s receivership, while stores keep trading under FTI Consulting. The gift card picture is less clear than it was on Friday: the retailer has stopped selling new gift cards, and Saturday reports headlined that gift cards and refunds are no longer accepted. That is the shopper story for Sunday: check whether your card will be taken before you travel, treat new purchases as non refundable, and do not buy new David Jones gift cards.

Today’s brief leads on the Perth closure signal and what small Australian suppliers are saying about unpaid invoices, then covers a short Black Friday pricing tip and today’s verified Top 5 deals from a disclosed partial scan. The retailer offers later in this issue are a separate selection from the David Jones story.

Three Perth stores flagged, CBD still uncertain

ABC News reporters Nicolas Perpitch, Mya Kordic and Zahra Anwary reported on Saturday that the Westfield Carousel, Garden City and Karrinyup David Jones stores are all likely to shut, according to investment analysis firm MST Marquee. The fate of the Perth CBD flagship in Hay Street Mall is still uncertain. Landlord Starhill Global REIT has flagged a smaller footprint for David Jones in that building, or an entirely new tenant, and told the Singapore exchange that the city store was $1.48 million behind in rent.

Receivers have not published a national closure list. Administrators McGrathNicol and receivers FTI Consulting say physical and online stores continue to trade while options are assessed. Our Saturday brief covered concession brands emptying shelves and the end of new gift card sales.

Gift cards: check before you go

The Australian Financial Review’s Carrie LaFrenz and Campbell Kwan reported on Friday evening that David Jones will stop selling gift cards as administrators take control, and that staff were told any new purchase will not be eligible for a refund. The AFR story is headlined as gift cards and refunds no longer being accepted, and a short Sydney Morning Herald news item published at 8.07am on Saturday carries the headline “David Jones no longer accepting gift cards or refunds”. Earlier in the week, The Sydney Morning Herald’s Colin Kruger reported that existing cards were still being accepted, with the receivers not saying for how long.

We could not find a statement from McGrathNicol or FTI Consulting this morning that clearly says whether existing gift cards can still be redeemed, so we are no longer telling readers that cards are still accepted. If you hold a David Jones gift card, store credit or rewards balance, ask the store or check online before you make a trip, keep the card and any receipts, and do not buy new David Jones gift cards. Gift card holders rank as unsecured creditors if the business is wound up.

Small suppliers are months behind on invoices

Guardian Australia business editor Jonathan Barrett reported that some small Australian brands were months behind on payments before administration, while luxury houses could clear their own concession stock. Beysis co founders Ariana Hendry and Jessica Bryce described a restock that was meant to be paid on 14 day terms drifting past a month and then three months, with little communication. Slowdown Studio co founder Jacob Leung said an invoice of almost $75,000 for blankets sent to major city stores was due and unpaid.

ABC News business reporters Emilia Terzon and Katie Silver reported on Saturday that FTI has asked suppliers to keep trading under fresh receiver accounts for post appointment invoices, while older debts sit with the administration process. McGrathNicol told ABC it will issue its initial creditor circular on Tuesday 10 November, with a first creditors meeting at 11am on Tuesday 17 November. For shoppers, empty designer bays and unpaid local brands are the same signal: the range on the floor can change quickly, so buy only what you would buy anyway and keep receipts.

Black Friday is three weeks away: price your list this weekend

Black Friday 2026 falls on Friday 27 November, with Cyber Monday on 30 November. Finder’s Black Friday 2026 guide notes early deals are already appearing, and that last year’s ACCC action showed how inflated was prices and fine print exclusions can mislead. CHOICE’s Black Friday advice is to monitor prices before the sale week, treat “up to” claims as a range, and check returns rules on sale items. Our tip for a quieter Sunday shop: screenshot prices on your list this weekend, compare delivery fees and returns, and do not treat a countdown timer as a reason to rush.

Today’s shopping note

When a retailer is in administration, the safest money is the money you have not yet handed over. Confirm how a store is treating gift cards and refunds before you pay, and keep receipts. For everyone else, price your Black Friday list now, compare the delivery fee and returns policy along with the price, and read “up to” as a range claim. Confirm size, stock, delivery cost and exclusions before paying.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: ABC News, Nicolas Perpitch, Mya Kordic and Zahra Anwary, 7 November 2026; The Australian Financial Review, Carrie LaFrenz and Campbell Kwan, 6 November 2026; The Sydney Morning Herald news item, 7 November 2026 (unbylined); The Sydney Morning Herald, Colin Kruger, 6 November 2026; Guardian Australia, Jonathan Barrett, 6 November 2026 (updated 7 November); ABC News, Emilia Terzon and Katie Silver, 7 November 2026; Finder Black Friday 2026 guide; CHOICE Black Friday and Cyber Monday tips. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Hero photo: Nick D, Creative Commons Attribution ShareAlike 4.0, via Wikimedia Commons (David Jones store entrances, Brisbane CBD, Queensland).

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 7 November retailer scan, with every price and size rechecked this morning, 8 November, at 6.38am Gold Coast time.

We attempted all 179 retailer sale URLs in our 7 November pool and retrieved usable sale content from 145. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

GUESS: for a dress option outside the Top 5, the Blue Allie Mini Knit Dress is $95 from $189.95 (about 50% off), listed as available in XS, S, M, L, XL and XXL when checked. A half price knit mini with a full size run, useful if the Top 5 fashion picks are not for you.

Entrances to the David Jones store in the Brisbane CBD beside the headline Spend Your DJ Gift Card This Weekend, It's On Sale Daily Brief Issue 160 header

Spend Your DJ Gift Card This Weekend | It’s On Sale Daily Brief, 7 November 2026

7 November 2026 · Issue 160

Spend Your DJ Gift Card This Weekend

Issue 160 · Saturday 7 November 2026

David Jones is still trading under receivers this Saturday morning, and gift cards are still being accepted. That window remains the story for weekend shoppers. Luxury brands have emptied many concession shelves, the retailer has stopped selling new gift cards, staff have been told new purchases are not eligible for a refund, and nobody has promised how long existing cards will keep working. If you hold a David Jones gift card, store credit or rewards balance, this weekend is the time to use it.

Today’s brief leads on what overnight and Saturday morning reporting means for a weekend store visit, then covers a short Black Friday pricing tip and today’s verified Top 5 deals from a disclosed partial scan. The retailer offers later in this issue are a separate selection from the David Jones story.

Gift cards still work, for now. Shelves look different.

The Sydney Morning Herald’s Colin Kruger reported on Friday that David Jones is still accepting gift cards, but that the receivers would not say for how long. In a circular to suppliers, FTI Consulting said David Jones “continues to trade as normal, with the Receivers continuing to operate the Group on a ‘business as usual basis’, as far as possible, while the Group’s position and available options are assessed.” Kruger also reported that concession brands are stripping shelves, with shoppers seeing empty bays at Kotara and Warringah, and that Gucci, Scanlan Theodore, Yves Saint Laurent, Viktoria and Woods and Oroton were among designers who pulled stock after Thursday’s appointment.

SMH’s Elias Visontay and Nick Bonyhady reported on Friday that purchasing gift cards appears to have been disabled on the David Jones website, that David Jones branded credit cards are no longer being issued (existing cards can still be used), and that store numbers could fall sharply, with suburban sites most at risk while flagship city stores are likelier to survive. Administrators and receivers have not confirmed a closure list. Our Friday brief covered the McGrathNicol and FTI appointments and the first shopper advice.

The Australian Financial Review’s Carrie LaFrenz and Campbell Kwan reported on Friday evening that David Jones will stop selling gift cards as administrators take control, and that staff were told any new purchase will also not be eligible for a refund. That matches the website change already noted by SMH. It does not, on its own, say existing gift cards have been cancelled. Spend what you already hold while stores are still taking them.

ABC News’ Emilia Terzon and Katie Silver reported early Saturday that FTI documents show David Jones is “continuing to trade in the ordinary course under the control of the receivers” while McGrathNicol seeks a recapitalisation or sale. Suppliers have been asked to keep supplying under fresh receiver accounts, with post appointment invoices paid on existing terms, while older debts sit with the administration. Gucci, Valentino and Saint Laurent were among brands still stripping shelves. McGrathNicol told the ABC its initial creditor circular is due Tuesday 10 November, with the first creditors meeting set for Tuesday 17 November.

What to do this weekend if you shop at David Jones

Finder’s Sarah Megginson, quoting shopping expert Angus Kidman, put it plainly: if the business does not find a buyer, a gift card will almost certainly be worthless, so use any card you already hold as soon as you can. Finder also noted gift cards can currently be used in stores and online, that rewards points should be considered for early redemption, that Latitude has stopped new David Jones credit card applications while existing cards keep working, and that returns on Christmas gifts bought now may be harder if a store is gone in January.

ABC News money correspondent Jessica Irvine explained on Friday how administrators and receivers can reshape or wind down a retailer, and that cash strapped shoppers may yet see bargains if excess stock is sold through a smaller store footprint. That is not a reason to buy a new gift card. Our advice for Saturday: spend any David Jones gift card or store credit now on something you would buy anyway, prefer a physical store if the online range looks thin, treat new purchases as non refundable after the Friday staff advice reported by the AFR, keep receipts, and do not buy new David Jones gift cards for Christmas presents.

Black Friday is three weeks away: price your list this weekend

Black Friday 2026 falls on Friday 27 November, with Cyber Monday on 30 November. Finder’s Black Friday 2026 guide notes early deals are already appearing, and that last year’s ACCC action showed how inflated was prices and fine print exclusions can mislead. CHOICE’s Black Friday advice is to monitor prices before the sale week, treat “up to” claims as a range, and check returns rules on sale items. Our tip for a quieter Saturday shop: screenshot prices on your list this weekend, compare delivery fees and returns, and do not treat a countdown timer as a reason to rush.

Today’s shopping note

When a retailer is in administration, the safest money is the money you have not yet handed over. Spend store credit first, pay with your own card, and keep receipts. For everyone else, price your Black Friday list now, compare the delivery fee and returns policy along with the price, and read “up to” as a range claim. Confirm size, stock, delivery cost and exclusions before paying.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: The Sydney Morning Herald, Colin Kruger, 6 November 2026 (FTI receivers circular quoted); The Sydney Morning Herald, Elias Visontay and Nick Bonyhady, 6 November 2026; The Australian Financial Review, Carrie LaFrenz and Campbell Kwan, 6 November 2026; ABC News, Emilia Terzon and Katie Silver, 7 November 2026; Finder, Sarah Megginson, 5 November 2026 (Angus Kidman quoted); ABC News, Jessica Irvine, 6 November 2026; Finder Black Friday 2026 guide; CHOICE Black Friday and Cyber Monday tips. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Hero photo: Nick D, Creative Commons Attribution ShareAlike 4.0, via Wikimedia Commons (David Jones store entrances, Brisbane CBD, Queensland).

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 6 November retailer scan, with every price and size rechecked this morning, 7 November, at 6.40am Gold Coast time.

We attempted all 179 retailer sale URLs in our 6 November pool and retrieved usable sale content from 145. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

Scotch and Soda: for a menswear option, the Denim cargo shorts in Washed Indigo are $104.97 from $209.95 (about 50% off), listed as available in sizes 28, 30, 31, 32, 33, 34 and 36 when checked. A half price summer short with a wide waist size run, useful if the Top 5 fashion picks are not for you.

Entrances to the David Jones store in the Brisbane CBD beside the headline David Jones Enters Administration, It's On Sale Daily Brief Issue 159 header

David Jones Enters Administration | It’s On Sale Daily Brief, 6 November 2026

6 November 2026 · Issue 159

David Jones Enters Administration

Issue 159 · Friday 6 November 2026

David Jones, the 188 year old department store chain, entered voluntary administration on Thursday. Directors appointed McGrathNicol as voluntary administrators, and secured lender Hilco Capital then appointed FTI Consulting as receivers to run the business while a sale or recapitalisation is sought. Physical and online stores are still trading this morning. If you hold a David Jones gift card, store credit or a pending order, act on it now and keep every receipt.

Today’s brief leads on what the administration means for shoppers after the first day of trading under receivers, then covers the big four banks all passing on this week’s rate rise from 13 November, plus a short Black Friday shopping note. The retailer offers later in this issue are a separate, freshly verified selection from a disclosed partial scan.

Administrators and receivers take control of David Jones

ABC News’ Emilia Terzon, Bronwyn Herbert and Michael Atkin reported on Thursday that the board appointed McGrathNicol after rent talks with Westfield owner Scentre Group broke down, and that Hilco appointed Christopher Hill, David McGrath and Joanne Dunn of FTI Consulting as receivers. In a letter to staff obtained by the ABC, David McGrath of FTI said the receivers had “ultimate control and responsibility” for ongoing trading, and that “It is likely there will be steps to reduce the retail footprint in the near term.” Chief executive Erica Berchtold said, “We have a well developed plan on how to reset the business for the future and will be working with the Administrators, the Receivers and our secured lender as we continue to pursue that reset of the business.”

Ragtrader’s Christopher Kelly reported that Jason Preston, Shaun Fraser, Jacinta Neilsen and Matthew Hutton of McGrathNicol were appointed voluntary administrators, and that McGrathNicol will immediately seek offers to recapitalise the business or sell it as a going concern. WA Today’s Jessica Yun and Colin Kruger reported that FTI said stores and the website continue to trade under the receivers while operations are reviewed, and that Christopher Hill of FTI said rising costs, an outdated retail footprint and supply chain challenges had led to this point. The Australian Financial Review’s Campbell Kwan reported late on Thursday that fashion brands were removing stock from David Jones floors, including flagship stores, and that the chain is expected to shrink from 38 stores to as few as 12, with some closures possible before Christmas. Our Thursday brief covered the collapsed landlord talks that came just before this appointment.

What it means if you shop at David Jones

Stores and the website are still trading under the receivers this morning. Gift cards can still be used in store and online for now, but that can change. ABC News’ Loretta Florance and Michael Atkin reported on Thursday afternoon that shoppers rushed into stores to redeem gift cards within hours of the news, including at Highpoint in Melbourne. Consumer Policy Research Centre chief executive Erin Turner told the ABC, “If you have a gift card, go now,” and, “Definitely do not buy another gift card.” She warned that if the business is wound up, gift card holders are treated as unsecured creditors. Queensland University of Technology retail expert Gary Mortimer told the ABC that receivers may honour cards but add new conditions, as happened with Barbeques Galore.

Finder’s Sarah Megginson reported Finder shopping expert Angus Kidman saying, “If the business doesn’t find a buyer, that gift card will almost certainly be worthless. So if you’ve got a David Jones gift card, use it as soon as you can.” Finder also noted that Latitude has stopped new applications for David Jones credit cards, while existing Latitude cardholders can keep using their cards. Our advice: spend any David Jones gift card or store credit now on something you would buy anyway. Do not buy new David Jones gift cards for Christmas presents. Finish or cancel pending click and collect and online orders you care about, pay with your own debit or credit card rather than a gift card so any refund goes back to your card, and keep receipts and order confirmations in case you need to ask your bank about a chargeback later. Check the receivers’ next update before you assume returns or change of mind rules are unchanged.

All four big banks pass on the rate rise from 13 November

CommBank said on Wednesday it will lift variable home loan rates by 0.25 percentage points from 13 November, with Group Executive Retail Banking Angus Sullivan urging customers who are worried to get in touch early. Westpac announced the same 0.25 point rise from 13 November, and said its Westpac Life bonus saver total rate rises to 5.50%. NAB and ANZ had already matched the full pass through from 13 November. ANZ said the rise adds about $79 a month on a $500,000 owner occupier loan. As of this morning those four announcements still stand. Check your bank app for your new repayment and set your Black Friday and Christmas budget around what is left.

Black Friday is three weeks away: price your list now

Black Friday 2026 falls on Friday 27 November, with Cyber Monday on 30 November. Finder’s Black Friday 2026 guide reminds shoppers that early deals are already appearing, and that last year’s ACCC action showed how “sitewide” claims and inflated was prices can mislead. CHOICE’s Black Friday advice is to monitor prices before the sale week, treat “up to” claims as a range, and check returns rules on sale items. Our tip: screenshot the prices of anything on your list this week, compare delivery fees and returns, and do not treat a countdown timer as a reason to rush.

Today’s shopping note

When a retailer is in administration, the safest money is the money you have not yet handed over. Spend store credit first, pay with your own card, and keep receipts. For everyone else, price your Black Friday list now, compare the delivery fee and returns policy along with the price, and read “up to” as a range claim. Confirm size, stock, delivery cost and exclusions before paying.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: ABC News, Emilia Terzon, Bronwyn Herbert and Michael Atkin, 5 November 2026 (Erica Berchtold and David McGrath of FTI quoted); Ragtrader, Christopher Kelly, 5 November 2026; WA Today, Jessica Yun and Colin Kruger, 5 November 2026 (Christopher Hill of FTI quoted); The Australian Financial Review, Campbell Kwan, 5 November 2026; ABC News, Loretta Florance and Michael Atkin, 5 November 2026 (Erin Turner and Gary Mortimer quoted); Finder, Sarah Megginson, 5 November 2026 (Angus Kidman quoted); CommBank, 4 November 2026 (Angus Sullivan quoted); Westpac, 4 November 2026; NAB, 4 November 2026; ANZ, 4 November 2026; Finder Black Friday 2026 guide; CHOICE Black Friday and Cyber Monday tips. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Hero photo: Nick D, Creative Commons Attribution ShareAlike 4.0, via Wikimedia Commons (David Jones store entrances, Brisbane CBD, Queensland).

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 5 November retailer scan, with every price and size rechecked this morning, 6 November, at 6.38am Gold Coast time.

We attempted all 179 retailer sale URLs in our 5 November pool and retrieved usable sale content from 145. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

Beginning Boutique: for another fashion option, the Beverley Wine Crepe Maxi Dress is $30 from $119.99 (about 75% off), listed as available in sizes 4, 6, 8, 10, 12 and 18 when checked. A useful fashion swap if the Sheike Delia sizes do not fit.

Entrances to the David Jones store in the Brisbane CBD beside the headline David Jones Nears Administration, It's On Sale Daily Brief Issue 158 header

David Jones Nears Administration | It’s On Sale Daily Brief, 5 November 2026

5 November 2026 · Issue 158

David Jones Nears Administration

Issue 158 · Thursday 5 November 2026

David Jones, the 188 year old department store chain, is on the brink of voluntary administration after talks with its biggest landlord, Westfield owner Scentre Group, broke down. Its board was due to meet overnight, with a decision on voluntary administration expected this morning. When we published, at about 7.10am Gold Coast time, no appointment had been announced. For shoppers, the practical message is simple: if you hold a David Jones gift card, store credit or a pending order, act on it now and keep every receipt.

Today’s brief leads on David Jones and what it means for gift cards and orders, then covers the big banks passing on this week’s rate rise and the September household spending figures. The retailer offers later in this issue are a separate, freshly verified selection from a disclosed partial scan.

David Jones set to appoint administrators after landlord talks fail

The Sydney Morning Herald’s Jessica Yun and Colin Kruger reported on Wednesday that the retailer’s private equity owners are on the precipice of appointing voluntary administrators as soon as Thursday morning, after talks with Scentre fell over when David Jones failed to pay rent for October. Scentre, which operates 17 shopping centres with a David Jones store, rejected a restructuring proposal from the retailer, and David Jones’ board then rejected a counter proposal, according to a source the Herald quoted. Scentre chief executive Elliott Rusanow said, “We have made a generous offer to Anchorage Capital Partners that would have facilitated the continuation of David Jones trading. That offer has disappointingly been rejected by them.” A David Jones spokesman confirmed the talks had stopped.

Nine’s Richard Wood reported that the board was set to meet overnight, with a decision expected by Thursday morning and thousands of jobs on the line. AAP’s Derek Rose reported that a McGrathNicol representative said on Wednesday afternoon that no appointments had been made, and that David Jones has 38 stores across Australia and New Zealand, 17 of them in Westfield centres.

The Australian Financial Review’s Sarah Thompson, Angira Bharadwaj, Carrie LaFrenz and Edmund Tadros reported that the company’s directors are expected to name insolvency firm McGrathNicol as voluntary administrator, while lender Hilco Capital is expected to appoint FTI Consulting as receivers. Ragtrader’s Christopher Kelly reported that Scentre told the ASX on Wednesday that its share of David Jones’ bank guarantees is about $30 million, equal to eight months of gross rent, and that the David Jones stores make up about 1.8% of its gross rent. Our Wednesday brief covered the missed reporting deadline and the extra lender funding that came before this week’s breakdown.

What it means if you shop at David Jones

Until an announcement is made, David Jones stores and its website are trading as normal. If administrators are appointed, they take control of the business and decide how gift cards, returns, deposits and outstanding orders are handled. SmartCompany’s David Adams reported that gift card holders would be unsecured creditors if the business collapsed, and that a new owner may not be obliged to honour cards issued by the previous owner. Retail Community chief executive Dean Salakas told SmartCompany, “We’ve seen in the past balances not being honoured. We’ve seen in the past new owners honouring those balances. So who knows what would happen.” He added, “I’d be spending it, if it were me.” The ABC’s Michael Atkin reported that Consumer Policy Research Centre chief executive Erin Turner said, “The best thing you can do is use any gift card you already hold as fast as possible.” She also advised avoiding new gift card purchases while the uncertainty lasts.

Our advice: check your gift card balance and spend the whole amount on something you would buy anyway, rather than waiting for a Black Friday price. Do not buy new David Jones gift cards for Christmas presents for now, and avoid paying a deposit on a large order. Pay with your own debit or credit card rather than a gift card, so any refund goes back to your card, and keep receipts and order confirmations in case you need to ask your bank about a chargeback later.

Big banks pass on the rate rise from 13 November

All four big banks have now passed on this week’s 0.25 point rate rise in full, effective Friday 13 November. CommBank said on Wednesday it will lift its variable home loan rates by 0.25 percentage points, taking its standard variable rate for owner occupiers to 9.30% before discounts, according to its rate announcement page. Westpac said in its newsroom it will raise variable home loan rates by 0.25 points for new and existing customers, and lift its Westpac Life total variable rate with bonus interest to 5.50%. NAB said it will lift its variable home loan rates by the same 0.25 points. ANZ announced the same rise and said it would add about $79 a month to the repayment on a $500,000 owner occupier loan; it is also lifting the bonus rate on its ANZ Plus Growth Saver to a total of 5.60%. Check your bank’s app for your new repayment and set your Black Friday and Christmas budget around what is left.

Household spending bounced 0.6% in September

The Australian Bureau of Statistics said on Wednesday that household spending rose 0.6% in September, after a 0.1% fall in August, and was 6.8% higher than a year earlier. Clothing and footwear spending rose just 0.1% for the month, and spending on furnishings and household equipment fell 0.2%, while discretionary spending overall rose 0.3%. In the ABS media release, head of business statistics Tom Lay said, “Household spending rose across essential and discretionary categories, with both Transport and Health rising by 1.5 per cent and Recreation and culture rising by 0.8 per cent.” The ABS said fuel spending rose 5.4% in September, reflecting higher global oil prices and the end of fuel excise relief on 3 August. Capital Brief’s Jemeema Hanson reported the rebound as spending rising across both essential and discretionary categories. In Queensland, spending rose 0.6% for the month. These figures are from before this week’s rate rise, so the October and November numbers will show more of the squeeze.

Today’s shopping note

When a retailer is in trouble, the safest money is the money you have not yet handed over. Spend store credit first, pay with your own card, and keep receipts. For everyone else, price your Black Friday list now, compare the delivery fee and returns policy along with the price, and read “up to” as a range claim. Confirm size, stock, delivery cost and exclusions before paying.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: The Sydney Morning Herald, Jessica Yun and Colin Kruger, 4 November 2026 (Elliott Rusanow quoted); The Australian Financial Review, Sarah Thompson, Angira Bharadwaj, Carrie LaFrenz and Edmund Tadros, 4 November 2026; Ragtrader, Christopher Kelly, 4 November 2026; SmartCompany, David Adams, 3 November 2026 (Dean Salakas quoted); Nine, Richard Wood, 4 November 2026; AAP, Derek Rose, 4 November 2026; ABC News, Michael Atkin, 4 November 2026 (Erin Turner quoted); CommBank, 4 November 2026; Westpac, 4 November 2026; NAB, 4 November 2026; ANZ, 4 November 2026; Australian Bureau of Statistics, Monthly Household Spending Indicator, September 2026, and media release (Tom Lay quoted); Capital Brief, Jemeema Hanson, 4 November 2026. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Hero photo: Nick D, Creative Commons Attribution ShareAlike 4.0, via Wikimedia Commons (David Jones store entrances, Brisbane CBD, Queensland).

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 4 November retailer scan, with every price and size rechecked this morning, 5 November, at 6.39am Gold Coast time.

We attempted all 179 retailer sale URLs in our 4 November pool and retrieved usable sale content from 144. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

Champion: for activewear, the Champion C Fit Full Length Tight in Black is $28 from $79.99 (about 65% off), listed as available in sizes XS and S when checked. A good everyday training tight to price now and compare again on Black Friday.

Pacific Fair Shopping Centre on the Gold Coast beside the headline Rates Rise Before Black Friday, It's On Sale Daily Brief Issue 157 header

Rates Rise Before Black Friday | It’s On Sale Daily Brief, 4 November 2026

4 November 2026 · Issue 157

Rates Rise Before Black Friday

Issue 157 · Wednesday 4 November 2026

The Reserve Bank has lifted the cash rate to 4.85%, the highest level since late 2008, and the new rate takes effect today. It is the fifth rise this year, and it lands a little over three weeks before Black Friday. For shoppers with a mortgage, the message is simple: work out your new repayment first, then set your Black Friday and Christmas budget around what is left.

Today’s brief leads on the rate rise and what it means for your sale budget, then covers what retailers are saying, more pressure on David Jones, this morning’s household spending figures and the latest on the Kathmandu and Rip Curl takeover talks. The retailer offers later in this issue are a separate, freshly verified selection from a disclosed partial scan.

Cash rate rises to 4.85%, the highest since 2008

The Reserve Bank’s Monetary Policy Board said on Tuesday that it had increased the cash rate target by 0.25 percentage points to 4.85%. The decision was by majority: six members voted for the rise and three voted to leave the rate at 4.60%. The Board said inflation remains elevated and broadly based, that higher fuel prices are being passed through to the prices of other goods and services, and that inflation is now expected to stay above 3% for the coming year and not reach the top of its 2 to 3% target range until late 2027. The ABC’s Gareth Hutchens reported that it is the fifth increase of 2026 and that the cash rate has not been this high since late 2008.

Canstar’s analysis, published on 2 November estimated that a 0.25 point rise would add $92 a month to the minimum repayment on a $600,000 owner occupier loan with 25 years remaining, taking the increase across the five rises since February to $456 a month, assuming banks pass it on in full. Canstar’s Harry O’Sullivan reported on Tuesday that a $700,000 loan could face an extra $107 a month, or more than $500 a month compared with January. Canstar data insights director Sally Tindall said, “Banks are becoming increasingly selective about which savings rates get a boost when rates rise.” At the time of writing, early on Wednesday, ANZ and Westpac said they were still reviewing their home loan rates, and Savings.com.au’s Bernadette Lunas reported that Commonwealth Bank and NAB had yet to announce their response. Nine’s Tilli Andrew reported that Macquarie Bank will lift its variable home loan rates by the full 0.25 percentage points from 19 November, with its transaction and savings account rates rising by the same amount on the same day. Our Tuesday brief looked at how shoppers were already keeping their baskets small.

What it means for your Black Friday budget

ChannelNews’ David Richards reported on Tuesday that the Australian Retail Council’s chief economist Glenn Fahey said higher mortgage repayments and fuel bills were squeezing shoppers, while retailers carry higher financing, freight, wage, energy, insurance and leasing costs. “Consumers are shopping carefully, waiting for promotions and looking closely at value,” Mr Fahey said. The council cited 1,006 retail companies entering external administration or having a controller appointed in the 2025 to 2026 financial year, up 15.5%.

For shoppers, the practical steps are the same whether or not you have a mortgage. Check your bank’s announcement and app for your new repayment, and if your bank lifts savings rates, check whether the rise applies to your base rate or only to bonus interest. Then set one total figure for Black Friday and Christmas, write down the few bigger items you actually need with today’s price beside each, and only buy when the sale price beats it. If you use buy now, pay later, add every instalment to the same budget so the repayments do not stack up in January.

David Jones: lender funding, a missed deadline and gift card advice

The ABC’s Emilia Terzon reported on Tuesday that David Jones has missed a deadline to file its latest financial year reports with the corporate regulator, ASIC, and that its key lender, Hilco Capital, has put in extra money so the retailer can stock up for the festive season; the ABC understands it is about $10 million. “Hilco remains supportive of the business and any inference otherwise is false,” the lender said. The Sydney Morning Herald’s Colin Kruger and Jessica Yun reported speculation that the retailer could be put into administration as early as this week if it cannot reach agreement on closing some of its 38 stores and on rent concessions. Shop, Distributive and Allied Employees’ Association national secretary Gerard Dwyer said, “The reports of David Jones’ predicament are alarming.” The Herald reported that consumer group Choice has warned shoppers to use up their gift cards while they can, while sources close to the company said gift cards and David Jones Rewards remain “currently redeemable”.

Nine’s Jo Abi reported that the Westfield stores reportedly in focus are Carousel in Perth, Parramatta and Hornsby in Sydney, Woden in Canberra and Southland in Melbourne. David Jones has not published a list of closures. AAP’s Derek Rose reported late on Tuesday that an ASIC spokesman confirmed the 2026 accounts had not been filed, while David Jones said it was continuing to operate all 38 of its stores and does not comment on speculation about closures. Separately, The Australian Financial Review’s Campbell Kwan reported this morning that ASIC has issued infringement notices totalling $4.2 million to large private companies that failed to file audited accounts on time, including fashion retailer Kookai. If you hold a David Jones gift card or store credit, our advice is to use it soon, keep your receipts, and avoid buying new gift cards or paying deposits on larger orders until the picture is clearer.

Household spending figures this morning

The Australian Bureau of Statistics will release its Monthly Household Spending Indicator for September at 11.30am Sydney time today (10.30am in Queensland). In the August figures, household spending was flat for the month and up 6.8% on a year earlier, with clothing and footwear spending down 1.0% for the month. Today’s numbers will show how households were spending before this week’s rate rise, and retailers will be reading them closely ahead of Black Friday.

Kathmandu and Rip Curl takeover talks continue

KMD Brands told the ASX on 2 November that it has given US consumer brand group Bluestar Alliance exclusivity to carry out due diligence on a possible deal to buy all of its shares, with a long stop date of 23 December 2026, and that there is no certainty of a binding proposal. Ragtrader’s Christopher Kelly reported on Tuesday that Bluestar’s portfolio includes Dickies and Scotch & Soda, and that Kathmandu has led the group’s recent turnaround. Nothing changes for Kathmandu or Rip Curl shoppers today: stores, online orders, warranties and gift cards carry on as normal.

Today’s shopping note

A higher rate makes every sale decision count. Price your list now, compare the delivery fee and returns policy along with the price, and read “up to” as a range claim. Confirm size, stock, delivery cost and exclusions before paying.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: Reserve Bank of Australia, Monetary Policy Decision, 3 November 2026; ABC News, Gareth Hutchens, 3 November 2026; Canstar, 2 November 2026; Canstar, Harry O’Sullivan, 3 November 2026 (Sally Tindall quoted); ANZ home loan rate changes page; Savings.com.au, Bernadette Lunas, 3 November 2026; ChannelNews, David Richards, 3 November 2026 (Glenn Fahey quoted); ABC News, Emilia Terzon, 3 November 2026; The Sydney Morning Herald, Colin Kruger and Jessica Yun, 3 November 2026 (Gerard Dwyer quoted); Nine.com.au, Jo Abi, 2 November 2026; Nine.com.au, Tilli Andrew, 3 November 2026; AAP, Derek Rose, 3 November 2026; The Australian Financial Review, Campbell Kwan, 4 November 2026; Westpac interest rate news page; Australian Bureau of Statistics; KMD Brands ASX announcement, 2 November 2026; Ragtrader, Christopher Kelly, 3 November 2026. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Hero photo: MDRX, Creative Commons Attribution ShareAlike 4.0, via Wikimedia Commons (Pacific Fair Shopping Centre, Gold Coast, Queensland).

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 3 November retailer scan, with every price and size rechecked this morning, 4 November, at 6.33am Gold Coast time.

We attempted all 179 retailer sale URLs in our 3 November pool and retrieved usable sale content from 145. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

BLOCH: for the young dancer on your Christmas list, the Bloch Nicole Girls Velvet Sweatpant in Black is $40 from $69.95 (about 43% off), listed as available in girls sizes 10, 14 and 16 when checked. Dancewear makes a practical gift, so note the price now and compare it again on Black Friday.

Australia Post parcel lockers in a Queensland shopping centre beside the headline Smaller Baskets Before Black Friday, It's On Sale Daily Brief Issue 156 header

Smaller Baskets Before Black Friday | It’s On Sale Daily Brief, 3 November 2026

3 November 2026 · Issue 156

Smaller Baskets Before Black Friday

Issue 156 · Tuesday 3 November 2026

Australians have never spent more online, and they have never spent less each time they check out. New figures show a record $25 billion went on online shopping in the September quarter, while the average order fell to $90. With Black Friday just over three weeks away and the Reserve Bank deciding on rates this afternoon, the message for shoppers is simple: plan the big buys, and do not let a sale fill your cart for you.

Today’s brief leads on the new online shopping figures and what they mean for your Black Friday plan, then covers this afternoon’s rate decision, takeover talks at the owner of Kathmandu and Rip Curl, a David Jones update and Wednesday’s household spending figures. The retailer offers later in this issue are a separate, freshly verified selection from a disclosed partial scan.

Online spending is up, but baskets have never been smaller

CommBank’s newsroom reported on 2 November that new CommBank iQ analysis in the latest Australia Post eCommerce report found Australians spent $25 billion online in the September quarter, up 17% on a year earlier, across 8.4 million households. Over the same period the average online basket fell 6.8% to $90, the lowest level in the dataset. “Australians haven’t stopped spending online, but they are becoming more deliberate about where and how they spend their money,” CommBank iQ chief executive Simon Johnson said. The same release noted that last year’s Black Friday fortnight generated a record $23.8 billion in spending, 19.5% more than a typical two week period, and that basket sizes usually grow in November.

Australia Post’s quarterly eCommerce update for October says nine in ten shoppers plan to shop the sales despite cost of living pressure, that most people start their Christmas shopping in early November, and that 46% of shoppers would switch retailers for better value during peak sales. Queensland online spending grew 17.8% in the quarter, with Mackay and Toowoomba among the busiest online shopping locations in the country. Internet Retailing’s Sean Cao reported on 26 October that Australia Post general manager Chelsea O’Reilly said “shoppers are planning ahead and seeking value, but price is not the only priority”, with fast, flexible and reliable delivery increasingly important as peak season begins.

For shoppers, smaller baskets are a sensible habit to keep. Before Black Friday, write a short list of the few bigger items you actually need and note today’s price for each, so you can judge a sale price on its merits. Be wary of free delivery thresholds that tempt you to add items you did not plan to buy, compare the delivery fee and the returns policy along with the price, and check delivery dates now for anything that has to arrive before Christmas.

Rate decision this afternoon

The Reserve Bank’s calendar shows the decision and the new Statement on Monetary Policy are due at 2.30pm Sydney time today, Melbourne Cup Day (1.30pm in Queensland), with Governor Michele Bullock’s media conference an hour later. Capital Brief’s Jennifer Duke reported on 1 November that economists and markets overwhelmingly expect the cash rate to rise to 4.85%, and that CommBank economists said there were “no guarantees” the decision would be unanimous. ABC News’ Emilia Terzon wrote in this morning’s live business blog that a fifth rise this year, to 4.85%, would take the cash rate to its highest setting in 18 years. Our Monday brief set out what a 0.25 point rise could add to typical home loan repayments. If rates do rise, set your Black Friday and Christmas budget tonight, after the higher repayment is taken out.

Kathmandu and Rip Curl owner in takeover talks

KMD Brands told the ASX on 2 November that it has entered an exclusivity agreement with US consumer brand group Bluestar Alliance, allowing it to carry out due diligence on a possible deal to buy all of the shares in KMD, with a long stop date of 23 December 2026. The company said there is no certainty the talks will lead to a binding proposal or a transaction. The Australian Financial Review’s Carrie LaFrenz reported that Bluestar owns surfwear brand Hurley and last year bought workwear label Dickies, and The Sydney Morning Herald’s Elias Visontay reported that KMD shares jumped about 10% on Monday afternoon after falling almost 60% over the past year. Nothing changes for Kathmandu or Rip Curl shoppers today: stores, online orders, warranties and gift cards carry on as normal.

David Jones: accounts late, gift cards working

Nine’s Jo Abi reported on 1 November that some shoppers could not redeem David Jones gift cards over the weekend. Nine was told this was caused by a global outage at GiveX, the third party platform behind the cards, and that the service has since been restored. A David Jones spokesperson said the business does not comment on speculation and is in advanced discussions with key stakeholders, including a review of its store portfolio. Retail expert Gary Mortimer told 9News, “I think what we will see is a smaller footprint of David Jones stores.” The Australian Financial Review’s Street Talk column reported on 30 October that owner Anchorage Capital Partners is in advanced talks with landlords about cutting the 38 store network by more than half. Overnight, The Australian Financial Review’s Carrie LaFrenz reported that David Jones missed the 30 October deadline to file its 2026 accounts with the Australian Securities and Investments Commission because auditor PwC has not yet signed off, and that it is pursuing the closure of loss making stores, including five in Westfield centres. Street Talk also reported on 2 November that Seed Heritage will send its holiday stock to its own stores instead of David Jones. No closures have been confirmed. If you hold a David Jones gift card or store credit, plan to use it in the coming weeks and keep your receipts.

Household spending figures on Wednesday

The Australian Bureau of Statistics will release its Monthly Household Spending Indicator for September at 11.30am Sydney time on Wednesday 4 November (10.30am in Queensland). Coming the day after the rate decision, it will show how much households were spending in the month inflation jumped, and retailers will be reading it closely ahead of Black Friday.

Today’s shopping note

Keep the basket small and the list short. If a retailer offers free delivery over a set amount, only add items that were already on your list. Read “up to” as a range claim, and confirm size, stock, delivery cost and exclusions before paying.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: CommBank Newsroom, 2 November 2026 (Simon Johnson quoted); Australia Post Quarterly eCommerce Update, October 2026; Internet Retailing, Sean Cao, 26 October 2026 (Chelsea O’Reilly quoted); Reserve Bank of Australia calendar; Capital Brief, Jennifer Duke, 1 November 2026; KMD Brands ASX announcement, 2 November 2026; The Australian Financial Review, Carrie LaFrenz, 2 November 2026 (two reports); ABC News, Emilia Terzon, 3 November 2026; The Sydney Morning Herald, Elias Visontay, 2 November 2026; Nine.com.au, Jo Abi, 1 November 2026 (Gary Mortimer quoted); The Australian Financial Review, Street Talk, Sarah Thompson, Kanika Sood and Angira Bharadwaj, 30 October and 2 November 2026; Australian Bureau of Statistics release calendar. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Hero photo: Chris Olszewski, Creative Commons Attribution ShareAlike 4.0, via Wikimedia Commons (Australia Post Parcel Lockers, Indooroopilly Shopping Centre, Queensland).

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 2 November retailer scan, with every price rechecked this morning, 3 November.

We attempted all 179 retailer sale URLs in our 2 November scan pool and retrieved usable sale content from 144. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

Dreamworld LEGO: if a LEGO set is on a Christmas list in your house, the LEGO Icons of Play set is $118.99 from $169.99 (30% off), listed as available when checked. It is exactly the kind of gift to price now and compare again on Black Friday.

The Reserve Bank of Australia building in Sydney beside the headline Rate Rise Tipped for Cup Day, It's On Sale Daily Brief Issue 155 header

Rate Rise Tipped for Cup Day | It’s On Sale Daily Brief, 2 November 2026

2 November 2026 · Issue 155

Rate Rise Tipped for Cup Day

Issue 155 · Monday 2 November 2026

The Reserve Bank board starts its two day meeting today, and by tomorrow afternoon most Australians with a variable home loan will know whether their repayments are going up again. All four big banks now expect a rise. With Black Friday less than four weeks away and Christmas close behind, this is the week to put real numbers on your budget before the sales start pulling at it.

Today’s brief leads on Tuesday’s expected rate rise and what it could cost you, then covers the latest on David Jones, a garden lamp recall and this week’s household spending figures. The retailer offers later in this issue are a separate, freshly verified selection from a disclosed partial scan.

All four big banks tip a Cup Day rate rise

The Reserve Bank’s calendar shows its Monetary Policy Board meets on 2 and 3 November, with the decision and the new Statement on Monetary Policy due at 2.30pm Sydney time on Tuesday 3 November (1.30pm in Queensland), followed by Governor Michele Bullock’s media conference an hour later. Capital Brief’s Jennifer Duke reported on 1 November that economists and markets overwhelmingly expect the cash rate to rise to 4.85%, its highest level since 2008, and that the bank’s new forecasts for inflation and unemployment will be published alongside the decision.

The banks moved after last week’s inflation figures. The Nightly’s Stephen Johnson reported on 28 October that annual inflation rose to 4.3% in September, driven by a 23.6% jump in fuel prices, and that CBA and NAB then joined ANZ and Westpac in forecasting a rise on 3 November. “Inflation is likely to remain elevated for some time,” Ms Bullock told a Senate estimates hearing that morning. CommBank’s own economists wrote that “the key question is whether four hikes this year is enough”, and Head of Australian Economics Belinda Allen expects the Reserve Bank to hold in December and February if it moves this week.

What would it cost? As an illustration only, a 0.25 point rise on a 30 year principal and interest loan at 6.5% adds about $83 a month on a $500,000 loan, $99 a month on $600,000 and $124 a month on $750,000. Your own rate, balance and lender will change those figures, and lenders usually take a week or two to pass on a rise.

For shoppers, the practical step is to set your Black Friday and Christmas budget after Tuesday’s decision, not before. Take the higher repayment out first, then decide what is left for gifts and sales. If you plan a big purchase, such as a mattress, a laptop or a fridge, note today’s price now so you can judge a Black Friday offer on its merits, and be wary of buy now, pay later plans that add a fixed repayment just as your mortgage rises.

David Jones store cuts on the table

The Australian Financial Review’s Street Talk column (Sarah Thompson, Kanika Sood and Angira Bharadwaj) reported on 30 October that owner Anchorage Capital Partners is in advanced talks with landlords about plans to cut the 38 store network by more than half, according to three people briefed on the matter. The West Australian’s Ryan Johnson reported the same day that the retailer is seeking a rent free Christmas, with five Perth stores under a cloud. Earlier, The Sydney Morning Herald’s Jessica Yun reported on 27 October that lender Hilco Capital had “funded above the agreed facility to allow David Jones to increase stock holdings ahead of the busy Christmas trade and sales period”, and that an Anchorage spokesperson said decisions on the size of the business would be made by Christmas.

No store closures have been announced, and David Jones has said it does not comment on speculation. If you hold a David Jones gift card or store credit, the sensible move is to use it sooner rather than later, keep receipts for anything you buy, and check the delivery date on any large order before you pay.

Recall check: tulip solar garden lamp

ACCC Product Safety Australia listed a recall on 30 October for the Pro Garden LED Solar Lamp in a tulip shape, sold in four colours (batch 6195). The recall notice says the lamp does not carry the required button battery warnings, and children are at risk of choking, serious injury or death if they swallow or insert a button battery. Stop using it, keep it away from children and return it to the place of purchase for a full refund. Supplier Yatsal Distributors can be contacted on 02 9755 8735, 9am to 4.30pm on weekdays.

Household spending figures on Wednesday

The Australian Bureau of Statistics will release its Monthly Household Spending Indicator for September at 11.30am Sydney time on Wednesday 4 November (10.30am in Queensland). Coming the day after the rate decision, it will give the first official read on how much households were spending in the month inflation jumped, and retailers will be watching it closely ahead of Black Friday.

Today’s shopping note

Use Monday to write down your monthly repayment and your Christmas budget side by side. If Tuesday brings a rise, adjust the budget on Tuesday night, before the next sale email lands. Read “up to” as a range claim, and confirm size, stock, delivery cost and exclusions before paying.

Our scan records unsuccessful checks as well as successful ones. A retailer page being retrieved is not enough to establish that every offer, item or delivery condition has been verified.

Primary reporting sources: Reserve Bank of Australia calendar; Capital Brief, Jennifer Duke, 1 November 2026; The Nightly, Stephen Johnson, 28 October 2026 (Michele Bullock quoted); CommBank Newsroom, 28 October 2026 (Belinda Allen quoted); The Australian Financial Review, Street Talk, Sarah Thompson, Kanika Sood and Angira Bharadwaj, 30 October 2026; The West Australian, Ryan Johnson, 30 October 2026; The Sydney Morning Herald, Jessica Yun, 27 October 2026; ACCC Product Safety Australia recall, 30 October 2026; Australian Bureau of Statistics release calendar. Repayment examples are illustrative calculations by It’s On Sale. Shopper advice and synthesis by Neil Fairhead for It’s On Sale. Hero photo: Nick D, Creative Commons Attribution ShareAlike 4.0, via Wikimedia Commons (Reserve Bank of Australia building, Sydney).

Premium Daily Feature

Top 5 Deals of the Day

Five stores. Five categories. The strongest discounts we verified on in stock items from our 1 November retailer scan, with every price rechecked this morning, 2 November.

We attempted all 179 retailer sale URLs in our 1 November scan pool and retrieved usable sale content from 145. The remaining pages could not be verified after fallback checks and are excluded. This is a disclosed partial scan, not a complete audit of every Australian retailer. Retrieval does not mean an offer was fully verified: this ranking includes only eligible stores where we confirmed a ticketed sale price against a was price on an item listed as available when checked. Generic sale descriptions, unresolved price evidence and same category duplicates are excluded. Each percentage is the verified example shown, not a discount on every item in store. Offers and stock can change.

% discounts shown are for the verified example in each card. Individual product savings vary.

One More Category Worth a Look

Koala: if a new mattress is on your list, the Koala SE Mattress is in clearance at $712 from $950 for a queen (about 25% off), with every size from single ($487 from $650) to king ($892 from $1,190) listed as available when checked. A mattress is exactly the kind of big purchase to price now and compare again on Black Friday.