Big Four Now Unanimous on a Cash Rate Hike | It’s On Sale Daily Brief, 11 September 2026

Overnight the last two big banks fell into line: ANZ, CBA and Westpac now join NAB in tipping a 25bp RBA hike before the end of 2026, taking the cash rate from 4.35% to 4.60%. NAB still calls it for the 29 September meeting; the others hold out for November. Either way, the practical window for shoppers to lock fixed-rate quotes and interest-free finance is this week. Meanwhile weekend clearance widens: Glassons opens the Top 6 at 67% off, Pillow Talk hits 60%, and Coles has four days left on 10% off Uber, Rebel, BCF and Supercheap Auto gift cards. Here is the shopper’s read.

Big Four Now Unanimous on a Cash Rate Hike Before Year End

Two-way street closed. The Aussie Home Loans expert wrap on 9 September, compiled by Bea Amarille and Priyanka Gaunder, confirms all four majors now forecast a 25bp cash rate hike before end of 2026, lifting the RBA target from 4.35% to 4.60%. NAB has been in the September camp for a fortnight and stands by 29 September as the meeting; ANZ, CommBank and Westpac shifted their calls this week, and all three now expect the move at November instead, arguing the RBA will wait for the September quarter CPI print first.

The cash rate has been held at 4.35% since August 2026 per the RBA cash rate target page. The July monthly CPI indicator came in at 3.5% (down from 3.8% in June) with trimmed mean at 3.6%, and the August print lands on Wednesday 30 September, the day after the RBA decision.

For shoppers, the direction is set: it is now a question of when, not whether. Fixed-rate quotes and lender pre-approvals typically move a week before markets price the shift, so this week is the practical window to get a written offer in hand from your lender or broker rather than after the fact. If you are eyeing a big-ticket buy on interest-free finance, watch card and BNPL providers reset their terms in the fortnight after the decision.

Weekend Gift Card Wins (four days left, to 15 September)

Per Point Hacks’ 7 September round-up by Brandon Loo, Coles is running 10% off selected gift cards this week (limit 5 per customer, no bonus Flybuys points on top). The full lineup: Uber, Uber Eats, Supercheap Auto, Rebel, BCF, DoorDash, and the Super Retail Group Super Card that works across Supercheap Auto, BCF, Rebel and Macpac. Four days remain.

Woolworths is stacking 20x bonus Everyday Rewards points (equivalent to 10 Qantas Points per dollar) on Google Play, TCN Shop, TCN Deluxe, TCN Pamper, TCN Cinema and TCN Kids gift cards, with a 10-per-member daily limit (TCN Deluxe Variable capped at 2 per day). The TCN Kids Variable card is excluded.

Best weekend plays: Super Card plus a Supercheap Auto or BCF spend is the strongest deal for fuel-adjacent categories. TCN Shop under the 20x window is genuine free grocery credit if you were going to spend at Woolworths anyway.

Households Keep Trading Down. Retailers Keep Widening Clearance.

The NAB Consumer Sentiment Survey for August 2026 shows Australians still cutting eating out, entertainment and holidays, and actively swapping to cheaper products across groceries and household goods. ABS Household Spending for July 2026 already showed the softening: turnover growth is flat month-on-month.

The retailer response is visible in today’s Top 6 below. Womens fashion, bedding, department store and bags are all at 50% off or deeper, with sport at 40% and footwear at 30%. If you have a shopping list you have been holding, this weekend is the sharpest window before the RBA decision reshapes discretionary spending intent.

Term 3 Holidays Countdown: Nine Days Out

Term 3 school holidays across QLD, NSW and VIC start Saturday 20 September, nine days away. Camping, swim, uniform and kids’ clothing clearance is still deep across the pool of stores on the It’s On Sale live sales page, and this weekend of 13 to 14 September is the last low-traffic window before family-spend intent picks up. If you drive an out-of-town trip during the break, lock in a set of Woolworths TCN Cinema cards now: the 20x point stack makes them the cheapest way to buy holiday-week movie tickets.

Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It’s On Sale, audited at dawn.

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

Other Deals Worth a Look

  • UGG Australia: up to 30% off footwear at checkout across the sale range. Reliable spring resupply before the holidays.
  • Strandbags: up to 50% off sale and travel deals, a smart companion to the Oroton pick if you are refreshing everyday bags too.
  • Bonds: 25% off first order for new members, plus underwear and basics on running sale.
  • Portmans: up to 50% off across the sale range, tidy spring workwear layering play alongside the Glassons top pick.

What to Watch This Weekend and Next Week

Coles Week 37 gift card offers close Monday morning 15 September. The August 2026 CPI release lands Wednesday 30 September at 11.30am AEST via ABS Monthly Consumer Price Index Indicator: this is the reading the RBA sees for its September decision the day before (Monday 29 September, 2.30pm AEST). Term 3 school holidays begin Saturday 20 September. Any big-ticket finance decision is best locked before markets fully price the RBA move.

Editorial flat lay of leather journal, brass calendar showing Thursday 10, magnifying glass, newspaper, kraft shopping bags with orange ribbon and eucalyptus

Four Banks Now Tip an RBA Hike on 29 September. Clearance Deepens. | It’s On Sale Daily Brief, 10 September 2026

Sentiment slipped on Tuesday, and by Wednesday four of Australia’s biggest banks had swung to a hike call for the 29 September RBA meeting. NAB, Deutsche Bank, UBS and Morgan Stanley now expect a 25bp lift from 4.35% to 4.60%; ANZ and CBA still see a hold. Households already trading down get a fresh set of clearance ceilings today: Rebel Sport at 85% off Fangear, Kick Push at 80%, Booktopia at 60%, and House, Merchant 1948 and Koala anchoring the mid-range. Here is the shopper’s read.

Four Banks Now Tip an RBA Hike on 29 September

The rate-call landscape shifted overnight. Orbit Remit’s policy wrap on 9 September reports that NAB, Deutsche Bank, UBS and Morgan Stanley are all forecasting a 25bp hike at the 29 September meeting, which would take the cash rate from 4.35% (held since 12 August 2026 per the RBA’s cash rate target page) up to 4.60%. ANZ and CBA still call a hold. Aussie Home Loans’ expert wrap lines up the same split.

For shoppers on a mortgage, the practical window is short. Fixed-rate quotes typically shift ahead of the meeting, so this week is the time to get a written offer in hand from your lender or broker rather than after markets price the move in on Monday. If you are eyeing a big-ticket buy on interest-free finance, watch for changes in card and BNPL provider terms during the same window: retailers often renegotiate their finance partners’ rates in the fortnight after a decision.

This Week’s Gift Card Wins (9 to 15 September)

Per Point Hacks’ 7 September round-up, Coles is running 10% off selected gift cards this week (limit 5 per customer, no bonus Flybuys points on top). The full lineup: Uber, Uber Eats, Supercheap Auto, Rebel, BCF, DoorDash, and the Super Retail Group “Super Card” that works across Supercheap Auto, BCF, Rebel and Macpac.

Woolworths is stacking 20x bonus Everyday Rewards points (equivalent to 10 Qantas Points per dollar) on Google Play, TCN Shop, TCN Deluxe, TCN Pamper, TCN Cinema and TCN Kids gift cards, with a 10-per-member daily limit (TCN Deluxe variable capped at 2 per day). The TCN Kids Variable card is excluded.

The clean play for household spend: the Super Card + Supercheap Auto stack is the strongest deal on fuel-adjacent categories this week. If you buy Google Play credit anyway, the Woolworths 20x window is genuine free value.

Households Are Trading Down. Retailers Are Widening Clearance.

The NAB Consumer Sentiment Survey for August 2026 shows Australians are cutting back on eating out, entertainment and holidays, and actively swapping to cheaper products across groceries and household goods. ABS Household Spending for July 2026 already showed the softening: turnover growth is holding annually but flattening month-on-month.

The retailer response is visible in today’s Top 6 below. Sport, skate, books and homewares are the categories where the clearance ceilings have moved highest in the past 72 hours. If you have a shopping list you have been holding, this is the week to work through it before the RBA decision reshapes discretionary spending intent again.

Term 3 Holidays Countdown: Ten Days Out

Term 3 school holidays across QLD, NSW and VIC start Saturday 20 September, ten days away. Camping, swim, uniform and kids’ clothing clearance is still deep across the pool of stores on the It’s On Sale live sales page, and the weekend of 13 to 14 September is the last low-traffic window before family-spend intent picks up. If you drive an out-of-town trip during the break, lock in a set of Woolworths TCN Cinema cards this week too: the 20x point stack makes them the cheapest way to buy holiday-week movie tickets.

Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It’s On Sale, audited at dawn.

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

Other Deals Worth a Look

  • Koala: up to 30% off furniture & sleep clearance. Solid pick for spring bedroom refresh before school holidays.
  • Veronika Maine: further 20% off already-marked sale, layering nicely for spring workwear.
  • Glassons: fresh markdowns added, 15% off for members joining this week.
  • Oroton: up to 40% off across the outlet range, worth a look before RBA week.

What to Watch Tomorrow

ABS Building Approvals for July 2026 land on Thursday morning (national release, 11.30am AEST), which typically nudges the homewares and furniture categories most. Woolworths’ Monday catalogue reset previews late tomorrow. And a reminder: the RBA decision on 29 September is now 19 days away, so any big-ticket finance decision is best locked before markets fully price the move.

It’s On Sale Daily Brief, Issue 101 | 9 September 2026

Wednesday morning briefing for Australian shoppers, and the mood on the street just shifted. The Westpac Melbourne Institute Consumer Sentiment Index for September slumped 5.2 per cent to 84.4 overnight, wiping out almost all of August’s 6 per cent gain, and financial markets are now pricing a roughly 80 per cent chance of an RBA rate hike at the 29 September meeting, 20 days from today. Practical translation: budgets stay tight, family finance sentiment collapsed 9.2 per cent in September, and every retailer with winter carryover is now discounting into that mood. On the counter offer side, Coles has opened its Week 37 gift card window this morning with 10 per cent off Uber, Uber Eats, Supercheap Auto, Rebel, BCF, Super Retail Group and DoorDash gift cards in store (running to Tuesday 15 September). SurfStitch leads the sale racks at up to 70 per cent off surf and streetwear, ahead of MyHouse, Kathmandu, Lounge Lovers, General Pants and Sunnylife.

Sentiment Slumps 5.2 Per Cent, Family Finances Down 9.2 Per Cent

The September consumer read landed harder than the consensus expected. Per the Westpac IQ release published overnight, the Westpac Melbourne Institute Consumer Sentiment Index declined 5.2 per cent to 84.4 in September from 88.9 in August, well below the 85.7 consensus print, reversing almost all of August’s 6.0 per cent gain. The index sits close to 12 per cent below the same month a year earlier and remains firmly below the 100 neutral line that separates optimists from pessimists.

The composition of the fall is what matters for shoppers. Per the Reuters wire report by Wayne Cole, the family finances versus a year ago measure dropped a steep 9.2 per cent in September, driven by higher interest rate fears combining with a rebound in fuel prices. Mortgage holder sentiment dived 13 per cent in the month, compared with just a 0.6 per cent drop for renters, and worries about falling house prices weighed heavily on those with a home loan. Translation for the retail floor: households with a mortgage are the group most likely to trim, defer or hunt for markdowns this September, and retailers with winter carryover are pricing directly into that behaviour. Today’s SurfStitch 70 per cent, MyHouse 66 per cent and Kathmandu 50 per cent outlet all read as textbook responses.

Coles Week 37 Gift Card Window Opens Today, Uber And Sport Stack In Focus

The gift card offer that took over the country yesterday closed at end of trade Tuesday. This morning, the value moves squarely to fuel, food delivery and sport. Per Point Hacks and the FreePoints history tracker, Coles is offering 10 per cent off Uber, Uber Eats, Supercheap Auto, Rebel, BCF, Super Retail Group and DoorDash gift cards from Wednesday 9 September to Tuesday 15 September 2026 (in store only, 5 card limit per member per day). On a 100 dollar rebel or BCF card that is a straight 10 dollars back into pocket, which stacks with any current in store promotion at the redeeming brand and does not eat into any Flybuys earn rate.

The Woolworths side rotates too. Per Point Hacks, Everyday Rewards runs 20x bonus points per dollar on Google Play, TCN Shop, TCN Deluxe, TCN Pamper, TCN Cinema and TCN Kids gift cards (excluding the TCN Kids Variable card), plus 10 per cent off TCN Him, TCN Pub and Bar, TCN Active, TCN Good Food, TCN Holiday and Hotel and DoorDash gift cards. Household play: with Term 3 school holidays starting Saturday 20 September (11 days out), the Rebel and BCF stacks are the highest value store cards this week for kids sport gear, camping kit or Father’s Day sports gifts that missed the mark; the Uber and DoorDash stacks cover school holiday transport and dinners without cooking. The TCN Him card is the sleeper because it redeems at JB Hi-Fi, The Good Guys and dozens of other brands.

RBA Countdown: 20 Days, Markets Price 80 Per Cent Hike, Big Four Split

The Reserve Bank of Australia sets its next rate at 2:30pm on Monday 29 September, exactly 20 days from today. Per the RBA cash rate page, the target has been 4.35 per cent since 11 August 2026, following three hikes earlier in the year (February, March, May). The overnight sentiment print landed into a market that had already re priced sharply. Per the OrbitRemit analysis of interbank cash rate futures, the implied probability of a 25 basis point September hike sat at 17 per cent before the July CPI release on 26 August, moved through 50 per cent by 28 August, hit 66 per cent on 4 September and reached roughly 80 per cent by 6 September. If delivered, the hike takes the cash rate from 4.35 per cent to 4.60 per cent.

The big four bank calls are split. Per NAB’s RBA Watch note, NAB group chief economist Sally Auld and head of Australian economics Gareth Spence expect a 25 basis point hike at the 28 to 29 September meeting, with a risk of another in November. Per the Canstar forecast summary, ANZ and CommBank forecast a November hike also to 4.60 per cent, and Westpac remains the lone hold out for no hike in 2026. November is fully priced regardless of whether September or November delivers the move. Practical read for shoppers: whether the hike lands on 29 September or 4 November, another 25 basis point squeeze on repayments is near certain before Christmas, discretionary budgets stay tight, and retailer clearance discipline through October will look a lot like today.

Spring Wardrobe Rotation Window Opens: Surf, Outdoor And Homewares Leading

Beyond the macro read, the sale pool itself tells a clear story: today’s Top 5 spans surf and streetwear (SurfStitch 70 per cent), homewares (MyHouse 66 per cent), outdoor and adventure (Kathmandu 50 per cent outlet), furniture (Lounge Lovers 50 per cent storewide) and youth fashion (General Pants 50 per cent plus extra 50 per cent), plus Sunnylife 50 per cent on the ticker. Every one of those categories is rotating out of winter or into spring and summer stock right now. This is not a random spread. Winter carryover and archive stock is where the deepest headline discounts sit six weeks before the pre Christmas retail push begins, and the Term 3 school holidays start Saturday 20 September (11 days out) which pulls the surf, beach and outdoor buying window forward.

Practical play: SurfStitch 70 per cent covers the entire pre summer boardshorts, activewear and beach wardrobe under one roof (delivery from Bilinga QLD, AU stock, AU support). MyHouse 66 per cent lands on the spring bedlinen, throw and tableware refresh most households run in September and October before the dinner party season lifts. Kathmandu 50 per cent outlet is the sensible school holidays camping and hiking spend. Lounge Lovers 50 per cent storewide is the once a year timing to run a living room refresh before the pre Christmas furniture bump adds price. General Pants stacks on end of winter denim and outerwear. All five verified as active on the retailer sale pages this morning.

Today’s Playbook: Three Moves Before The Rate Print Comes Into View

Three shopper moves aligned to the day. First, get into a Coles in store between now and Tuesday 15 September and load a rebel or BCF gift card at 10 per cent off if you have any Term 3 school holidays sport, kids activewear or camping spend coming up (starts Saturday 20 September). The 10 dollars back on a 100 dollar card stacks with in store markdowns at the redeeming brand. Second, if the September wardrobe rotation is on the household list, browse the SurfStitch 70 per cent sale and the General Pants 50 per cent plus extra 50 per cent sale in the same session, both from Australian owned specialists with AU delivery – the winter to spring transition pricing at both retailers sits below the sub 40 dollar tee and sub 80 dollar denim range which is a genuine acquisition window before the pre Christmas price resets begin in early October.

Third and quietly the sleeper: MyHouse 66 per cent on selected homewares is a rare pricing tier for a Tier 1 Australian homewares specialist, and the deepest cuts sit on winter bedlinen, throws and heavier textiles rolling out as spring bedding refreshes come in. If a spring bedroom or dining refresh is on the list, this morning is the buying window. The RBA meeting is 20 days away and the sentiment print already told you that discretionary budgets are moving into caution mode. Buy the winter carryover on clearance now, hold the pre Christmas discretionary budget for Boxing Day and the January sales.

Today’s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It’s On Sale, audited at dawn.

1Today’s Top
Discount
SurfStitchSurfStitchSurf & StreetwearUp to 70 per cent off SurfStitch: the sale page headlines It’s Now Cool at 70 per cent off, with markdowns spanning boardshorts, activewear, hoodies, tees, dresses, swimwear and beach accessories across the biggest surf and streetwear labels including Rip Curl, Billabong, Roxy, Quiksilver, RVCA and Volcom. From the Bilinga QLD founded specialist operating since 2000, delivery is Australian based with AU support. Free Australian shipping over 60 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags. The 70 per cent tier lands on end of winter carryover and archive stock across board brands, exactly as pre summer wardrobe rotations begin. A genuine surf and streetwear acquisition window six weeks before the school holidays.70%OFF
2MyHouseMyHouseHomewaresUp to 66 per cent off MyHouse: the sale page itself carries the Up to 66 Per Cent Off callout on selected homewares, spanning bedlinen, quilt covers, throws, cushions, towels, tableware, dining, cookware, glassware, candles and decor from the Australian owned homewares specialist operating since 2002. Free Australian shipping over 150 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unopened stock in original packaging, and Click and Collect at 30 plus Australian stores. The 66 per cent tier sits on winter bedding and heavier textiles rolling out of season, exactly as spring bedding refreshes come into play. Genuinely deep pricing on quilt covers, throws and tableware for the September to October dinner party season.66%OFF3KathmanduKathmanduOutdoor & AdventureUp to 50 per cent off Kathmandu: outlet pricing across jackets, fleece, thermals, backpacks, tents, sleeping bags, hiking boots, travel bags and kids outdoor from the Melbourne headquartered outdoor adventure specialist operating since 1987. Free Australian shipping over 150 dollars for Summit Club members (free to join), Afterpay and Zip at checkout, lifetime repair guarantee on qualifying gear, and Click and Collect at 100 plus Australian stores. The 50 per cent outlet tier lands on winter carryover jackets and thermals, exactly as the school holidays start planning window opens (Term 3 holidays begin 20 September in most states). Genuinely useful pricing for a family camping or hiking trip, or a shoulder season travel wardrobe.50%OFF4Lounge LoversLounge LoversFurnitureUp to 50 per cent off Lounge Lovers: the New Year Sale runs 20 to 50 per cent off storewide across sofas, armchairs, dining tables, coffee tables, bed frames, mattresses, rugs, lighting and decor from the Australian owned furniture retailer with showrooms in Sydney, Melbourne, Brisbane and Perth. Free Australian delivery on selected items, Afterpay, Zip and Klarna at checkout, 30 day change of mind returns on qualifying stock (in original condition), and white glove delivery available. The 50 per cent tier sits on floor stock and seasonal ranges rolling into the new spring collection. Genuinely realistic acquisition pricing for a spring living room refresh, six weeks ahead of the traditional pre Christmas furniture bump.50%OFF5General PantsGeneral PantsYouth FashionUp to 50 per cent off General Pants: the sale page carries the Take An Extra 50 Per Cent Off Sale Extended callout across denim, tees, hoodies, jackets, shorts, dresses, sneakers and accessories from the Australian owned youth fashion retailer operating since 1972, stocking premium streetwear labels including Nike, Adidas, Tommy Hilfiger, Calvin Klein, Wrangler, Lee, Levi’s, Champion and Stussy. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags, and Click and Collect at 50 plus Australian stores. The 50 per cent tier plus extra 50 per cent off stacks on end of winter denim and outerwear, exactly as pre summer wardrobe rotations begin. A genuine sub 40 dollar tee and sub 80 dollar denim window for a full spring streetwear refresh.50%OFF

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

It’s On Sale Daily Brief, Issue 100 | 8 September 2026

Tuesday morning briefing for Australian shoppers, and a small milestone: this is Issue 100, one hundred consecutive mornings of the Daily Brief since 1 June 2026. Today, two things collide before breakfast. The Westpac Melbourne Institute Consumer Sentiment Index for September releases at 12:30am AEST overnight – the August print jumped 6 per cent to 88.9, and the consensus for September sits at 85.7, pointing to a modest pullback that still keeps households in cautious territory. At the same time, the Coles 20x Flybuys gift card window on Xbox, Stan, TK Maxx and Drummond Golf cards closes tonight (in store, 5 card limit), and tomorrow morning the offer rotates to Woolworths 20x Everyday Rewards on Uber, Uber Eats, Supercheap Auto, Rebel and BCF. On the sale racks: Sportsgirl leads at up to 90 per cent off across women’s fashion, ahead of Elite Supplements, UGG Express, Costume Box, Academy Brand and Culture Kings.

Sentiment Lands Today, And Wesfarmers Already Told You Why It Matters

Per the Trading Economics economic calendar, the Westpac Melbourne Institute Consumer Sentiment Index for September prints at 12:30am AEST today. The August number was 88.9, up 6 per cent on the previous month and the strongest read since March, driven mainly by the RBA holding the cash rate at 4.35 per cent on 11 August. Per the Trading Economics month on month forecast, September consensus is minus 3.6 per cent, which lands the index near 85.7 – still comfortably below the 100 neutral line that separates pessimists from optimists.

Even if the September print holds up better than forecast, the underlying picture for shoppers is unchanged, and the clearest evidence sits in last week’s Wesfarmers result. Per the Wesfarmers 2026 full year results, statutory NPAT reached 2,874 million dollars for the year to 30 June 2026, up 8.3 per cent excluding significant items – a record. But Kmart Group revenue grew only 2.8 per cent for the year, with second half sales up just 2.2 per cent. Per ABC The Business (27 August), the interpretation from the sector was blunt: cost conscious consumers are hunting for bargains, and Kmart Anko reset prices on 2,500 lines to catch them. Read that alongside a soft consumer sentiment print and today’s Sportsgirl 90 per cent, Elite Supplements 80 per cent, UGG Express 80 per cent all become perfectly logical – retailers are pricing into the actual customer.

The Coles 20x Flybuys Window Closes Tonight – Then Everything Rotates

The most valuable gift card play in the country closes at end of trade today. Per the Gift Card Database, Point Hacks and Flight Hacks, Coles is offering 20x Flybuys points per dollar on Drummond Golf, Stan, TK Maxx and Xbox gift cards. In store only, 5 card limit per member per day, 50,000 bonus point cap per offer, running Wednesday 3 September to Tuesday 8 September 2026. On a 100 dollar Xbox card that is 2,000 bonus Flybuys points, which converts at 2 to 1 into 1,000 Velocity Points or 500 dollars of supermarket credit (rounded up). Put another way, that is a genuine 2 per cent bonus return on a stack of gift cards you were going to buy anyway for the school holidays, a birthday, a corporate gift or a golfing father.

Tomorrow, everything rotates. Per Point Hacks, Week 37 opens Wednesday 9 September at Woolworths with 20x Everyday Rewards points on Uber, Uber Eats, Supercheap Auto, Rebel, BCF, Super Card and DoorDash gift cards (through Tuesday 15 September), and Coles switches to a straight 10 per cent off Restaurant Choice and Uber gift cards. Household play: today is the last day to load Xbox and Stan credit for Term 3 school holidays (starting 20 September in most states) and to buy the Drummond Golf voucher for a Father’s Day gift that missed the mark. From tomorrow, the value moves squarely to fuel, sport, food delivery and rideshare through Everyday Rewards. Two windows, two different jobs, no wasted spend if you split the shop across Tuesday night and Wednesday morning.

RBA Countdown: 21 Days, No Cut On The Table, Weekly Confidence Slipping

The Reserve Bank of Australia sets its next rate at 2:30pm on Monday 29 September, exactly 21 days from today. Per the RBA cash rate page, the target has been 4.35 per cent since 11 August, following three hikes earlier in 2026 (February, March, May). Per the Everstone Finance summary of the August decision, the big four bank consensus is now unanimous on a hold through the remainder of 2026, with rate cuts pushed firmly into 2027 territory. A minority still see a live case for a November hike because underlying inflation is running at 3.6 per cent on the July monthly CPI, but no major bank has a September cut in its base case.

The near term consumer read confirms the discipline. Per the ANZ Roy Morgan weekly release, Consumer Confidence fell 2.6 points to 74.9 in the week to 31 August, following the ABS 3.5 per cent July monthly CPI print – and the index sits 13.1 points below the same week a year ago. Two independent consumer surveys, weekly and monthly, both landing well below neutral. Practical read: no repayment relief before Christmas, discretionary budgets stay tight through October and November, and retailers know it. That is why the sale racks are this deep in early September rather than late October.

100 Days Live: What The Brief Has Actually Delivered

Small milestone acknowledgment, then straight back to work. Since Issue 01 on 1 June 2026, the Daily Brief has run every morning without missing a day: 100 consecutive publish flights, roughly 500 verified deals surfaced, hundreds of pricing calls made from the live scan of every Australian retailer in the It’s On Sale directory. The pattern that has emerged over 100 days: the deepest discount in the pool on any given morning almost always lands on a category rotating out of season, and the retailers that show up in the Top 5 most often are the ones with genuine clearance velocity rather than permanent perceived value pricing. Sportsgirl at 90 per cent this morning is a textbook example – winter women’s fashion moving out of stock as spring lands.

Today’s Playbook: Three Moves Before The Sentiment Print Ripples

Three shopper moves aligned to the day. Get into a Coles in store before close of trade tonight and load the Xbox, Stan or TK Maxx gift cards at 20x Flybuys – the offer is definitely gone from tomorrow, and the 2 per cent bonus return is genuinely the best gift card play in the country this week. Browse the Sportsgirl sale collection before the spring drop lands (the 90 per cent tier sits on the deepest winter carryover, which will start moving from tomorrow), and price up the Term 4 school and holiday budget on the Elite Supplements 80 per cent range if you are on any kind of spring fitness reset.

One last practical: the Costume Box 75 per cent clearance is the sleeper deal of the morning. Halloween lands Friday 31 October, exactly 53 days away, and 75 per cent off six weeks out is a genuine acquisition window before the October price hikes. A full family costume plan for under 100 dollars is realistic today, which will not be the case in three weeks.

Today’s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It’s On Sale, audited at dawn.

1Today’s Top
Discount
SportsgirlSportsgirlWomen's FashionUp to 90 per cent off Sportsgirl: the sale page itself calls it out as “up to 90 per cent off the regular price” across women’s dresses, tops, knitwear, denim, jackets, accessories and Sportsgirl Beauty. From the Melbourne founded Sub Zero Group label operating since 1948, the deepest discounts sit on winter carryover and archive stock – the exact pieces heading into cold storage as spring arrives. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags intact, and same day Click and Collect at 100 plus Australian Sportsgirl stores. A 90 per cent cut on any category at a Tier 1 Australian women’s fashion label is the deepest headline in today’s live pool and worth the two minute browse.90%OFF
2Elite SupplementsElite SupplementsSupplementsUp to 80 per cent off Elite Supplements: protein powders, pre workouts, creatine, aminos, thermogenics, vitamins and sports nutrition from the Australian owned supplement retailer stocking 100 plus brands including Optimum Nutrition, MuscleTech, Cellucor, Ghost, Redcon1 and Australian brands ATP Science and BSc. Free Australian shipping over 150 dollars, Afterpay and Zip at checkout, 30 day satisfaction guarantee on opened tubs, and same day Click and Collect at Brisbane, Gold Coast and Sunshine Coast stores. The 80 per cent cut lands squarely on the spring fitness reset window (September and October are peak new gym membership months per Australian Fitness Industry Council data) and covers whey protein tubs under 40 dollars, a genuine acquisition price for anyone rebuilding a training stack.80%OFF3UGG ExpressUGG ExpressFootwearUp to 80 per cent off UGG Express: sheepskin boots, slippers, moccasins, ankle boots, mini boots and kids UGG styles from the Australian owned sheepskin footwear specialist operating since 2004, official stockist of Australian Leather UGG, Everau UGG, EVER UGG and other authentic Australian UGG brands (not the American UGG). Free Australian shipping over 50 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock in original packaging, and dispatch from Melbourne within 24 hours. The 80 per cent cut lands on the tail end of winter clearance as the northern states move into spring – early morning frost is still on southern lawns for another six weeks, and the mini boot styles work through spring for the school run.80%OFF4Costume BoxCostume BoxCostumesUp to 75 per cent off Costume Box: Halloween costumes, book week outfits, kids party dress ups, adult costume kits, wigs, accessories, decorations and party supplies from the Australian owned costume and party specialist. The clearance page copy is genuine: “discounts up to 75 per cent off and some even below cost price”. Free Australian shipping over 90 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unopened stock, and same day dispatch from Melbourne on orders before 2pm AEST. Halloween lands Friday 31 October, exactly 53 days away, and Costume Box clearing stock at 75 per cent off now is roughly six weeks ahead of the typical October Halloween price hike, so a full family costume plan under 100 dollars is realistic today.75%OFF5Academy BrandAcademy BrandMen's FashionUp to 60 per cent off Academy Brand: men’s tees, polos, shirts, chinos, denim, shorts, jackets, knitwear and accessories from the Australian premium menswear label founded in Sydney in 2011, known for the Sportsman polo and heavyweight tee. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags, and same day Click and Collect at select Australian stockists. The 60 per cent cut on the Academy Sale collection is the deepest discount the label runs and covers current season carryover plus archive stock – the Sportsman polos at half price plus a further discount land in the sub 60 dollar range, which is a genuine acquisition price for a premium Australian menswear staple that typically retails at 120 dollars.60%OFF

% discounts shown are indicative across each store’s sale range. Individual product savings vary.

It’s On Sale Daily Brief, Issue 99 | 7 September 2026

Monday morning briefing for Australian shoppers. Wesfarmers has booked a record 2.87 billion dollar full year net profit after tax, up 8.3 per cent, with Bunnings, Kmart Group and WesCEF driving the earnings and Officeworks absorbing transformation costs. What that means for you this week: continued clearance velocity across Kmart, more Bunnings same day Click and Collect capacity, and discounted computing bundles at Officeworks for the Term 4 school reset. Meanwhile the Woolworths Everyday Rewards gift card window closes tomorrow night (10 per cent off DoorDash, Ultimate Him and Holiday and Hotel cards through Tuesday 8 September), the RBA sets its 29 September call in 22 days, and today s live sale scan puts Robert Gordon Australia at up to 60 per cent off across handmade stoneware as the headline discount, alongside Cotton On, Smiggle, OPSM, Novo Shoes and Bardot.

Wesfarmers Books 2.87 Billion: What Kmart, Bunnings And Officeworks Are Doing For Shoppers This Week

Per the Wesfarmers 2026 full year results released 26 August, statutory net profit after tax reached 2,874 million dollars for the year ended 30 June 2026, and excluding significant items in the prior period NPAT rose 8.3 per cent. Revenue grew 3.4 per cent, and the dividend lifted 7.8 per cent. Per the Wesfarmers earnings call transcript, the profit was driven by stronger earnings at Bunnings, Kmart Group and WesCEF, even as Officeworks was hit by transformation costs and the company prepared for higher investment across all divisions. Translate that into a shopper plan for the week ahead: Wesfarmers has the capital and the mandate to hold prices low at Kmart and Bunnings while it invests in supply chain and digital, which is the reason both chains keep undercutting specialty retailers on comparable stock this year.

The three practical shopper implications, in order of value. At Kmart, expect continued back of store clearance across winter homewares and kids apparel through September and October as the group makes room for the summer transition and the Christmas set. At Bunnings, Click and Collect capacity has been the operational win of FY26 (per the earnings commentary), so any weekend project that would have meant a Saturday in store queue is now a 30 minute pickup on the way home from work. At Officeworks, the transformation cost line is code for the aggressive computing bundle pricing that has been running for weeks (an HP or Lenovo Windows 11 laptop plus bag plus mouse plus Microsoft 365 twelve month subscription plus antivirus for under 900 dollars is currently competitive with JB Hi Fi and The Good Guys), and the Term 4 school computing reset for years 5 to 12 lands over the last two weeks of September.

Post Fathers Day Read: 730 Million Forecast, Two Year Decline, More Shoppers

Yesterday was Fathers Day and the Australian Retail Council research with Roy Morgan forecast a national spend of about 730 million dollars, up 10 million dollars or 1.4 per cent on 2025. Underneath, the number of shoppers rose from 4.7 million (20 per cent of the population) in 2025 to 5.5 million (23 per cent) this year, while the average per person spend fell from 145 dollars to 135 dollars. Compare that to the 2024 Roy Morgan forecast of 820 million dollars and the shape becomes a two year decline in aggregate spend from 820 million dollars (2024) to about 720 million dollars (2025) to a projected 730 million dollars (2026). More people participating, each spending less. Read that as the September signal that discretionary discipline is not going away.

The Fathers Day pattern is consistent with the broader retail moment: per Roy Morgan s June 2026 End of Financial Year sales research, EOFY spending growth stalled at just 1.9 per cent, well below inflation, despite widespread discounting. For a household budget, the pattern says: expect more retailers to run more sale events at deeper discounts through spring and into Christmas, because turning over stock at 30 to 60 per cent off is now the operating model rather than an exception. Which is exactly what today s live scan shows: Robert Gordon 60 per cent, Cotton On 50 per cent, Smiggle 50 per cent, OPSM 50 per cent all on one Monday morning in early September.

The Gift Card Window Closes Tomorrow Night, Then Everything Switches

The most useful non food retail play open right now closes tomorrow (Tuesday) night. Per Point Hacks and the Gift Card Database, Woolworths is offering 10 per cent off TCN Him, Active, Pub and Bar, Good Food, DoorDash and Holiday and Hotel gift cards on Everyday Rewards scan through Tuesday 8 September. No 20x points this week, just a straight 10 per cent discount at the checkout. TCN Good Food covers Coles, Woolworths and thousands of restaurant brands, DoorDash is DoorDash food and grocery delivery, TCN Pub and Bar covers most Australian licensed venues, and Holiday and Hotel is a broad travel voucher pool. Household play: pre pay the September and October dinner budget, the DoorDash meals for the school pickup weeks, and any spring school holiday travel deposits at a genuine 10 per cent off. All cards are valid three years.

From Wednesday 9 September, the offer rotates. Per the Freepoints gift card history, Woolworths switches to 20x Everyday Rewards points on TCN Kids, TCN Shop, TCN Deluxe, TCN Pamper, TCN Cinema and Google Play from 9 to 15 September (the week that Term 3 school holidays begin). That is 400 Everyday Rewards points on a 100 dollar card, worth roughly 2 dollars in supermarket credit, plus the underlying gift card sits at face value. If your household includes primary or secondary school kids, TCN Kids and TCN Cinema through the two week holiday window is genuine deferred spend at approximately 2 per cent bonus rewards return. Two day gap between the two windows means Tuesday night is the moment to load the TCN Him or DoorDash cards, then Wednesday morning switch to the TCN Kids or Cinema cards for the holiday plan.

Retail Week Ahead: RBA 22 Days Away, Westpac Confidence Print Tuesday, EOFY Reset Signals

The single most important shopper calendar item this month remains the Reserve Bank of Australia decision at 2:30pm on Tuesday 29 September, exactly 22 days from today. Per the RBA, the cash rate target is 4.35 per cent, unchanged since 12 August (the decision described in the RBA August statement). Bank forecasts diverge: per Canstar, NAB expects a 25 basis point hike to 4.60 per cent on 29 September, ANZ and Commonwealth Bank expect the same move in November, and Westpac is calling hold for the rest of 2026. Any household purchase above about 500 dollars that can wait 22 days should wait, because a hike on the 29th flows immediately into variable mortgage repayments and a hold means an unchanged budget through mid October.

The near term confidence read lands tomorrow. Per Trading Economics, the Westpac Melbourne Institute Consumer Sentiment Index was at 88.9 in August, the highest since March. The September print releases at 12:30am AEST on Tuesday 8 September (overnight into Tuesday morning). Historical reference: the September 2025 print fell 3.1 per cent on economic angst, so a soft print tomorrow would signal households were already tightening ahead of the 29 September RBA decision. That would be a leading indicator for extended sale activity through October, which is good news for the deal hunter and bad news for retailers relying on full price velocity.

One negative story to note per Rule 2 of this brief: per the ACCC, Federal Court proceedings against Amazon Commercial Services Pty Ltd remain active over alleged unfair contract terms used to introduce ads into Prime Video subscriptions (November 2023 to August 2025 window, affecting over 850,000 Australian subscribers). ACCC chair is seeking a large penalty and public admissions of wrongdoing. The case is still before the Federal Court as of this morning.

Today s Playbook: Where To Spend Your Monday Reset Dollars

Three shopper moves aligned to the day. Load the Woolworths gift card window before Tuesday night closes it (10 per cent off DoorDash and TCN Good Food covers the September dinner and delivery budget at a genuine cost saving with three year card validity). Book any OPSM eye test or glasses spend in the next three weeks (30 September is the deadline for most private health fund annual optical benefits before the January 1 reset, and OPSM is offering up to 50 per cent off online with HICAPS on the spot claims at every store). And pre order Term 4 school stationery through the Smiggle 50 per cent off window before the Term 3 school holidays start on 20 September (backpacks, pencil cases, lunch boxes replaced before rather than during the holidays saves the holiday day out for something better).

One last practical for anyone doing a Monday reset shop today: Robert Gordon Australia s handmade stoneware at up to 60 per cent off is not a stock clearance in the same category as fast fashion sale. This is Melbourne handmade pottery from the Braeside studio that has been in continuous production since 1974, sold at full retail through David Jones, Myer and independent lifestyle stores nationally. A 60 per cent cut on a Robert Gordon dinner set or serving bowl range is a genuine acquisition of Australian made ceramics at a price that competes with mass produced imports, and it is the deepest discount the brand has offered this year to date.

Today s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It s On Sale, audited at dawn.

1Today’s Top
Discount
Robert Gordon AustraliaRobert Gordon AustraliaHomewaresUp to 60 per cent off Robert Gordon Australia: handmade stoneware dinnerware, mugs, jugs, vases, planters, serving bowls, platters, tea sets and homewares from the Melbourne based, family owned pottery operating since 1974, hand made in the Braeside studio in Victoria. Free Australian shipping over 150 dollars, Afterpay at checkout, 30 day change of mind returns on unbroken stock in original packaging, and a Melbourne based fulfilment centre. The 60 per cent cut across the sale collection is the strongest headline in today s pool and lands right on the sweet spot for the spring dinner party host, the wedding gift budget, or the everyday upgrade from supermarket ceramics to Australian handmade stoneware that lasts a lifetime.60%OFF
2Cotton OnCotton OnFashionUp to 50 per cent off Cotton On: mens and womens tees, hoodies, denim, activewear, basics, and the buy one get one 50 per cent off graphic tees offer live now, from the Geelong founded, Australian owned label operating since 1991 with 1,400 plus stores across 22 countries. Free Australian shipping over 55 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags intact, and same day Click and Collect at 400 plus Australian stores. The 50 per cent cut on graphic tees is a genuine 3 for 2 spring wardrobe rebuild at under 25 dollars per tee, and covers the school year gap between the winter uniform and the summer casual.50%OFF3SmiggleSmiggleStationeryUp to 50 per cent off Smiggle: school stationery, backpacks, pencil cases, lunch boxes, drink bottles, notebooks, and character accessories from the Melbourne founded, Australian owned kids stationery brand operating since 2003 (part of Just Group) with 200 plus stores across Australia, New Zealand, UK, Ireland, Singapore and Malaysia. Free Australian shipping over 50 dollars, Afterpay at checkout, 30 day change of mind returns on unopened stock, and same day Click and Collect at 130 plus Australian stores. The 50 per cent cut on selected stationery lands two weeks ahead of the Term 3 school holidays (starting 20 September in most states) which is exactly when parents replace the winter term s worn out backpacks, pencil cases and lunch boxes for Term 4.50%OFF4OPSMOPSMEyewearUp to 50 per cent off OPSM: prescription glasses, sunglasses, contact lenses, kids frames and premium eyewear brands from the Australian eyecare retailer operating since 1932 with 350 plus stores nationwide (part of EssilorLuxottica). Free Australian shipping on frames, Afterpay at checkout, extended warranty on frames and lenses, health fund on the spot claims via HICAPS, and same day Click and Collect at every store. The up to 50 per cent off online sale covers current season frames and complete pairs, and since 30 September is the deadline for many private health funds annual optical benefit reset, this is the last three weeks to use your 2025 to 2026 fund allowance before it resets to zero on 1 January.50%OFF5Novo ShoesNovo ShoesShoesUp to 15 per cent off Novo Shoes: womens heels, boots, flats, sneakers, sandals, wedges, mules and handbags from the Australian owned footwear label operating since 1969, currently in the transition sale from winter boots to spring sandals and ballet flats. Free Australian shipping over 80 dollars, Afterpay at checkout, 30 day change of mind returns on unworn stock with original packaging, and same day Click and Collect at 60 plus Australian stores. The 15 per cent cut is not the deepest headline but it covers full price current season stock, which for winter carryover boots and transitional block heels is a rare opportunity because Novo rarely discounts current season, only end of season and archive.15%OFF

% discounts shown are indicative across each store s sale range. Individual product savings vary.

Father’s Day Is Today: Are Australians Spending, and What’s Next | It’s On Sale Daily Brief | 6 September 2026

Sunday morning briefing for Australian shoppers. Fathers Day is today. The Australian Retailers Association forecast about 730 million dollars in gift spend nationally, up 1.4 per cent on 2025, though the Roy Morgan behaviour data underneath tells a subtler story: 5.5 million shoppers this year (up from 4.7 million) but average spend per person down from 145 dollars to 135 dollars. More participants, smaller splurges. Meanwhile the Monday reset is already in view: Woolworths is running 20x Everyday Rewards points on Ultimate Him, David Jones, Peter Alexander, Timezone, Webjet and RedBalloon gift cards through Tuesday, and the RBA sets its 29 September call in 23 days. Today s live sale scan puts Showpo at up to 80 per cent off as the headline discount, alongside Dusk, Mossman, Eckersley s, Nine West and Typo.

Fathers Day Today: What The Numbers Really Say About How Australians Are Spending

Per the Australian Retail Council research with Roy Morgan, about 5.5 million Australians (23 per cent of the population) planned to buy a Fathers Day gift today, up from 4.7 million (20 per cent) in 2025. The headline number, courtesy of the Australian Retailers Association, is around 730 million dollars in national spend, up 10 million dollars or 1.4 per cent year on year. But dig one layer down and the average shopper expects to spend 135 dollars this year, down from 145 dollars in 2025, a 6.9 per cent drop per head. That is not a headline retailers love, but it is exactly consistent with the winter Daily Brief editorial line: more Australians are participating in retail moments, and each one is being carefully budgeted. Fathers Day 2026 becomes the September signal that discretionary discipline is real, not a slogan.

The most useful data on where today s dollars actually land comes from ANZ s analysis of 2025 Fathers Day weekend spending released on 2 September. Last year Australians spent more than 656 million dollars over the weekend, with the biggest uplift versus a normal weekend at newsagents and book retailers (+25.8 per cent spending, +32.2 per cent transactions), takeaway alcohol (+19.2 per cent), music (+17.6 per cent transactions), cinemas (+15.5 per cent), cafes and restaurants (+13.4 per cent), sporting goods (+11.8 per cent), and jewellery (+10.5 per cent). Parks and attractions saw a +14.2 per cent lift in transaction volume, suggesting more families choosing shared experiences over another physical gift. If your Sunday is still open, the ANZ data is your compass: dad wants a book, a good coffee, a family lunch or the cinema more than the tenth power tool.

The Monday Reset: Gift Card Windows To Lock In Before Tuesday Night

Fathers Day closes tonight, but the retail week s most useful non Fathers Day play is already live. Per Point Hacks and Gift Card Database, Woolworths is running 20x Everyday Rewards points on Ultimate Him, David Jones, Drummond Golf, Peter Alexander, Timezone, Webjet and RedBalloon gift cards from Wednesday 2 to Tuesday 8 September. In store only, limit of two David Jones cards per day and five per day on the rest. Ultimate Him works at 99 Bikes, Adidas, Anaconda, Best and Less, Bonds, City Beach, Cotton On, Foot Locker, Freedom, Hoyts, JB Hi Fi, JD Sports, LSKD, Luxury Escapes, Mitre 10, New Balance, Nike, Oakley, OPSM, Peter Alexander, Puma, Rip Curl, Seed, Sunglass Hut, T2 Tea, Temple and Webster, The Good Guys, The Iconic, Total Tools, Uber, Uber Eats, Village Cinemas, Weber Store and dozens more. That is 400 Everyday Rewards points on a 100 dollar card (roughly a 9 per cent return), and doubles as a way to pre pay Christmas gifts, Uber Eats meals or that dad who is genuinely a Bunnings, JB Hi Fi or The Good Guys person. Monday and Tuesday are your last two days.

Per Gift Card Database, Coles is also running 20x Flybuys points on TK Maxx, Xbox, Stan and Drummond Golf gift cards for the same window (2 to 8 September). And Woolworths has a straight 10 per cent off TCN Him, Active, Pub and Bar, Good Food, DoorDash and Holiday and Hotel gift cards on the same terms. If you spent under 100 dollars on today s gift and have Everyday Rewards Dollars accumulating, this is the moment to top the household budget out for the September quarter. Practical tip: the 20x offer earns points immediately at checkout, but the underlying gift card stays valid for three years, so this is genuine deferred spend rather than an impulse trigger.

What Steers The Retail Week Ahead: RBA, Consumer Confidence, FY26 Signals

The single most important calendar item for Australian shoppers this month remains the Reserve Bank of Australia decision at 2:30pm on Tuesday 29 September, 23 days from today. Per the RBA, the cash rate target is 4.35 per cent, unchanged since 12 August (the 8 members to 1 hold decision described in the RBA August statement). Bank forecasts diverge: NAB expects a 25 basis point hike to 4.60 per cent on 29 September, ANZ and Commonwealth Bank expect the same hike in November, and Westpac is calling hold for the rest of 2026. Per Ragtrader, cash rate fears already dragged the consumer confidence index down last week after four consecutive gains. Translate that into a shopping plan: any household spending decision above about 500 dollars that can wait until 30 September should wait, because a hike on the 29th would flow immediately into any variable mortgage repayment and a hold means an unchanged budget for another six weeks.

Two FY26 signals from the majors landed on Friday. Per Retail Show Australia, Bunnings full year revenue reached 20.4 billion dollars with digital sales at 7.6 per cent of the total, and Woolworths ecommerce reached 10.6 billion dollars for FY26, up 15.9 per cent. Coles is committing another 300 million dollars to new stores, online fulfilment and automation. Read that as: the two biggest Australian retail groups are betting hard on Click and Collect and same day online, which is exactly the lane that saved the last minute Fathers Day shopper this weekend. Expect more Click and Collect capacity by Christmas, not less.

Today s Playbook: Where To Spend Your Fathers Day Dollars Now

If lunch is booked and the family gift is sorted, three shopper moves that align with the ANZ 2025 data: pick up a hardback book at any Australian owned bookseller (Dymocks, Booktopia, QBD Books, a local independent), grab a proper takeaway coffee for dad from a local cafe rather than a supermarket blend, or book cinema tickets for a Sunday afternoon session. Per Man of Many s Fathers Day sales roundup, if today s spend is still open Bunnings has a Ryobi 18V starter set at 199 dollars marked from 279 dollars via same day Click and Collect at 280 plus stores, Kathmandu is running member pricing at 30 to 50 per cent off KMDMerino baselayers with Click and Collect at every store, and RedBalloon has an instant digital voucher for the Blue Mountains steam train and Scenic World tour that lands in the inbox within minutes. All three lanes work through Sunday closing.

One last practical: the Australian Consumer Law protections that apply to any gift you buy today (proof of purchase, statutory guarantee, refund or replacement if faulty) apply just as strongly for Click and Collect and digital gift cards as they do for in store purchases. Keep the receipt or the email confirmation for any gift over about 50 dollars.

Today s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It s On Sale, audited at dawn.

1Today’s Top
Discount
ShowpoShowpoFashion AccessUp to 80 per cent off Showpo: contemporary womens dresses, tops, denim, jumpsuits, activewear, swimwear, shoes and accessories from the Sydney founded, Australian owned label operating since 2010 and shipping to 80 plus countries. Free Australian shipping over 50 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags intact, and a Sydney based fulfilment centre. The 80 per cent cut is the deepest headline discount in today s pool and covers current season dresses, tops and activewear that make a fast Fathers Day thank you gift for the wife, sister, mum or grandmother in the family lunch photo today, and an instant digital gift card is also available for tomorrow s Monday reset.80%OFF
2DuskDuskHomewaresUp to 70 per cent off Dusk: candles, diffusers, wax melts, home fragrance, cushions, throws, lamps and homewares from the Australian owned homewares chain with 130 plus stores across every state and territory. Free Australian shipping over 79 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unopened stock, and same day Click and Collect at 130 plus stores across Australia. The 70 per cent cut across the sale collection lands right on the sweet spot for the Fathers Day host s gift of thanks (candles, diffusers, throws) after the lunch, and Click and Collect through Sunday afternoon at 130 plus stores means you can pick up on the way home from the family gathering.70%OFF3MossmanMossmanWomen's WearUp to 70 per cent off Mossman: contemporary womens dresses, tops, knitwear, blazers, coats, pants and skirts from the Melbourne founded, Australian owned label operating since 2011 with 20 plus stockists nationally plus a flagship store in Sydney. Free Australian shipping over 100 dollars, Afterpay at checkout, 14 day change of mind returns on unworn stock with tags intact, and a Melbourne based fulfilment centre. The 70 per cent cut is the strongest womens fashion discount that has not been in the last seven Daily Briefs, covering current season transitional dresses, knitwear and coats for the spring wardrobe reset (Australia officially moved into spring on 1 September) with the deepest cuts on winter carryover.70%OFF4Eckersley’sEckersley’sArt SuppliesUp to 60 per cent off Eckersley s Art Supplies: paints, brushes, canvases, sketchbooks, easels, framing supplies, calligraphy, printmaking, sculpture and childrens art supplies from the Australian owned art retailer with 15 stores across Melbourne, Sydney, Brisbane, Adelaide, Perth and Hobart, operating since 1954. Free Australian shipping over 79 dollars, Afterpay at checkout, 30 day change of mind returns on unopened stock, and same day Click and Collect at all 15 stores. The 60 per cent cut across the sale collection is the perfect follow through gift for the dad, grandad or brother who mentioned taking up watercolour or sketching over Fathers Day lunch today, and Click and Collect at 15 stores nationwide covers most family centres.60%OFF5Nine WestNine WestShoesUp to 60 per cent off Nine West: womens heels, boots, flats, sneakers, sandals, wedges, mules and handbags from the label operating in Australia via department store partners and its dedicated Australian ecommerce store since 1978. Free Australian shipping over 100 dollars, Afterpay at checkout, 30 day change of mind returns on unworn stock with original packaging and tags intact, and free returns via Australia Post. The 60 per cent cut across the sale collection covers current season leather boots, block heels and ballet flats for the spring wardrobe reset (Australia moved into spring on 1 September), and while the dad focus of today s conversation is understandable, the wife, sister, mum or grandmother on Fathers Day duty deserves a Monday morning thank you gift too.60%OFF

% discounts shown are indicative across each store s sale range. Individual product savings vary.

Last Day For Father’s Day | Deloitte Warns The Reset Nears | It’s On Sale Daily Brief 5 September 2026

Saturday morning briefing for Australian shoppers. Father s Day 2026 is tomorrow, Sunday 6 September, so today is your only remaining shopping day. Posted orders placed now are at genuine risk of missing Sunday, so the reliable paths are Click and Collect, in store walk in, instant digital gift cards and experience vouchers. Meanwhile Deloitte Access Economics has just told the market retail spending growth will halve in FY27 as EOFY discount momentum fades and cost of living pressure builds. Today s live sale scan puts Princess Polly at up to 80 per cent off as the headline discount, alongside Betts, Grahams, Hallenstein Brothers, Healthy Life and Macpac.

Deloitte Warns Retail Growth To Halve In FY27 Even As Father s Day Lands

Per Deloitte Access Economics Retail Forecasts published Monday 1 September 2026, real Australian retail turnover growth is expected to slow from 2.8 per cent this financial year to just 1.5 per cent in 2026 27, roughly half the current pace. Discretionary spending growth halves from 1.9 per cent to 0.7 per cent, and the household goods category is forecast to swing from 5.8 per cent growth to a 0.2 per cent decline as fewer property transactions weigh on furniture and big ticket purchases. Deloitte s David Rumbens sums it up: “Looking ahead, household spending is expected to moderate in the September quarter as mid year discounts unwind, cost of living pressures build and the recent softening in house prices feeds through to consumer spending decisions.” That is the macro backdrop as we walk into Father s Day tomorrow.

The Deloitte call sits alongside the Australian Retailers Association forecast covered in yesterday s Brief: around 730 million dollars in Father s Day gift spend nationally, up 1.4 per cent on 2025, per the ARA media release. More shoppers, smaller splurges. Both data points reinforce the same behaviour the It s On Sale editorial line has been calling out all winter: Australian consumers are shopping deliberately, not impulsively. Enjoy tomorrow, but Deloitte is signalling that discretionary discipline needs to run through the September quarter and into Christmas. Practical takeaway for today: every Father s Day dollar spent smart today is one less dollar you will need to make up when the household goods rebate cycle winds down and if the RBA lifts the cash rate on Tuesday 29 September (NAB s call, as covered yesterday). The 4.35 per cent cash rate holds until then per the Reserve Bank of Australia, with the next decision at 2:30pm 29 September.

Tomorrow Is Father s Day: The Four Paths That Still Work Today

Australia Post standard and Express Post windows for Sunday 6 September delivery have effectively closed. Anything you order online today for postal delivery is at risk. There are exactly four reliable lanes remaining, and each one should be actioned before store closing this afternoon.

Lane one, Click and Collect. Same day pick up at most Australian owned majors is live right through Saturday: JB Hi Fi (300 plus stores), Harvey Norman (280 plus stores, Australian owned), The Good Guys (100 plus stores, Australian owned since 1952), Big W (170 plus stores via Woolworths Group), Bunnings (280 plus warehouses), Rebel Sport, Strandbags (265 plus stores), Myer (55 stores), David Jones and House. Per Bunnings OnePass, orders placed between 7am and 4pm are available for pick up the same day. Order online this morning, collect this afternoon, wrap tonight. Lane two, in store walk in. Every store above plus specialty retailers like Chemist Warehouse, Priceline, Sanity, Angus and Coote and every state s Australian owned homewares boutiques. Weekend trading hours vary, so check your local store online first. Lane three, instant digital gift card. Delivered to the recipient s inbox within minutes and printable at home. JB Hi Fi, Bunnings, Myer, David Jones, Harvey Norman, The Good Guys, RedBalloon and Adrenaline all offer instant email delivery. Lane four, experience vouchers. Per Man of Many, RedBalloon has 100 dollars off the Hunter Valley sunrise hot air balloon for two and 38 dollars off the Blue Mountains steam train and Scenic World tour, both delivered as instant vouchers. Australian owned, Australian Consumer Law protection applies, and any expiry sits 12 months out.

Three Deals Worth Locking In Before Sunday

Supercheap Auto, 25 per cent off storewide online from 5pm and in store all day today. Per OzBargain Father s Day 2026, Supercheap is running a genuine 25 per cent off RRP storewide play, active in physical stores today and online from 5pm tonight. Supercheap is Australian owned via Super Retail Group, with 320 plus stores nationally and same day Click and Collect at every store through Saturday afternoon. If the dad on the guest list is genuinely a car dad, tool bag guy or camping enthusiast, this covers dash cameras, work lights, jump starters, tool chests, 12 volt fridges and a full Ryco service kit range. Order online at 5pm, walk in for pick up before close.

Westfield West Lakes SA, 100 dollar gift card plus 20 dollar bonus, maximum one per member, ends Sunday. Per OzBargain, Adelaide shoppers with a Westfield membership can pick up a 100 dollar Westfield gift card and receive a bonus 20 dollar Westfield gift card at the Westfield West Lakes concierge. That is a 20 per cent effective return on a gift card that works across 200 plus retailers inside the centre including David Jones, Myer, Rebel Sport, JB Hi Fi and Kmart. Free Westfield Plus membership is required, sign up online in a minute. This is Adelaide only, but if the dad on the list is local to SA, it is the strongest gift card upside in today s pool.

Bunnings Ozito PXC 5.2Ah Battery Twin Pack, 129 dollars with any 18V battery trade in, 50 dollars off. Per OzBargain, take any old 18V power tool battery to a Bunnings warehouse today (any brand, any capacity, any condition) and trade it in for a fresh Ozito PXC 5.2Ah twin pack at 129 dollars, marked down from 179 dollars. Ozito is Bunnings own budget battery ecosystem, PXC batteries fit across their entire 40 plus tool range from drills to hedge trimmers, and Bunnings is Australian owned via Wesfarmers. The 5.2Ah capacity is roughly double the standard 2.5Ah pack, meaning the dad who already runs an Ozito drill can now push through a full weekend of yard work on one twin pack. Trade in stock is walk in only, so drive down this morning.

Deloitte s Pivot: Smaller Luxuries And Experiences Are Winning

One more Deloitte quote worth pulling forward for the Sunday guest list: “Households are beginning to redirect some of their constrained discretionary spending from larger items towards smaller luxuries and experiences, while categories tied to the housing market are likely to face greater pressure as consumers delay, trade down or pull back on non essential spending.” That behaviour matches exactly what today s live sale scan is showing: strong headline cuts on smaller units (Princess Polly, Betts, Grahams jewellery, Hallenstein shirts) rather than headline blockbusters on lounge suites and appliances. If you are still deciding what to grab for tomorrow, the Deloitte pattern is your compass.

Two experience plays worth flagging beyond RedBalloon. Per OzBargain, SEA LIFE Sydney is running Dad for 1 dollar on any full priced adult or child ticket, valid 6 to 10 September. That is a Sydney family Father s Day play at approximately zero incremental cost for dad s entry. Book the tickets online this afternoon, print or save to Apple Wallet, deliver the paper wallet booking as tomorrow s gift with a coffee. Second, Kathmandu is running its member pricing collection at 30 to 50 per cent off with KMDMerino baselayers at 40 per cent off, per Man of Many, and Kathmandu (Australian and New Zealand owned) runs Click and Collect at every store through Saturday afternoon. Merino baselayers are the underrated Father s Day play for any dad who works outdoors, cycles, walks the dog at dawn or plays winter sport.

Today s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It s On Sale, audited at dawn.

1Today’s Top
Discount
Princess PollyPrincess PollyWomen's FashionUp to 80 per cent off Princess Polly: contemporary womens dresses, tops, denim, knitwear, shoes, bags and accessories from the Gold Coast founded Australian owned label with 6 stores in Australia and standalone stores in Los Angeles. Free Australian shipping over 50 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags intact, and same day Click and Collect at all six Australian stores. The 80 per cent cut on the sale collection is the deepest headline discount in today s pool and covers current season dresses, tops and denim for the wife, sister or daughter on the Sunday Father s Day family lunch guest list, and physical store Click and Collect through Saturday afternoon in Sydney, Melbourne, Brisbane, Gold Coast, Perth and Adelaide sidesteps the last minute post delivery risk on the 1 day countdown.80%OFF
2BettsBettsFootwearUp to 70 per cent off Betts womens sale: heels, boots, flats, sneakers, sandals, loafers and work shoes from the Perth founded, Australian owned label operating since 1892 with 100 plus stores across Australia. Free Australian shipping over 50 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock, and same day Click and Collect at 100 plus stores across Australia. The 70 per cent cut on womens sale covers current season leather boots, block heels, ballet flats and sneakers for the wife, mum or sister on the Sunday guest list, and Click and Collect stays live at 100 plus Betts stores through Saturday afternoon so there is no post delivery risk before Father s Day tomorrow.70%OFF3GrahamsGrahamsJewelleryUp to 70 per cent off Grahams: engagement rings, wedding bands, pendants, earrings, bracelets, watches and mens rings including tungsten, gold and diamond pieces from the Adelaide founded, Australian owned family jeweller operating since 1948 with 22 stores across South Australia, Victoria and Queensland. Free Australian shipping over 199 dollars, 30 day change of mind returns on unworn stock in original packaging, lifetime free ring cleaning at any store, and same day Click and Collect at every store. The 70 per cent cut on the sale collection is the strongest Father s Day jewellery play in today s pool, covering mens tungsten rings, chains, cufflinks and dress watches for the dad who genuinely wears jewellery, and Click and Collect through Saturday at 22 stores delivers zero delivery risk on the 1 day countdown.70%OFF4Hallenstein BrothersHallenstein BrothersMen's FashionUp to 50 per cent off Hallenstein Brothers: mens shirts, tees, hoodies, chinos, jeans, suits, jackets, shorts, swimwear and accessories from the Australian and New Zealand owned mens label with 26 stores across Australia (from Perth to Hobart) and 40 plus in New Zealand. Free Australian shipping over 100 dollars, Afterpay at checkout, 30 day change of mind returns on unworn stock with tags intact, and same day Click and Collect at all 26 Australian stores. The 50 per cent cut across the mens sale collection covers current season Oxford shirts, merino knits, chinos and hoodies at Father s Day price points that beat the department store equivalents, and Click and Collect through Saturday afternoon is the strongest lane for the dad who genuinely needs a wardrobe refresh rather than another accessory.50%OFF5Healthy LifeHealthy LifeHealth & BeautyUp to 50 per cent off Healthy Life: vitamins, supplements, protein powders, natural skincare, essential oils, sports nutrition, weight management, gut health formulas and premium mens grooming from the Australian owned health retailer with an online store operating since 1976 and a Sydney fulfilment centre. Free Australian shipping over 60 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unopened stock with the seal intact, and physical Sydney pick up available at their warehouse. The 50 per cent cut across the sale category covers premium mens skincare gift boxes, magnesium recovery blends, whey isolate protein tubs and joint support formulas for the health conscious dad, and while home delivery cannot land by Sunday now, the digital gift voucher lands in your recipient s inbox within minutes and works perfectly for Sunday.50%OFF

% discounts shown are indicative across each store s sale range. Individual product savings vary.

Fathers Day gift box wallet aviator sunglasses brass compass wattle eucalyptus on navy marble with Its On Sale Daily Brief Issue 96 headline

Two days to Father’s Day, and a rate hike now looms | It’s On Sale Daily Brief, 4 September 2026

Friday morning briefing for Australian shoppers. Father s Day 2026 is 2 days away this Sunday 6 September. The Australian Retailers Association forecasts around 730 million dollars in gift spend, up 1.4 per cent on 2025, but NAB now expects the RBA to lift the cash rate 25 basis points at Tuesday 29 September, so the Father s Day splurge lands right into a fresh mortgage squeeze. Today s live sale scan puts Colette Hayman at up to 81 per cent off as the headline discount, alongside Decjuba, Myer, Robert Gordon, Australian Leather and Sussan.

ARA Tips 730 Million Dollars For Father s Day, Now Add A Rate Hike Squeeze

Per the Australian Retailers Association media release published Wednesday 3 September 2026, Australians are expected to spend around 730 million dollars on Father s Day gifts this year, up 10 million dollars or 1.4 per cent from 2025. The framing from ARA is more shoppers, smaller splurges. Consumers are spreading purchases wider but keeping the average basket restrained, exactly the behaviour a cost of living pressured household should be showing. That is a healthy backdrop for the Father s Day weekend, but the tailwind now runs into a fresh headwind.

Per Canstar reporting on NAB s revised forecast, NAB has moved its call and now expects the Reserve Bank to lift the cash rate by 25 basis points at Tuesday 29 September, taking the target rate to 4.60 per cent. CBA and ANZ hold their hike calls for November, Westpac still expects a cut in August 2027. Trimmed mean inflation is sitting at 3.6 per cent year on year, headline at 3.5 per cent, both above the RBA s 2 to 3 per cent target band. If NAB s call plays out, a 0.25 percentage point rise adds around 91 dollars a month to repayments on a 600,000 dollar loan with 25 years remaining per the Canstar analysis. That is roughly 25 days from now, and per The West s retail reporting, Wesfarmers chief Rob Scott is already reassuring customers Kmart, Target and Bunnings will keep prices low against another rate hike threat. Australian retailers are described as facing a frosty outlook as fuel excise relief and discount stimulus fade.

Practical Friday morning implications. Every dollar you commit to a Father s Day gift this weekend is one less dollar toward what could be a higher mortgage repayment from mid October. That does not mean skip the gift, it means shop deliberately. The It s On Sale editorial line stays consistent through this rate cycle: value first, favour Australian owned retailers with local fulfilment and Australian Consumer Law protection, stack Everyday Rewards and Flybuys where sensible, and avoid the last minute impulse buy on Sunday morning. Today s Top 5 all sit inside that filter.

Two Days Out: Bunnings DeWALT Mower Kit Free Combo Expires Sunday

Per OzBargain deals starting today 4 September 2026, Bunnings is running a locked in Father s Day play on the DeWALT 36V Mower kit at 1,399 dollars, and it comes with a free 5 Piece Mixed Combo redemption valued at 1,699 dollars including a DeWALT Hedge Trimmer worth 269 dollars and a Blower worth 249 dollars. That is a genuine 3,098 dollar retail package for 1,399 dollars. Runs through Sunday 6 September, or 2 days from today, and physical store Click and Collect stays live at 280 plus Bunnings locations through Saturday 5 September. For the DIY dad or the acreage owner who has been eyeing a battery cordless mower, this is one of the strongest headline Father s Day plays on the market this weekend. Australian owned via Wesfarmers, Australian Consumer Law protection applies, and the standard DeWALT 3 year warranty covers the full kit.

The wider Click and Collect network at 30 to 60 minute turnaround right through Saturday 5 September covers most Australian owned majors: JB Hi Fi (300 plus stores), Harvey Norman (280 plus stores nationally, Australian owned), The Good Guys (100 plus stores, Australian owned since 1952), Big W (170 plus stores via Woolworths Group), Rebel Sport, Strandbags at 265 plus stores, Myer (55 stores), David Jones and House. The four reliable Father s Day lanes remaining today are Click and Collect at a local store, an instant digital gift card via email, an in store walk in on Friday or Saturday, or a home service voucher. Treat all posted orders placed today as at risk of missing Sunday.

Woolworths 20x Everyday Rewards On Gift Cards Sept 9 to 15, ShopBack Doubles Today

Two gift card plays worth locking in. Per OzBargain, Woolworths is running 20x Everyday Rewards points on selected TCN branded and Google Play gift cards from Wednesday 9 September through Tuesday 15 September, which works out to approximately 10 per cent effective return on the gift card value once you convert Everyday Rewards points back to grocery discounts. That does not help Father s Day this weekend, but it sets up the Christmas run in nicely, particularly for a dad who is genuinely a Google Play or app store buyer.

Better for today, ShopBack is running increased cashback on gift cards through 8am to 11:59pm Friday 4 September only (today), per OzBargain. Coles gift cards are 3 per cent ShopBack cashback plus a stackable 3 per cent Westpac or St George or Bank of Melbourne or BankSA gift card bonus, for 6 per cent total. Bunnings gift cards are 3 per cent ShopBack plus a 4 per cent bonus, for 7 per cent total. That is a lot better than the typical 1 to 2 per cent gift card return. If you are buying a Father s Day gift card today anyway, route it through ShopBack for the double up while today s bonus is live, and the digital gift card arrives in the recipient s inbox within minutes so it works for Sunday. Costco Australia is also live per OzBargain with a Gold Star or Business membership at 65 dollars a year and a 20 dollar bonus Costco Shop Card using promo code NEW20, running through Tuesday 30 September, for the dad who already has the wholesale bulk buying gene.

Today s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It s On Sale, audited at dawn.

1Today’s Top
Discount
Colette HaymanColette HaymanBags & AccessoriesUp to 81 per cent off Colette Hayman: handbags, crossbody bags, backpacks, wallets, purses, work totes, evening clutches, luggage, sunglasses and travel accessories from the Sydney founded, Australian owned label with 100 plus stores nationally and shopfronts in every capital city. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock with tags intact, and same day Click and Collect at 100 plus stores across Australia. The 81 per cent cut across the sale range is the deepest headline discount in today s pool and covers current season handbags and purses at accessible entry points, a considered Father s Day path for the dad who is genuinely a wallet, weekender or sunglasses guy, and physical store pick up right through Saturday 5 September delivers zero delivery risk on the 2 day countdown.81%OFF
2DecjubaDecjubaWomen's FashionUp to 79 per cent off Decjuba: contemporary women s dresses, tailoring, knitwear, denim, coats, activewear and accessories from the Melbourne founded, Australian owned label with 130 plus stores across Australia and New Zealand. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day returns on unworn stock. The 79 per cent cut on the sale all collection covers current season dresses, oversized coats, knitwear and premium tailoring for the wife, partner or sister on the Father s Day family lunch guest list, and same day Click and Collect stays live at 130 plus Decjuba stores through Saturday afternoon so there is no post delivery risk.79%OFF3MyerMyerDepartment StoreUp to 60 per cent off Myer: department store beauty, fragrance, homewares, kitchenware, small appliances, men s tailoring, watches and accessories from Australia s largest department store chain with 55 stores nationally, ASX listed and Australian owned. Australian free shipping over 99 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn full price stock, and same day Click and Collect at every store. The 60 per cent cut on the Myer offers page covers fragrance sets, electric shavers, roasting pans, whisky glasses and men s cotton robes at genuine Father s Day price points, and 55 store Click and Collect through Saturday 5 September solves the last minute post delivery risk on the 2 day countdown.60%OFF4Robert GordonRobert GordonHomewares & CeramicsUp to 60 per cent off Robert Gordon: hand thrown Australian ceramic dinnerware, coffee mugs, teapots, planters, vases, milk jugs, salt and pepper shakers and gift boxed sets from the Melbourne based, Australian owned pottery studio operating since 1945. Free Australian shipping over 150 dollars, Afterpay at checkout, 30 day returns on unbroken stock. The 60 per cent cut across the sale collection covers hand made ceramics that carry a story, so if the dad on your Sunday guest list drinks his morning coffee and appreciates craft made goods, a Robert Gordon mug set or hand thrown butter dish gift boxed is a Father s Day play that beats another gift card, and delivery within Melbourne metro remains viable if ordered before noon Friday.60%OFF5Australian LeatherAustralian LeatherFootwearUp to 50 per cent off Australian Leather: sheepskin ugg boots (short, tall, mini, classic), moccasins, slippers, leather belts, wallets and leather care products from the Sydney based, Australian owned label manufacturing sheepskin footwear locally since 1979. Free Australian shipping over 100 dollars, Afterpay at checkout, 30 day change of mind returns on unworn stock in original packaging, and Sydney showroom collection remains available through Saturday. The 50 per cent cut on the sale collection covers Australian made sheepskin uggs and slippers, one of the strongest wintering Father s Day gift lanes for the dad who wants a warm morning coffee run in his own driveway, and Sydney metro shoppers can walk in to the Bexley factory outlet through Saturday for a physical pick up.50%OFF

% discounts shown are indicative across each store s sale range. Individual product savings vary.

Three days to Father’s Day, and shoppers now face a rate hike scare | It’s On Sale Daily Brief 3 September 2026

Thursday morning briefing for Australian shoppers. Father s Day 2026 is 3 days away this Sunday 6 September, and the Express Post window closed at 11:59pm last night, leaving Click and Collect, walk in shopping and digital gift cards as the only safe last minute paths. Yesterday s Q2 GDP data landed at a hotter than expected 2.1 per cent year on year (per the ABS), well above the 1.8 per cent economists consensus, and financial markets have now priced in the likelihood of a rate hike at the RBA s 29 September meeting. Today s live sale scan puts Baku Swimwear at up to 70 per cent off as the headline discount, alongside Portmans, Telstra, Lee Mathews, Jac and Jack, and Sanity.

Q2 GDP Surprise, and Now Markets Are Pricing In A Rate Hike

Yesterday Wednesday 2 September the Australian Bureau of Statistics released Q2 2026 GDP data showing the economy grew 0.4 per cent quarter on quarter and 2.1 per cent year on year, well above the 1.8 per cent forecast in the Reuters economist poll per CNBC. Per Westpac IQ, the result is running a touch firmer than expected by the RBA (whose latest Statement on Monetary Policy pencilled in 1.9 per cent) and will add to the Board s unease leading into its September meeting. Combined with July s inflation reading at 3.5 per cent (versus 3.3 per cent forecast, still above the RBA s 2 to 3 per cent target band), AAP News is running the story as Surprise GDP data final green light for rate hike, and shares wobbled yesterday as inflation fears loomed large.

Practical Thursday morning implications for the household budget. If the RBA does lift the cash rate at its Tuesday 29 September meeting, that is roughly 26 days away, and the typical variable rate mortgage passes through the change within 30 to 45 days after the announcement per Reserve Bank guidance. On a 600,000 dollar mortgage a 0.25 percentage point rate rise adds around 100 dollars a month to the repayment (approximately, actual figure depends on your remaining term and current rate). For Father s Day weekend that framing matters, every dollar you spend on a gift today is one less dollar toward what might be a higher repayment from mid October. The It s On Sale editorial line for the next 3 weeks stays consistent: value first, avoid impulse buys, favour Australian owned retailers with local fulfilment and Australian Consumer Law protection, and stack loyalty programs at Coles Everyday Rewards and Woolworths Everyday Rewards where you can. Today s Top 5 all fit that filter.

Three Days Out: Click and Collect Is Now The Only Safe Path

Father s Day 2026 lands on Sunday 6 September, exactly 3 days from today, and the Express Post window closed at 11:59pm Wednesday 2 September at most major retailers. Per the Quokit last minute Father s Day guide for Australia, the four reliable lanes remaining are Click and Collect at a local store, an instant digital gift card, an in store walk in, or a home service voucher. The Australia Post standard service is no longer guaranteed by Sunday from anywhere except same city origin, and even that is not universal, so treat all posted orders as at risk if you place them today.

The Click and Collect network at 30 to 60 minute turnaround right through Saturday 5 September covers most Australian owned majors: JB Hi Fi (300 plus stores, ideal for the Father s Day 4K and Blu ray sale below), Harvey Norman (280 plus stores nationally), The Good Guys (100 plus stores, Australian owned since 1952), Big W (170 plus stores via Woolworths Group), Bunnings (280 plus stores, ideal for the Ozito battery trade in play below), Rebel Sport, Strandbags at 265 plus stores, Myer and David Jones. Instant digital gift cards eliminate delivery risk entirely, so JB Hi Fi digital gift cards, RedBalloon experience vouchers, Audible memberships, Australian Adventure Store vouchers and Uber Eats gift cards all deliver in the recipient s inbox within minutes. For a Father s Day 30 second decision on a lunch break today, the digital gift card path is bulletproof, and Coles is running 10 per cent off gift cards in store from Wednesday 9 September (see the next story) which does not help this weekend but matters for the run up to Christmas.

Coles GOODEATS Saves 20 Dollars Plus 10 Percent Off Gift Cards From Sept 9

Per OzBargain live deals as at 3 September 2026, Coles is running a 20 dollar off online shop promo with code GOODEATS on any 200 dollar minimum online order, running through Tuesday 8 September (exclusions apply). That is a straight 10 per cent shave on a typical weekly family grocery shop, so if you are stacking a Father s Day meal spread (steak, prawns, roast vegetables, Toblerone chocolate hamper) it lands cleanly into a single online shop with Click and Collect available. Coles is also running 10 per cent off gift cards (Uber, DoorDash, Rebel, Supercheap Auto, BCF and Super Retail Group brands) in store from Wednesday 9 September through Tuesday 15 September, so if you have a broader Father s Day plan for a dad who is a Rebel Sport or BCF customer, that in store gift card play is your set up for next week.

Standard grocery stacking rules apply this week. Layer the GOODEATS code with your Coles Flybuys points to earn on the total shop, plus any current personalised offers in the Flybuys app (frequent shoppers regularly see targeted 4x or 6x points offers on selected departments), plus the Coles Plus 10 per cent off shops for members if you are on the annual plan. The Coles Choice sale that opened at 5pm on Tuesday 1 September runs concurrently through Monday 8 September and covers Choice branded lines, which pairs well with the GOODEATS code for a weekend shop. The comparable Woolworths Everyday Rewards approach is to check the app for member only pricing on 4 N Twenty pies, Ferrero Rocher gift packs and Energizer batteries (all currently at 45 to 55 per cent off catalogue per this week s new catalogue running through Tuesday 8 September per the OzBargain half price report).

JB Hi Fi 20 Percent Off Movies Through Sept 6, Bunnings Ozito Battery Trade In

Two locked in Father s Day plays for today. Per OzBargain, JB Hi Fi is running 20 per cent off DVDs, Blu rays and 4K UHD titles through Sunday 6 September (Father s Day itself), plus buy 2 get 1 free on selected movies, TV shows 2 for 40 dollars, and clearance titles from Umbrella Entertainment. Click and Collect and in store are both live, so a Father s Day 4K box set for the movie loving dad is genuinely doable today, Friday or Saturday morning at any of the 300 plus JB Hi Fi stores nationally.

Second, Bunnings is running an Ozito battery trade in through Sunday 19 October per OzBargain: bring in any old 18V battery from any brand (Ryobi, Ozito, DeWalt, AEG, dead cordless drill batteries, any of it) and get 50 dollars off the Ozito PXC 5.2Ah Battery Twin Pack, taking it to 129 dollars in store. That is a practical Father s Day gift for the DIY dad who already owns Ozito PXC tools and needs runtime, or as a starter kit paired with an Ozito PXC bare tool at 79 dollars. The trade in path also solves the awkward pile of dead lithium ion batteries most Australian households have accumulated, since Bunnings will recycle them under B cycle. Physical store only, so Click and Collect stays live at 280 plus Bunnings locations through Saturday 5 September for a weekend pick up. Australian owned via Wesfarmers, Australian Consumer Law protection applies, and the standard Ozito 3 year warranty covers the twin pack.

Today s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It s On Sale, audited at dawn.

1Today’s Top
Discount
Baku SwimwearBaku SwimwearSwim & BeachUp to 70 per cent off Baku Swimwear: swimsuits, one pieces, bikinis, rashvests, kids swimwear, boardshorts, resort dresses, kaftans and beach accessories from the Melbourne founded, Australian owned swim label with over 30 years in the game. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day returns on unworn stock with hygiene liner intact. The 70 per cent cut across the sale collection is the deepest headline discount in today s pool and lands right as Australians start planning summer wardrobes, with Click and Collect available at David Jones and selected Baku boutiques through Saturday.70%OFF
2PortmansPortmansWomen's FashionUp to 50 per cent off Portmans: workwear tailoring, dresses, blouses, knitwear, denim, tops, occasion wear and accessories from the Australian owned Just Group womenswear label (also owner of Just Jeans, Jay Jays, Jacqui E, Peter Alexander, Dotti and Smiggle). Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day change of mind returns on unworn stock. The 50 per cent cut on the Sale collection covers current season tailoring, cocktail dresses and desk to dinner separates that suit the spring racing carnival and Father s Day family lunch dress code.50%OFF3TelstraTelstraElectronics & TelcoUp to 50 per cent off Telstra: mobile phones, smartwatches, tablets, wireless earbuds, home Wi Fi routers, prepaid SIM starter kits and phone accessories from Australia s largest telco with over 350 stores nationally. Interest free plans on selected devices, Click and Collect at 350 plus stores nationally, 30 day change of mind on unopened accessories, Australian Consumer Law device warranty coverage. The 50 per cent cut on selected mobile phone deals and accessories is a strong practical Father s Day path for the dad who needs a phone upgrade, wireless earbuds or a smart watch, and physical store pick up right through Saturday delivers zero delivery risk on the 3 day countdown.50%OFF4Lee MathewsLee MathewsDesigner FashionUp to 40 per cent off Lee Mathews: signature Australian designer dresses, blouses, cotton and linen separates, knitwear, tailoring and accessories from the Sydney founded, Australian owned label with 30 plus years running. Free Australian shipping over 250 dollars, Afterpay and Zip at checkout, 14 day returns on unworn full price and 7 day returns on sale stock. The 40 per cent cut across the sale all collection covers current season silk shirts, tailored trousers and signature Lee Mathews jersey pieces at accessible entry points, a considered Father s Day gift lane for the wife or partner in the family, and physical stock is browsable at 8 boutiques Sydney, Melbourne and online.40%OFF5Jac + JackJac + JackContemporary FashionUp to 40 per cent off Jac + Jack: contemporary knitwear, cashmere jumpers, T shirts, shirting, tailored trousers and denim from the Sydney founded, Australian owned label since 2004 known for elevated basics and considered fabric sourcing. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day returns on unworn stock with tags intact. The 40 per cent cut on the Sale collection covers current season cashmere knits, T shirts and tailored trousers, a strong Father s Day pick for the well dressed dad who values quiet quality, and Click and Collect stays live at Sydney, Melbourne and Brisbane boutiques through Saturday afternoon.40%OFF

% discounts shown are indicative across each store s sale range. Individual product savings vary.

Editorial flat lay with kraft wrapped gift box orange ribbon calendar page showing 4 vintage brass hourglass rattan basket with Toblerone and Ferrero Rocher leather journal fountain pen and eucalyptus

Four Days to Father s Day: Express Post Ends Tonight, 233 Half Price Items Land at Coles and Woolies | It’s On Sale Daily Brief, 2 September 2026

Wednesday morning briefing for Australian shoppers. Father s Day 2026 is 4 days away this Sunday 6 September, and Wednesday 2 September is the LAST practical day to place Express Post orders at most retailers, with cut off at 11:59pm tonight. Coles and Woolworths open new catalogues today running through Tuesday 8 September, with 233 items at 50 per cent or more off across both chains. Bonds launches its official re commerce marketplace for baby and kidswear today, tapping the growing circular fashion trend. Today s live sale scan puts Rebel Sport at up to 85 per cent off as the headline discount, alongside Kick Push Skate at 80 per cent, Sheike, Strandbags, Gazman and P.E Nation activewear.

Four Days Out: Tonight Is Express Post Cut Off At Most Retailers

Father s Day 2026 falls on Sunday 6 September, exactly 4 days away, and Wednesday 2 September is the final practical Express Post day at most Australian retailers. Per the Paperworld 2026 Father s Day ordering guide, Express delivery orders must be placed by 11:59pm Wednesday 2 September for expected arrival by Saturday 5 September. Per DadShop, Sydney Metro Express Post is running at 9 dollars 90 (usually 14 dollars 90) with the offer ending 11:59pm Wednesday 2 September. Per Flamin Signs and Boxes cut off dates, Australia Post Express cut off for regional areas was Monday, with capital cities cutting off today Wednesday.

After 11:59pm tonight the safe last minute paths shift to three options. First, Click and Collect at JB Hi Fi, Harvey Norman, The Good Guys and Big W stays live on stocked lines with 30 to 60 minute turnaround through midday Saturday 5 September. Second, physical store purchases at Myer, David Jones, Rebel Sport (see today s Top 5), Strandbags (265 plus stores) and Gazman work right up to close Saturday. Third, digital gift cards and experience vouchers eliminate delivery risk entirely because they arrive in the recipient s inbox instantly, from JB Hi Fi digital gift cards to RedBalloon experience vouchers to Audible memberships. For a Father s Day 30 second decision on a lunch break, the digital gift card path is bulletproof.

Coles + Woolies New Catalogues Kick Off Today: 233 Items Half Price

Per the OzBargain Catalogue Half Price Report for 2 September 2026, the new Coles and Woolworths catalogues starting today Wednesday 2 September (running through Tuesday 8 September) feature 233 items at 50 per cent or more off across both chains: 124 Coles items and 109 Woolworths items. Prepaid SIM starter kits are the deepest cuts of the week. Coles has Lyca 40 dollar Starter Pack at 73 per cent off (now 11 dollars), Lyca 25 dollar Starter Kit at 72 per cent off (now 7 dollars), Lyca 30 dollar Starter Kit at 70 per cent off (now 9 dollars). Woolworths has Lebara 30 dollar Starter Pack at 67 per cent off (now 10 dollars) and Optus 39 dollar SIM Starter Kit at 67 per cent off (now 13 dollars). Telstra 44 dollar Starter Pack is 66 per cent off (now 15 dollars) at both chains.

Grocery standouts worth stacking into a Wednesday shop. Toblerone 340g is 55 per cent off at both Coles and Woolworths (now 9 dollars, was 20 dollars) which lines up neatly for a Father s Day chocolate hamper. Ferrero Rocher 375g Pack of 30 is 45 per cent off at Woolworths (now 17 dollars 50, was 32 dollars). Four N Twenty Traditional Pies 700g Pack of 4 is half price at Woolworths (now 5 dollars 25, was 10 dollars 50). Energizer Max Plus AA or AAA batteries Pack of 16 at Woolworths is 53 per cent off (now 15 dollars, was 32 dollars 20). Standard stacking rules apply: layer these prices with Everyday Rewards or Flybuys points, plus any current personalised offers in the loyalty app, plus Everyday Extra or Coles Plus 10 per cent off shops for members. The Choice sale that opened yesterday at 5pm at Coles runs concurrently and also covers Choice branded lines through Monday 8 September.

Bonds Launches Re Commerce Marketplace for Baby and Kidswear Today

Australian iconic underwear and babywear label Bonds launched its official re commerce marketplace today Wednesday 2 September per Ragtrader. The platform lets parents resell pre loved Bonds baby and kids items, tapping what the brand calls a massive pre loved market. Bonds is Australian owned via the Hanes Australasia group and operates over 100 stand alone stores and full concession ranges at Myer, David Jones and Big W. This new resale channel aligns with a broader circular fashion trend for family brands, similar in structure to Lovevery s official Pre Loved marketplace via Modern Retail and Littlest Luxuries in the UK per Country and Town House.

Practical Wednesday morning implications for Australian parents. High turnover baby wondersuits, kids tees, singlet packs and pyjamas typically get 4 to 6 months of wear before outgrowing, and Bonds RRP for a wondersuit sits around 24 dollars 95 to 29 dollars 95 new. If the resale marketplace lists pre loved wondersuits in the 8 to 15 dollar range that is a 40 to 60 per cent saving on the equivalent new item, with the brand behind the platform managing listing quality and authenticity. Compare and contrast with existing informal channels like Facebook Marketplace or Gumtree where you carry all the risk on condition and stains. If you are still working through the Father s Day gift list today and have a first time dad in the family, a wondersuit gift is a fair 4 day out path (with digital gift cards to the resale platform as the delivery risk free version), and the launch itself is worth watching for the standard of authenticity checks and returns.

EOFY Weakness Confirmed, Q2 GDP Data Tomorrow

Per The Nightly business coverage, massive end of financial year discounts failed to spur a spending spree, with Commonwealth Bank Head of Australian Economics Belinda Allen saying the softening we are seeing in the CommBank household spending insight is broadly in line with our expectation that household spending will slow over the remainder of this year. AMP economist My Bui added it is not surprising to see spending growth slows, you would expect the three rate hikes so far to do something. Per Ragtrader July retail figures, fashion spending grew 6.6 per cent in July and overall retail spending grew 6.1 per cent year on year, so the picture is uneven category by category. Australia s Q2 2026 GDP data drops tomorrow Wednesday 3 September at 11:30am AEST per the ABS release calendar, and the Amazon ACCC Federal Court case (VID702 2026) covering the Prime Video ad free upcharge remains active with penalty exposure of the greater of 50 million dollars, three times the benefit or 30 per cent of adjusted turnover per ABC News.

Practical Wednesday admin action. If you are shopping any electronics or streaming subscription this week for Father s Day, favour Australian owned retailers with local fulfilment and predictable returns over Amazon Australia, which is a locked It s On Sale editorial rule following the ACCC action. If you paid the Amazon Prime Video 2 dollars 99 monthly ad free upcharge between November 2023 and August 2025, spend 10 minutes today searching your Gmail for the Amazon subscription billing history and screenshot your account subscription settings, because any Federal Court refund order will depend on Amazon being able to identify affected accounts and the paper trail sits with the subscriber. For today s Top 5 you are looking at genuinely Australian owned businesses (Rebel Sport via Super Retail Group, Kick Push Skate out of Brisbane, Sheike from Melbourne, Strandbags family owned, Gazman Melbourne founded 45 years running) with Australian Consumer Law protections and local Click and Collect coverage right through Saturday 5 September.

Today s Top 5 Deals of the Day

Five stores. Five categories. The deepest headline discounts surfaced from a sweep of every retailer on It s On Sale, audited at dawn.

1Today’s Top
Discount
Rebel SportRebel SportSport & FitnessUp to 85 per cent off Rebel Sport: running shoes, court and training shoes, activewear, cricket and footy gear, gym weights, hydration, backpacks and sports accessories from the Australian owned Super Retail Group. Rebel operates over 160 stores nationwide and offers free Australian shipping over 150 dollars, Afterpay and Zip at checkout, plus 60 day returns. The 85 per cent cut on the Sport Sale range is the deepest headline discount in today s pool and delivers a genuine Father s Day angle for the sporty dad, with Click and Collect available in 60 minutes on stocked lines right through to Saturday 5 September.85%OFF
2Kick Push SkateKick Push SkateSkate & WheelsUp to 80 per cent off Kick Push Skate: complete skateboards, longboards, cruisers, decks, trucks, wheels, bearings, helmets and protective pads from the Brisbane based Australian owned skate specialist. Free Australian shipping over 99 dollars, Afterpay and Zip at checkout, 30 day change of mind returns. The 80 per cent cut across clearance skate hardware is a strong Father s Day pick for the skating dad or the family board upgrade, and the deal window overlaps with the last practical Express Post day for arrival by the weekend.80%OFF3SheikeSheikeWomen's FashionUp to 50 per cent off Sheike: dresses, occasion wear, tops, denim, skirts, jackets and accessories from the Melbourne founded, Australian owned womenswear label. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day returns on unworn stock. The 50 per cent cut on the Sale collection covers current season occasion pieces, cocktail dresses and workwear separates, well timed for the spring racing carnival and Father s Day family lunch outfits.50%OFF4StrandbagsStrandbagsBags & AccessoriesUp to 50 per cent off Strandbags: handbags, backpacks, travel luggage, wallets, laptop bags and travel accessories from the family owned Australian bag specialist with 265 plus stores nationally. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, plus 60 day returns and a lifetime luggage warranty on Samsonite and American Tourister lines. The 50 per cent cut on the sale range spans premium leather handbags and wheeled luggage, and Click and Collect stays live at 265 plus stores right through to Saturday afternoon for a Father s Day travel bag or wallet pickup.50%OFF5GazmanGazmanMen's FashionUp to 30 per cent off Gazman: chinos, business shirts, knitwear, polos, jackets and shoes from the Melbourne founded, Australian owned menswear label operating for over 45 years. Free Australian shipping over 100 dollars, Afterpay and Zip at checkout, 30 day returns on unworn stock. The 30 per cent cut on the men s sale range covers current season tailoring, casual shirts and knitwear, a solid Father s Day path for the dad who dresses smart casual, with Express Post orders placed by midnight tonight arriving by Saturday.30%OFF

% discounts shown are indicative across each store s sale range. Individual product savings vary.